Beginning 180 days after January 1, 1972, every insurer shall, before using or applying any rate to any kind of insurance coming within the scope of this article, file with the department a copy of the rating plan upon which such rate is based or by which such rate is fixed or determined. The filing required in this section may be made on behalf of such insurer by a rating organization of which such insurer is a member or subscriber. From and after the date of the filing of such rating plans, every insurer shall charge and receive rates fixed or determined in strict conformity therewith, except as in this article otherwise expressly provided.
Structure Code of Alabama
Chapter 13 - Rates and Rating Organizations.
Article 3 - Casualty and Surety Insurance.
Section 27-13-60 - Definitions.
Section 27-13-61 - Applicability of Article.
Section 27-13-63 - Rating Organizations - Provisions for Insurers to Become Members or Subscribers.
Section 27-13-65 - Rate-Making and Making Rating Plans.
Section 27-13-67 - Filing of Rating Plans With Department by Insurers - Requirement.
Section 27-13-69 - Appeals From Decisions of Rating Organizations.
Section 27-13-70 - Furnishing Information as to Rates.
Section 27-13-71 - Hearings on Applications to Reduce Rates.
Section 27-13-72 - Application for Uniform Percentage Increase or Decrease in Rates by Insurers.
Section 27-13-73 - Factors to Be Considered in Determining Reasonableness, etc., of Rates.
Section 27-13-75 - Alteration, Supplementation, and Amendment of Rating Plans.
Section 27-13-76 - Prohibition Against Premiums Not in Accord With Approved Rating Systems.
Section 27-13-77 - False or Misleading Information Concerning Rates.
Section 27-13-78 - Suspension of License or Certificate of Authority.
Section 27-13-79 - Order Revoking or Suspending License.
Section 27-13-80 - Notices, Hearings, and Orders by Commissioner.
Section 27-13-81 - Review of Final Orders of Commissioner.