(a) No insurance institution, agent or insurance-support organization shall prepare or request an investigative consumer report pertaining to an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, reinstatement or a change in insurance benefits unless the insurance institution or agent informs the individual that: (1) The individual may request to be interviewed in connection with the preparation of the investigative consumer report and (2) upon request pursuant to section 38a-983, the individual is entitled to receive a copy of the investigative consumer report.
(b) If an investigative consumer report is to be prepared by an insurance institution or agent, the institution or agent shall establish reasonable procedures pertaining to the conduct of a personal interview requested by an individual.
(c) If an investigative consumer report is to be prepared by an insurance-support organization, the institution or agent desiring such report shall inform the insurance-support organization whether a personal interview has been requested by the individual. The insurance-support organization shall establish reasonable procedures pertaining to the conduct of such interviews, if requested.
(P.A. 81-368, S. 8, 25; P.A. 08-110, S. 4.)
History: Sec. 38-507 transferred to Sec. 38a-982 in 1991; P.A. 08-110 made technical changes in Subsec. (a), effective May 27, 2008.
Structure Connecticut General Statutes
Chapter 705 - Connecticut Insurance Information and Privacy Protection Act
Section 38a-976. (Formerly Sec. 38-501). - Definitions.
Section 38a-977. (Formerly Sec. 38-502). - Applicability. Exceptions.
Section 38a-978. (Formerly Sec. 38-503). - Use of pretext interviews.
Section 38a-979. (Formerly Sec. 38-504). - Notice of insurance information practices.
Section 38a-982. (Formerly Sec. 38-507). - Investigative consumer reports.
Section 38a-983. (Formerly Sec. 38-508). - Access to recorded personal information.
Section 38a-988. (Formerly Sec. 38-513). - Disclosure limitations and conditions.
Section 38a-989. (Formerly Sec. 38-514). - Powers of commissioner.
Section 38a-990. (Formerly Sec. 38-515). - Hearings; subpoenas; service of process.
Section 38a-992. (Formerly Sec. 38-517). - Commissioner to prepare findings.
Section 38a-993. (Formerly Sec. 38-518). - Penalties.
Section 38a-994. (Formerly Sec. 38-519). - Appeals from orders.
Section 38a-995. (Formerly Sec. 38-520). - Individual remedies.
Section 38a-996. (Formerly Sec. 38-521). - Immunity.
Section 38a-997. (Formerly Sec. 38-522). - Obtaining information under false pretenses. Fine.
Section 38a-998. (Formerly Sec. 38-523). - Severability.
Section 38a-999. - Written policies, standards and procedures re medical record information.