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Article 1 - General Provisions.
Section 27-13-1 - Purpose of Chapter; Construction Thereof. - The purpose of this chapter is to promote the public...
Section 27-13-2 - Administration of Laws Relating to Rates and Rating Systems. - The commissioner is charged with the duty of the administration...
Section 27-13-3 - Filing of Data or Information by Insurers. - (a) The commissioner may require any regulated insurer engaged in...
Section 27-13-4 - Rules and Regulations. - The commissioner shall, from time to time, promulgate such rules...
Section 27-13-5 - Disposition of Licenses Collected From Rating Organizations. - Any licenses collected from any rating organization by the commissioner...
Section 27-13-6 - Short Title. - This chapter may be referred to as "The Rating Law."
Article 2 - Fire, etc., and Inland Marine Insurance.
Section 27-13-20 - Definitions. - For the purposes of this article, unless otherwise stated, the...
Section 27-13-21 - Applicability of Article - Generally. - (a) This article shall apply to insurance against loss to...
Section 27-13-22 - Applicability of Article - Inland Marine Insurance. - The provisions of this section shall apply to all insurance...
Section 27-13-23 - Applicability of Article - Exemptions. - Nothing in this article shall apply to any town or...
Section 27-13-24 - Rating Organizations - License; Application Therefor; Renewal Thereof; Fee for Same. - (a) No rating organization shall do business in this state...
Section 27-13-25 - Rating Organizations - Provisions for Insurers to Become Members or Subscribers. - Every rating organization shall make reasonable provision in its bylaws,...
Section 27-13-26 - Rating Organizations - Withdrawal, Expulsion, and Readmission of Members or Subscribers. - Every rating organization shall notify the department within 10 days...
Section 27-13-27 - Rate-Making and Making Rating Systems. - Every rating organization and every insurer which makes its own...
Section 27-13-28 - Annual Statistical Reports of Insurers. - Every insurer shall file annually, on or before July 1,...
Section 27-13-29 - Filing of Rating Systems With Department by Insurers - Requirement. - Beginning 180 days after January 1, 1972, every insurer shall,...
Section 27-13-30 - Filing of Rating Systems With Department by Insurers - Examination and Approval or Disapproval by Commissioner. - If, after examination thereof, the commissioner shall find that such...
Section 27-13-31 - Survey of Risks Rated Upon Schedule. - Every rating organization, and every insurer which does its own...
Section 27-13-32 - Hearings on Applications to Reduce Rates. - Every rating organization, and every insurer which does its own...
Section 27-13-33 - Applications for Uniform Percentage Increase or Decrease of Rates by Insurers. - Any insurer may apply to the commissioner for permission to...
Section 27-13-34 - Approval of Rates and Forms for Insuring Special Types or Classes of Risks. - Any insurer, individually or as a member of a pool,...
Section 27-13-35 - Factors to Be Considered by Commissioner in Determining Reasonableness, etc., of Rates. - In every case where, pursuant to the provisions of this...
Section 27-13-36 - Examination of Business, etc., of Rating Organizations and Insurers Making Own Rates. - The commissioner may, whenever he deems it expedient, but at...
Section 27-13-37 - Alteration, Supplementation, and Amendment of Rating Systems. - A rating organization, or any insurer making its own rates,...
Section 27-13-38 - Prohibition Against Premiums Not in Accord With Approved Rating Systems. - No insurer, or employee thereof, and no broker or agent...
Section 27-13-39 - False or Misleading Information Concerning Rates. - No insurer, and no officer, agent, or employee thereof, shall...
Section 27-13-40 - Suspension of License or Certificate of Authority. - Any rating organization which violates any provisions of this article...
Section 27-13-41 - Order Revoking or Suspending Licenses. - If the commissioner shall find, after due notice and hearing,...
Section 27-13-42 - Notices, Hearings, and Orders by Commissioner. - The commissioner shall not make any order under the provisions...
Section 27-13-43 - Review of Final Orders of Commissioner. - Any final order made by the commissioner as provided by...
Section 27-13-44 - Delegation of Authority by Commissioner. - Whenever, under the provisions of this article, the commissioner is...
Section 27-13-45 - Penalty for Violation of Article. - Any rating organization, any insurer, officer, agent, or representative thereof...
Article 3 - Casualty and Surety Insurance.
Section 27-13-60 - Definitions. - For the purposes of this article, unless otherwise stated, the...
