Delaware Code
Chapter 25. RATES AND RATING ORGANIZATIONS
§ 2502. Scope of chapter.

(a) This chapter applies to:

(1) Casualty insurance, including workers' compensation, and all forms of motor vehicle insurance, on risks or operations in this State;
(2) Surety insurance;
(3) Fire, marine and inland marine insurance, as used in their generally accepted trade sense, on risks located in this State. Inland marine insurance shall be deemed to include insurance as defined by statute, or by ruling of the Commissioner;
(4) Health insurance, group health insurance, blanket health insurance, Medicare supplement insurance and health service corporations; and
(5) Title insurance.
(b) This chapter shall not apply to:

(1) Reinsurance, except joint reinsurance as provided in § 2523 of this title;
(2) Insurance of airborne or waterborne vessels or craft, their cargoes, legal liability of aircraft operators, marine protection and indemnity, or other risks commonly insured under aviation or marine, as distinguished from inland marine, insurance policies; or
(3) Life insurance.
(c) Nothing in this chapter shall abridge or restrict the freedom of contract between insurers and agents or brokers with respect to commissions or between insurers and their employees with respect to compensation.

Structure Delaware Code

Delaware Code

Title 18 - Insurance Code

Chapter 25. RATES AND RATING ORGANIZATIONS

§ 2501. Purpose of chapter; interpretation.

§ 2502. Scope of chapter.

§ 2503. Making of rates [For applicability of this section, see 81 Del. Laws, c. 108, §  3] [Effective until Jan. 1, 2027].

§ 2503. Making of rates [For applicability of this section, see 81 Del. Laws, c. 108, §  3] [Effective Jan. 1, 2027].

§ 2504. Rate filings.

§ 2505. Exemption from filing.

§ 2506. Effective date of filing.

§ 2507. Disapproval of filing.

§ 2508. Limitation of disapproval power.

§ 2509. Excess rates.

§ 2510. Filings for members and subscribers of rating organizations authorized.

§ 2511. Licensing of rating organizations.

§ 2512. Subscribers to rating organizations.

§ 2513. Notice of changes.

§ 2514. Rules not to affect dividends.

§ 2515. Technical services.

§ 2516. Examinations and rules.

§ 2517. Adherence to filings.

§ 2518. Deviations.

§ 2519. Appeal from rating organization.

§ 2520. Appeal by insurers and others as to filings.

§ 2521. Information to be furnished insured.

§ 2522. Advisory organizations.

§ 2523. Joint underwriters; joint reinsurers.

§ 2524. Examinations.

§ 2525. Recording and reporting of loss and expense experience.

§ 2526. Interchange of rating plan data; consultation; cooperative action in rate making.

§ 2527. Assigned risk plans.

§ 2528. False or misleading information.

§ 2529. Fleet rates.

§ 2530. Penalties.

§ 2531. Appeals from Commissioner.

§ 2532. Certain increases in premiums to peace officers or emergency personnel prohibited.

§ 2533. Workers' compensation rates.

§ 2534. Workers' compensation and employers' liability forms and policies.

§ 2535. Adverse actions on policies relating to provision of medical care for termination of pregnancy.