(a) Except as otherwise provided in subsection (b) of this section, communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing. In the case of the recording of a record in a filing office described in subdivision (1) of subsection (a) of section 42a-9-501, tender of the filing fee means tender of the fee specified in section 7-34a.
(b) Filing does not occur with respect to a record that a filing office refuses to accept because:
(1) The record is not communicated by a method or medium of communication authorized by the filing office;
(2) An amount equal to or greater than the applicable filing fee is not tendered;
(3) The filing office is unable to index the record because:
(A) In the case of an initial financing statement, the record does not provide a name for the debtor;
(B) In the case of an amendment or information statement, the record:
(i) Does not identify the initial financing statement as required by section 42a-9-512 or 42a-9-518, as applicable; or
(ii) Identifies an initial financing statement whose effectiveness has lapsed under section 42a-9-515; or
(C) In the case of an initial financing statement that provides the name of a debtor identified as an individual or an amendment that provides a name of a debtor identified as an individual which was not previously provided in the financing statement to which the record relates, the record does not identify the debtor's surname;
(4) In the case of an initial financing statement or an amendment that adds a secured party of record, the record does not provide a name and mailing address for the secured party of record;
(5) In the case of an initial financing statement or an amendment that provides a name of a debtor which was not previously provided in the financing statement to which the amendment relates, the record does not:
(A) Provide a mailing address for the debtor; or
(B) Indicate whether the name provided as the name of the debtor is the name of an individual or an organization;
(6) In the case of an assignment reflected in an initial financing statement under subsection (a) of section 42a-9-514 or an amendment filed under subsection (b) of section 42a-9-514, the record does not provide a name and mailing address for the assignee; or
(7) In the case of a continuation statement, the record is not filed within the six-month period prescribed by subsection (d) of section 42a-9-515.
(c) For purposes of subsection (b) of this section:
(1) A record does not provide information if the filing office is unable to read or decipher the information; and
(2) A record that does not indicate that it is an amendment or identify an initial financing statement to which it relates, as required by section 42a-9-512, 42a-9-514 or 42a-9-518, is an initial financing statement.
(d) A record that is communicated to the filing office with tender of the filing fee, but which the filing office refuses to accept for a reason other than one set forth in subsection (b) of this section, is effective as a filed record except as against a purchaser of the collateral which gives value in reasonable reliance upon the absence of the record from the files.
(P.A. 01-132, S. 87; P.A. 11-108, S. 13.)
History: P.A. 11-108 amended Subsec. (b) by revising Subdiv. (3)(B) to replace “correction statement” with “information statement”, revising Subdiv. (3)(C) to replace “last name” with “surname”, revising Subdiv. (5)(B) to replace “whether the debtor is an individual or an organization” with “whether the name provided as the name of the debtor is the name of an individual or an organization” and deleting former Subdiv. (5)(C) re financing statement that indicates debtor is organization but does not provide a type or jurisdiction of organization, and made technical changes, effective July 1, 2013.
Structure Connecticut General Statutes
Title 42a - Uniform Commercial Code
Article 9 - Secured Transactions
Section 42a-9-101. - Short title.
Section 42a-9-102. - Definitions and index of definitions.
Section 42a-9-103a. - Purchase-money security interest.
Section 42a-9-104. - Control of deposit account.
Section 42a-9-105. - Control of electronic chattel paper.
Section 42a-9-106. - Control of investment property.
Section 42a-9-107. - Control of letter-of-credit right.
Section 42a-9-108. - Sufficiency of description.
Section 42a-9-110. - Security interests arising under article 2 or 2A.
Section 42a-9-111. - Applicability of bulk transfer laws.
Section 42a-9-201. - General effectiveness of security agreement.
Section 42a-9-202. - Title to collateral immaterial.
Section 42a-9-204. - After-acquired property. Future advances.
Section 42a-9-205. - Use or disposition of collateral permissible.
Section 42a-9-206. - Security interest arising in purchase or delivery of financial asset.
Section 42a-9-206a. - Effectiveness of security agreement in household furniture.
Section 42a-9-207. - Rights and duties of secured party having possession or control of collateral.
Section 42a-9-208. - Additional duties of secured party having control of collateral.
Section 42a-9-209. - Duties of secured party if account debtor has been notified of assignment.
Section 42a-9-301. - Law governing perfection and priority of security interests.
Section 42a-9-302. - Law governing perfection and priority of agricultural liens.
Section 42a-9-307. - Location of debtor.
Section 42a-9-309. - Security interest perfected upon attachment.
Section 42a-9-314. - Perfection by control.
Section 42a-9-315. - Secured party's rights on disposition of collateral and in proceeds.
Section 42a-9-316. - Effect of change in governing law.
Section 42a-9-319. - Rights and title of consignee with respect to creditors and purchasers.
Section 42a-9-320. - Buyer of goods.
Section 42a-9-323. - Future advances.