Section 27-13-61 - Applicability of Article. - The provisions of this article shall apply to all lines...
Section 27-13-62 - Rating Organizations - License; Application Therefor; Renewal Thereof; Fee for Same. - No rating organization shall do business in this state until...
Section 27-13-63 - Rating Organizations - Provisions for Insurers to Become Members or Subscribers. - Every rating organization shall make reasonable provision in its bylaws,...
Section 27-13-64 - Rating Organizations - Admission, Withdrawal, Expulsion, or Readmission of Members or Subscribers. - Every rating organization shall notify the department within 10 days...
Section 27-13-65 - Rate-Making and Making Rating Plans. - Every rating organization and every insurer which makes its own...
Section 27-13-66 - Annual Statistical Reports of Insurers; Exchange of Information; Rules and Regulations. - Every insurer shall file annually on, or before, July 1,...
Section 27-13-67 - Filing of Rating Plans With Department by Insurers - Requirement. - Beginning 180 days after January 1, 1972, every insurer shall,...
Section 27-13-68 - Filing of Rating Plans With Department by Insurers - Examination and Approval or Disapproval by Commissioner. - If, after examination thereof, the commissioner shall find that such...
Section 27-13-69 - Appeals From Decisions of Rating Organizations. - Any member of, or subscriber to, a rating organization may...
Section 27-13-70 - Furnishing Information as to Rates. - Every rating organization and every insurer which makes its own...
Section 27-13-71 - Hearings on Applications to Reduce Rates. - Every rating organization and every insurer which does its own...
Section 27-13-72 - Application for Uniform Percentage Increase or Decrease in Rates by Insurers. - (a) Any insurer may apply to the commissioner for permission...
Section 27-13-73 - Factors to Be Considered in Determining Reasonableness, etc., of Rates. - In every case where, pursuant to the provisions of the...
Section 27-13-74 - Examination of Business, etc., of Rating Organizations and Insurers Making Own Rates. - The commissioner may, whenever he deems it expedient, but at...
Section 27-13-75 - Alteration, Supplementation, and Amendment of Rating Plans. - A rating organization or any insurer making its own rates...
Section 27-13-76 - Prohibition Against Premiums Not in Accord With Approved Rating Systems. - No insurer, or employee thereof, and no broker or agent...
Section 27-13-77 - False or Misleading Information Concerning Rates. - No insurer and no officer, agent, or employee thereof shall...
Section 27-13-78 - Suspension of License or Certificate of Authority. - Any rating organization which violates any provision of this article...
Section 27-13-79 - Order Revoking or Suspending License. - If the commissioner shall find, after due notice and hearing,...
Section 27-13-80 - Notices, Hearings, and Orders by Commissioner. - The commissioner shall not make any order under the provisions...
Section 27-13-81 - Review of Final Orders of Commissioner. - Any final order made by the commissioner as provided by...
Section 27-13-82 - Delegation of Authority by Commissioner. - Whenever, under the provisions of this article, the commissioner is...
Section 27-13-83 - Penalty for Violation of Article. - Any rating organization, and any insurer, officer, agent, or representative...
Article 4 - Insurance Advisory Organizations.
Section 27-13-100 - "Advisory Organization" Defined. - "Advisory organization" means every group, association, or other organization of...
Section 27-13-101 - Compliance With Article and Rules, etc., of Commissioner. - Every advisory organization assisting any rating organization or any insurer...
Section 27-13-102 - Filing With Commissioner; Orders by Commissioner Against Unfair Practices, etc., or Violations. - (a) Every advisory organization shall file with the commissioner: (1)...
Section 27-13-103 - Advisory Organizations Deemed Subject to Examination. - (a) Every advisory organization rendering assistance to a rating organization...
Section 27-13-104 - Enforcement and Administration of Article. - The commissioner is authorized, and directed, to enforce this article,...
Section 27-13-105 - Construction of Article. - The provisions of this article are supplemental and shall be...
Article 5 - Auto Liability Insurance Rate Reduction for Persons 55 and Older Taking Approved Accident Prevention Course.
Section 27-13-120 - Premium Reduction for Completing Accident Prevention Course. - (a) Any rates, rating schedules, or rating manuals submitted to...
Section 27-13-121 - Approved Courses. - To qualify for the insurance premium reduction described in Section...
Section 27-13-122 - Applicability. - The provisions of this article shall not apply to individuals...