Beginning 180 days after January 1, 1972, every insurer shall, before using or applying any rate to any kind of insurance coming within the scope of this article, file with the department a copy of the rating system upon which such rate is based or by which such rate is fixed or determined. The filing required in this section may be made on behalf of such insurer by a rating organization of which such insurer is a member or subscriber. The provisions of this section shall be deemed to have been complied with by any insurer which had, before January 1, 1972, been a member or subscriber of a rating organization doing business in the state. From and after the date of the filing of such rating systems, every insurer shall charge and receive rates fixed or determined in strict conformity therewith, except as in this article otherwise expressly provided.
Structure Code of Alabama
Chapter 13 - Rates and Rating Organizations.
Article 2 - Fire, etc., and Inland Marine Insurance.
Section 27-13-20 - Definitions.
Section 27-13-21 - Applicability of Article - Generally.
Section 27-13-22 - Applicability of Article - Inland Marine Insurance.
Section 27-13-23 - Applicability of Article - Exemptions.
Section 27-13-25 - Rating Organizations - Provisions for Insurers to Become Members or Subscribers.
Section 27-13-27 - Rate-Making and Making Rating Systems.
Section 27-13-28 - Annual Statistical Reports of Insurers.
Section 27-13-29 - Filing of Rating Systems With Department by Insurers - Requirement.
Section 27-13-31 - Survey of Risks Rated Upon Schedule.
Section 27-13-32 - Hearings on Applications to Reduce Rates.
Section 27-13-33 - Applications for Uniform Percentage Increase or Decrease of Rates by Insurers.
Section 27-13-34 - Approval of Rates and Forms for Insuring Special Types or Classes of Risks.
Section 27-13-37 - Alteration, Supplementation, and Amendment of Rating Systems.
Section 27-13-38 - Prohibition Against Premiums Not in Accord With Approved Rating Systems.
Section 27-13-39 - False or Misleading Information Concerning Rates.
Section 27-13-40 - Suspension of License or Certificate of Authority.
Section 27-13-41 - Order Revoking or Suspending Licenses.
Section 27-13-42 - Notices, Hearings, and Orders by Commissioner.
Section 27-13-43 - Review of Final Orders of Commissioner.