Connecticut General Statutes
Chapter 705 - Connecticut Insurance Information and Privacy Protection Act
Section 38a-978. (Formerly Sec. 38-503). - Use of pretext interviews.

No insurance institution, agent or insurance-support organization shall use or authorize the use of a pretext interview to obtain information in connection with an insurance transaction; except it may be used to obtain information from a person or institution that does not have a recognized privileged relationship with the person to whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the commissioner, there is a reasonable basis for suspecting criminal activity, fraud, material misrepresentation or material nondisclosure in connection with the claim.

(P.A. 81-368, S. 4, 25; P.A. 82-472, S. 120, 183.)
History: P.A. 82-472 made technical grammatical correction; Sec. 38-503 transferred to Sec. 38a-978 in 1991.

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Structure Connecticut General Statutes

Connecticut General Statutes

Title 38a - Insurance

Chapter 705 - Connecticut Insurance Information and Privacy Protection Act

Section 38a-975. (Formerly Sec. 38-500). - Short title: Connecticut Insurance Information and Privacy Protection Act.

Section 38a-976. (Formerly Sec. 38-501). - Definitions.

Section 38a-977. (Formerly Sec. 38-502). - Applicability. Exceptions.

Section 38a-978. (Formerly Sec. 38-503). - Use of pretext interviews.

Section 38a-979. (Formerly Sec. 38-504). - Notice of insurance information practices.

Section 38a-980. (Formerly Sec. 38-505). - Insurer to specify questions for marketing or research purposes.

Section 38a-981. (Formerly Sec. 38-506). - Content of disclosure authorization forms. Disclosure of health benefits to exclusive bargaining agent or subgroup of a multi-bargaining-unit group.

Section 38a-982. (Formerly Sec. 38-507). - Investigative consumer reports.

Section 38a-983. (Formerly Sec. 38-508). - Access to recorded personal information.

Section 38a-984. (Formerly Sec. 38-509). - Correction, amendment or deletion of recorded personal information.

Section 38a-985. (Formerly Sec. 38-510). - Insurer to provide its reasons for adverse underwriting decisions.

Section 38a-986. (Formerly Sec. 38-511). - Information concerning previous adverse underwriting decisions and coverage through residual market mechanisms.

Section 38a-987. (Formerly Sec. 38-512). - Insurer prohibited from considering previous adverse underwriting decision or past residual market mechanism coverage.

Section 38a-988. (Formerly Sec. 38-513). - Disclosure limitations and conditions.

Section 38a-988a. - Sale of individually identifiable medical record information prohibited. Written consent re disclosure for marketing purposes. Exceptions. Cause of action for violations.

Section 38a-989. (Formerly Sec. 38-514). - Powers of commissioner.

Section 38a-990. (Formerly Sec. 38-515). - Hearings; subpoenas; service of process.

Section 38a-991. (Formerly Sec. 38-516). - Insurance-support organizations to appoint commissioner to accept service of process.

Section 38a-992. (Formerly Sec. 38-517). - Commissioner to prepare findings.

Section 38a-993. (Formerly Sec. 38-518). - Penalties.

Section 38a-994. (Formerly Sec. 38-519). - Appeals from orders.

Section 38a-995. (Formerly Sec. 38-520). - Individual remedies.

Section 38a-996. (Formerly Sec. 38-521). - Immunity.

Section 38a-997. (Formerly Sec. 38-522). - Obtaining information under false pretenses. Fine.

Section 38a-998. (Formerly Sec. 38-523). - Severability.

Section 38a-999. - Written policies, standards and procedures re medical record information.

Section 38a-999a. - Disclosure of individually identifiable medical record information with malicious intent prohibited. Penalty.

Section 38a-999b. - Comprehensive information security program to safeguard personal information. Certification. Notice requirements for actual or suspected breach. Penalty.