Connecticut General Statutes
Chapter 705 - Connecticut Insurance Information and Privacy Protection Act
Section 38a-977. (Formerly Sec. 38-502). - Applicability. Exceptions.

(a) The obligations imposed by sections 38a-975 to 38a-998, inclusive, shall apply to those insurance institutions, agents or insurance-support organizations which, on or after October 1, 1982: (1) In the case of life, health or disability insurance: (A) Collect, receive or maintain information in connection with insurance transactions which pertains to individuals who are residents of this state or (B) engage in insurance transactions with applicants, individuals or policyholders who are residents of this state, and (2) in the case of property or casualty insurance: (A) Collect, receive or maintain information in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this state or (B) engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this state.

(b) The rights granted by sections 38a-975 to 38a-998, inclusive, shall extend to: (1) In the case of life, health or disability insurance, the following persons who are residents of this state: (A) Individuals who are the subject of information collected, received or maintained in connection with insurance transactions and (B) applicants, individuals or policyholders who engage in or seek to engage in insurance transactions, and (2) in the case of property or casualty insurance, the following persons: (A) Individuals who are the subject of information collected, received or maintained in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in the state and (B) applicants, individuals or policyholders who engage in or seek to engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this state.
(c) For purposes of this section, a person shall be considered a resident of this state if the person's last-known mailing address, as shown in the records of the insurance institution, agent or insurance-support organization, is located in this state.
(d) Notwithstanding the provisions of subsections (a) and (b) of this section, sections 38a-975 to 38a-998, inclusive, shall not apply to information collected from the public records of a governmental authority and maintained by an insurance institution or its representatives for the purpose of insuring the title to real property located in this state.
(P.A. 81-368, S. 3, 25; P.A. 82-472, S. 119, 183.)
History: P.A. 82-472 made technical changes and corrections; Sec. 38-502 transferred to Sec. 38a-977 in 1991.

Structure Connecticut General Statutes

Connecticut General Statutes

Title 38a - Insurance

Chapter 705 - Connecticut Insurance Information and Privacy Protection Act

Section 38a-975. (Formerly Sec. 38-500). - Short title: Connecticut Insurance Information and Privacy Protection Act.

Section 38a-976. (Formerly Sec. 38-501). - Definitions.

Section 38a-977. (Formerly Sec. 38-502). - Applicability. Exceptions.

Section 38a-978. (Formerly Sec. 38-503). - Use of pretext interviews.

Section 38a-979. (Formerly Sec. 38-504). - Notice of insurance information practices.

Section 38a-980. (Formerly Sec. 38-505). - Insurer to specify questions for marketing or research purposes.

Section 38a-981. (Formerly Sec. 38-506). - Content of disclosure authorization forms. Disclosure of health benefits to exclusive bargaining agent or subgroup of a multi-bargaining-unit group.

Section 38a-982. (Formerly Sec. 38-507). - Investigative consumer reports.

Section 38a-983. (Formerly Sec. 38-508). - Access to recorded personal information.

Section 38a-984. (Formerly Sec. 38-509). - Correction, amendment or deletion of recorded personal information.

Section 38a-985. (Formerly Sec. 38-510). - Insurer to provide its reasons for adverse underwriting decisions.

Section 38a-986. (Formerly Sec. 38-511). - Information concerning previous adverse underwriting decisions and coverage through residual market mechanisms.

Section 38a-987. (Formerly Sec. 38-512). - Insurer prohibited from considering previous adverse underwriting decision or past residual market mechanism coverage.

Section 38a-988. (Formerly Sec. 38-513). - Disclosure limitations and conditions.

Section 38a-988a. - Sale of individually identifiable medical record information prohibited. Written consent re disclosure for marketing purposes. Exceptions. Cause of action for violations.

Section 38a-989. (Formerly Sec. 38-514). - Powers of commissioner.

Section 38a-990. (Formerly Sec. 38-515). - Hearings; subpoenas; service of process.

Section 38a-991. (Formerly Sec. 38-516). - Insurance-support organizations to appoint commissioner to accept service of process.

Section 38a-992. (Formerly Sec. 38-517). - Commissioner to prepare findings.

Section 38a-993. (Formerly Sec. 38-518). - Penalties.

Section 38a-994. (Formerly Sec. 38-519). - Appeals from orders.

Section 38a-995. (Formerly Sec. 38-520). - Individual remedies.

Section 38a-996. (Formerly Sec. 38-521). - Immunity.

Section 38a-997. (Formerly Sec. 38-522). - Obtaining information under false pretenses. Fine.

Section 38a-998. (Formerly Sec. 38-523). - Severability.

Section 38a-999. - Written policies, standards and procedures re medical record information.

Section 38a-999a. - Disclosure of individually identifiable medical record information with malicious intent prohibited. Penalty.

Section 38a-999b. - Comprehensive information security program to safeguard personal information. Certification. Notice requirements for actual or suspected breach. Penalty.