(a) If an individual, after proper identification, submits a written request to an insurance institution, agent or insurance-support organization for access to recorded personal information concerning himself which is reasonably described and accessible, the institution, agent or insurance-support organization shall within thirty business days from the date such request is received: (1) Inform the individual of the nature and substance of such recorded personal information in writing, by telephone or by other means of oral communication; (2) permit the individual to see and copy, in person, such recorded personal information pertaining to him or to obtain a copy of such information by mail, unless such information is in coded form, in which case an accurate translation in readable language shall be provided in writing; (3) disclose to the individual the identity, if recorded, of those persons to whom the insurance institution, agent or insurance-support organization has disclosed such personal information within two years prior to such request, and if the identity is not recorded, the names of those insurance institutions, agents, insurance-support organizations or other persons to whom such information is normally disclosed; and (4) provide the individual with a summary of the procedures by which he may request correction, amendment or deletion of recorded personal information.
(b) Any personal information provided pursuant to subsection (a) of this section shall identify the source of the information if it is an institutional source.
(c) Medical-record information supplied by a medical-care institution or medical professional and requested under subsection (a) of this section, together with the identity of the medical professional or medical-care institution which provided such information, shall be supplied either directly to the individual or to a medical professional designated by the individual and licensed to provide medical care with respect to the condition to which the information relates by the insurance institution, agent or insurance-support organization. If it elects to disclose the information to a medical professional designated by the individual, the insurance institution, agent or insurance-support organization shall notify the individual, at the time of the disclosure, that it has provided the information to the medical professional.
(d) Except for personal information provided under section 38a-985, an insurance institution, agent or insurance-support organization may charge a reasonable fee to cover the costs incurred in providing a copy of recorded personal information to individuals.
(e) The obligations imposed by this section upon an insurance institution or agent may be satisfied by another insurance institution or agent authorized to act on its behalf. With respect to the copying and disclosure of recorded personal information pursuant to a request under subsection (a) of this section, an insurance institution, agent or insurance-support organization may make arrangements with an insurance-support organization or a consumer reporting agency to copy and disclose such information on its behalf.
(f) The rights granted to individuals in this section shall extend to all individuals to the extent information concerning them is collected and maintained by an insurance institution, agent or insurance-support organization in connection with an insurance transaction. The rights granted to all individuals by this subsection shall not extend to information concerning them that relates to and is collected in connection with or in reasonable anticipation of, a claim or a civil or criminal proceeding involving them.
(g) For purposes of this section, the term “insurance-support organization” does not include “consumer reporting agency”.
(P.A. 81-368, S. 9, 25; P.A. 82-21, S. 3.)
History: P.A. 82-21 specified that section provisions apply to personal or privileged information collected or received before or after October 1, 1982; Sec. 38-508 transferred to Sec. 38a-983 in 1991.
Structure Connecticut General Statutes
Chapter 705 - Connecticut Insurance Information and Privacy Protection Act
Section 38a-976. (Formerly Sec. 38-501). - Definitions.
Section 38a-977. (Formerly Sec. 38-502). - Applicability. Exceptions.
Section 38a-978. (Formerly Sec. 38-503). - Use of pretext interviews.
Section 38a-979. (Formerly Sec. 38-504). - Notice of insurance information practices.
Section 38a-982. (Formerly Sec. 38-507). - Investigative consumer reports.
Section 38a-983. (Formerly Sec. 38-508). - Access to recorded personal information.
Section 38a-988. (Formerly Sec. 38-513). - Disclosure limitations and conditions.
Section 38a-989. (Formerly Sec. 38-514). - Powers of commissioner.
Section 38a-990. (Formerly Sec. 38-515). - Hearings; subpoenas; service of process.
Section 38a-992. (Formerly Sec. 38-517). - Commissioner to prepare findings.
Section 38a-993. (Formerly Sec. 38-518). - Penalties.
Section 38a-994. (Formerly Sec. 38-519). - Appeals from orders.
Section 38a-995. (Formerly Sec. 38-520). - Individual remedies.
Section 38a-996. (Formerly Sec. 38-521). - Immunity.
Section 38a-997. (Formerly Sec. 38-522). - Obtaining information under false pretenses. Fine.
Section 38a-998. (Formerly Sec. 38-523). - Severability.
Section 38a-999. - Written policies, standards and procedures re medical record information.