Code of Alabama
Title 27 - Insurance.
Chapter 14 - The Insurance Contract.

Section 27-14-1 - Definitions. - For the purposes of this chapter, the following terms shall...

Section 27-14-2 - Applicability of Chapter. - This chapter applies as to all insurance contracts and annuity...

Section 27-14-3 - Insurable Interest - Personal Insurance; Preneed Contracts. - (a) Insurable interest with reference to personal insurance is an...

Section 27-14-4 - Insurable Interest - Property Insurance. - (a) No contract of insurance of property or of any...

Section 27-14-5 - Power to Contract; Purchase of Insurance by or for Minors. - (a) Any person of competent legal capacity may contract for...

Section 27-14-6 - Application for Policy - Requirement; Reliance by Insurer; Admissibility Into Evidence; Alterations. - (a) No life or disability insurance contract upon an individual,...

Section 27-14-7 - Application for Policy - Representations and Misrepresentations, Etc. - (a) All statements and descriptions in any application for an...

Section 27-14-8 - Forms - Filing and Approval or Disapproval. - (a) No basic insurance policy or annuity contract form or...

Section 27-14-9 - Forms - Grounds for Disapproval or Withdrawal of Previous Approval. - The commissioner may disapprove any form filed under Section 27-14-8...

Section 27-14-10 - Standard or Uniform Provisions; Waiver or Substitution Thereof. - (a) Insurance contracts shall contain such standard or uniform provisions...

Section 27-14-11 - Contents of Policies - Generally. - (a) Every policy shall specify: (1) The names of the...

Section 27-14-11.1 - Contents of Policies - Denial or Reduction of Benefits Due to Medicaid Eligibility Void. - (a) For purposes of this section, "private insurer" is defined...

Section 27-14-12 - Contents of Policies - Additional Provisions. - A policy may contain additional provisions not inconsistent with this...

Section 27-14-13 - Charter, Bylaws, etc., of Insurer as Part of Contract. - No policy shall contain any provision purporting to make any...

Section 27-14-14 - Execution of Policies. - (a) Every insurance policy shall be executed in the name...

Section 27-14-15 - Underwriters' and Combination Policies. - (a) Two or more authorized insurers may jointly issue, and...

Section 27-14-16 - Noncomplying Policies, Riders, and Endorsements. - Any insurance policy, rider, or endorsement hereafter issued and otherwise...

Section 27-14-17 - Construction of Policies. - (a) Every insurance contract shall be construed according to the...

Section 27-14-18 - Binders. - (a) Binders or other contracts for temporary insurance may be...

Section 27-14-19 - Delivery of Policies. - (a) Subject to the insurer's requirements as to payment of...

Section 27-14-19.1 - Electronic Delivery of Property or Casualty Insurance Policy. - (a) As used in this section, each of the following...

Section 27-14-20 - Renewal or Extension of Policies. - Any insurance policy terminating by its term at a specified...

Section 27-14-21 - Assignment of Policies. - (a) A policy may be assignable or not assignable, as...

Section 27-14-22 - Situs of Contracts. - All contracts of insurance, the application for which is taken...

Section 27-14-23 - Effect of War on Contracts of Foreign Insurer. - No insurance contract issued to a citizen of this state...

Section 27-14-24 - Effect of Payments. - Whenever the proceeds of, or payments under, a life or...

Section 27-14-25 - Receipt and Giving of Acquittance and Discharge for Payment by Minors. - (a) Any minor domiciled in this state who has attained...

Section 27-14-26 - Forms for Proof of Loss. - An insurer shall furnish, upon written request of any person...

Section 27-14-27 - Acts Not Deemed Waiver of Provisions or Defenses. - Without limitation of any right or defense of an insurer...

Section 27-14-28 - Effect of Misrepresentations in Proof of Loss. - No misrepresentation in any proof of loss under any insurance...

Section 27-14-29 - Rights of Beneficiaries, etc., Under Life Insurance Policies Against Creditors, Etc. - (a) If a policy of insurance, whether heretofore or hereafter...

Section 27-14-30 - Right to Proceeds When Same Retained by Life Insurer. - If under the terms of any annuity contract or life...

Section 27-14-31 - Exemption From Debt of Proceeds - Disability. - The proceeds or avails of all contracts or disability insurance...

Section 27-14-32 - Exemption From Debt of Proceeds - Annuity Contracts. - (a) The benefits, rights, privileges, and options which under any...