Code of Alabama
Chapter 13 - Rates and Rating Organizations.
Article 2 - Fire, etc., and Inland Marine Insurance.

Section 27-13-20 - Definitions. - For the purposes of this article, unless otherwise stated, the...

Section 27-13-21 - Applicability of Article - Generally. - (a) This article shall apply to insurance against loss to...

Section 27-13-22 - Applicability of Article - Inland Marine Insurance. - The provisions of this section shall apply to all insurance...

Section 27-13-23 - Applicability of Article - Exemptions. - Nothing in this article shall apply to any town or...

Section 27-13-24 - Rating Organizations - License; Application Therefor; Renewal Thereof; Fee for Same. - (a) No rating organization shall do business in this state...

Section 27-13-25 - Rating Organizations - Provisions for Insurers to Become Members or Subscribers. - Every rating organization shall make reasonable provision in its bylaws,...

Section 27-13-26 - Rating Organizations - Withdrawal, Expulsion, and Readmission of Members or Subscribers. - Every rating organization shall notify the department within 10 days...

Section 27-13-27 - Rate-Making and Making Rating Systems. - Every rating organization and every insurer which makes its own...

Section 27-13-28 - Annual Statistical Reports of Insurers. - Every insurer shall file annually, on or before July 1,...

Section 27-13-29 - Filing of Rating Systems With Department by Insurers - Requirement. - Beginning 180 days after January 1, 1972, every insurer shall,...

Section 27-13-30 - Filing of Rating Systems With Department by Insurers - Examination and Approval or Disapproval by Commissioner. - If, after examination thereof, the commissioner shall find that such...

Section 27-13-31 - Survey of Risks Rated Upon Schedule. - Every rating organization, and every insurer which does its own...

Section 27-13-32 - Hearings on Applications to Reduce Rates. - Every rating organization, and every insurer which does its own...

Section 27-13-33 - Applications for Uniform Percentage Increase or Decrease of Rates by Insurers. - Any insurer may apply to the commissioner for permission to...

Section 27-13-34 - Approval of Rates and Forms for Insuring Special Types or Classes of Risks. - Any insurer, individually or as a member of a pool,...

Section 27-13-35 - Factors to Be Considered by Commissioner in Determining Reasonableness, etc., of Rates. - In every case where, pursuant to the provisions of this...

Section 27-13-36 - Examination of Business, etc., of Rating Organizations and Insurers Making Own Rates. - The commissioner may, whenever he deems it expedient, but at...

Section 27-13-37 - Alteration, Supplementation, and Amendment of Rating Systems. - A rating organization, or any insurer making its own rates,...

Section 27-13-38 - Prohibition Against Premiums Not in Accord With Approved Rating Systems. - No insurer, or employee thereof, and no broker or agent...

Section 27-13-39 - False or Misleading Information Concerning Rates. - No insurer, and no officer, agent, or employee thereof, shall...

Section 27-13-40 - Suspension of License or Certificate of Authority. - Any rating organization which violates any provisions of this article...

Section 27-13-41 - Order Revoking or Suspending Licenses. - If the commissioner shall find, after due notice and hearing,...

Section 27-13-42 - Notices, Hearings, and Orders by Commissioner. - The commissioner shall not make any order under the provisions...

Section 27-13-43 - Review of Final Orders of Commissioner. - Any final order made by the commissioner as provided by...

Section 27-13-44 - Delegation of Authority by Commissioner. - Whenever, under the provisions of this article, the commissioner is...

Section 27-13-45 - Penalty for Violation of Article. - Any rating organization, any insurer, officer, agent, or representative thereof...