A. As used in this section:
"Genetic characteristic" means any scientifically or medically identifiable gene or chromosome, or alteration thereof, which is known to be a cause of a disease or disorder, or determined to be associated with a statistically increased risk of development of a disease or disorder, and which is asymptomatic of any disease or disorder.
"Genetic information" means information about genes, gene products, or inherited characteristics that may derive from an individual or a family member.
"Genetic test" means a test for determining the presence or absence of genetic characteristics in an individual in order to diagnose a genetic characteristic.
B. No person proposing to issue, re-issue, or renew any policy, contract, or plan of accident and sickness insurance defined in § 38.2-109, but excluding disability income insurance, issued by any (i) insurer providing hospital, medical and surgical or major medical coverage on an expense incurred basis, (ii) corporation providing a health services plan, or (iii) health maintenance organization providing a health care plan for health care services shall, on the basis of any genetic information obtained concerning an individual or on the individual's request for genetic services, with respect to such policy, contract, or plan:
1. Terminate, restrict, limit, or otherwise apply conditions to coverage of an individual or restrict the sale to an individual;
2. Cancel or refuse to renew the coverage of an individual;
3. Exclude an individual from coverage;
4. Impose a waiting period prior to commencement of coverage of an individual;
5. Require inclusion of a rider that excludes coverage for certain benefits and services; or
6. Establish differentials in premium rates for coverage.
In addition, no discrimination shall be made in the fees or commissions of an agent or agency for an enrollment, a subscription, or the renewal of an enrollment or subscription of any person on the basis of a person's genetic characteristics which may, under some circumstances, be associated with disability in that person or that person's offspring.
C. Notwithstanding any other provisions of law, all information obtained from genetic screening or testing conducted prior to the repeal of this section shall be confidential and shall not be made public nor used in any way, in whole or in part, to cancel, refuse to issue or renew, or limit benefits under any policy, contract or plan subject to the provisions of this section.
1996, c. 704.
Structure Code of Virginia
Chapter 5 - Unfair Trade Practices
§ 38.2-500. Declaration of purpose
§ 38.2-502. Misrepresentations and false advertising of insurance policies
§ 38.2-503. False information and advertising generally
§ 38.2-505. Boycott, coercion and intimidation
§ 38.2-506. False statements and entries
§ 38.2-507. Stock operations and advisory board contracts
§ 38.2-508. Unfair discrimination
§ 38.2-508.1. Unfair discrimination; members of the armed forces
§ 38.2-508.2. Discrimination prohibited
§ 38.2-508.3. Consideration of Medicaid eligibility prohibited
§ 38.2-508.4. Genetic information privacy
§ 38.2-510. Unfair claim settlement practices
§ 38.2-511. Failure to maintain record of complaints
§ 38.2-512. Misrepresentation in insurance documents or communications
§ 38.2-513.1. Insurance sales by depository institutions and other lending institutions
§ 38.2-514. Failure to make disclosure
§ 38.2-514.1. Disclosure required
§ 38.2-514.2. Disclosures required of motor vehicle rental contract insurance agents and enrollers
§ 38.2-515. Power of Commission
§ 38.2-515.1. Power of Commission; policies issued outside of the Commonwealth
§ 38.2-516. Prohibited compensation for intra-company replacement
§ 38.2-517. Unfair settlement practices; replacement and repair; penalty