Section 42a-9-324. - Priority of purchase-money security interests.
Section 42a-9-325. - Priority of security interests in transferred collateral.
Section 42a-9-326. - Priority of security interests created by new debtor.
Section 42a-9-327. - Priority of security interests in deposit account.
Section 42a-9-328. - Priority of security interests in investment property.
Section 42a-9-329. - Priority of security interests in letter-of-credit right.
Section 42a-9-330. - Priority of purchaser of chattel paper or instrument.
Section 42a-9-332. - Transfer of money. Transfer of funds from deposit account.
Section 42a-9-333. - Priority of certain liens arising by operation of law.
Section 42a-9-334. - Priority of security interests in fixtures and crops.
Section 42a-9-335. - Accessions.
Section 42a-9-336. - Commingled goods.
Section 42a-9-337. - Priority of security interests in goods covered by certificate of title.
Section 42a-9-339. - Priority subject to subordination.
Section 42a-9-340. - Effectiveness of right of recoupment or set-off against deposit account.
Section 42a-9-341. - Bank's rights and duties with respect to deposit account.
Section 42a-9-401. - Alienability of debtor's rights.
Section 42a-9-402. - Secured party not obligated on contract of debtor or in tort.
Section 42a-9-403. - Agreement not to assert defenses against assignee.
Section 42a-9-404. - Rights acquired by assignee. Claims and defenses against assignee.
Section 42a-9-405. - Modification of assigned contract.
Section 42a-9-408a. - Financing statements covering consigned or leased goods.
Section 42a-9-409. - Restrictions on assignment of letter-of-credit rights ineffective.
Section 42a-9-501. - Filing office.
Section 42a-9-503. - Name of debtor and secured party.
Section 42a-9-504. - Indication of collateral.
Section 42a-9-506. - Effect of errors or omissions.
Section 42a-9-507. - Effect of certain events on effectiveness of financing settlement.
Section 42a-9-509. - Persons entitled to file a record.
Section 42a-9-510. - Effectiveness of filed record.
Section 42a-9-511. - Secured party of record.
Section 42a-9-512. - Amendment of financing statement.
Section 42a-9-513. - Termination statement.
Section 42a-9-514. - Assignment of powers of secured party of record.
Section 42a-9-516. - What constitutes filing. Effectiveness of filing.
Section 42a-9-517. - Effect of indexing errors.
Section 42a-9-520. - Acceptance and refusal to accept record.
Section 42a-9-522. - Maintenance and destruction of records.
Section 42a-9-523. - Information from filing office. Sale or license of records.
Section 42a-9-524. - Delay by filing office.
Section 42a-9-526. - Filing-office regulations.
Section 42a-9-602. - Waiver and variance of rights and duties.
Section 42a-9-603. - Agreement on standards concerning rights and duties.
Section 42a-9-604. - Procedure if security agreement covers real property or fixtures.
Section 42a-9-605. - Unknown debtor or secondary obligor.
Section 42a-9-606. - Time of default for agricultural lien.
Section 42a-9-607. - Collection and enforcement by secured party.
Section 42a-9-610. - Disposition of collateral after default.
Section 42a-9-611. - Notification before disposition of collateral.
Section 42a-9-612. - Timeliness of notification before disposition of collateral.
Section 42a-9-613. - Contents and form of notification before disposition of collateral: General.
Section 42a-9-616. - Explanation of calculation of surplus or deficiency.
Section 42a-9-617. - Rights of transferee of collateral.
Section 42a-9-618. - Rights and duties of certain secondary obligors.
Section 42a-9-619. - Transfer of record or legal title.
Section 42a-9-621. - Notification of proposal to accept collateral.
Section 42a-9-622. - Effect of acceptance of collateral.
Section 42a-9-623. - Right to redeem collateral.
Section 42a-9-625. - Remedies for secured party's failure to comply with this article.
Section 42a-9-626. - Action in which deficiency or surplus is in issue.
Section 42a-9-627. - Determination of whether conduct was commercially reasonable.
Section 42a-9-702. - Savings clause.
Section 42a-9-703. - Security interest perfected before October 1, 2001.
Section 42a-9-704. - Security interest unperfected before October 1, 2001.
Section 42a-9-705. - Effectiveness of action taken before October 1, 2001.
Section 42a-9-707. - Amendment of pre-effective-date financing statement.
Section 42a-9-708. - Persons entitled to file initial financing statement or continuation statement.
Section 42a-9-709. - Priority.
Section 42a-9-802. - Savings clause.
Section 42a-9-803. - Security interest perfected before July 1, 2013.
Section 42a-9-804. - Security interest unperfected before July 1, 2013.
Section 42a-9-805. - Effectiveness of action taken before July 1, 2013.
Section 42a-9-807. - Amendment of financing statement filed before July 1, 2013.
Section 42a-9-808. - Person entitled to file initial financing statement or continuation statement.