Arkansas Code
Chapter 85 - Accident and Health Insurance
§ 23-85-137. In vitro fertilization coverage required

(a) All accident and health insurance companies doing business in this state shall include, as a covered expense, in vitro fertilization.
(b) Pursuant to the applicable provisions of the Arkansas Insurance Code, the Insurance Commissioner may suspend or revoke the certificate of authority of any insurance company failing to comply with the provisions of this section.
(c) After conducting appropriate studies and public hearings, the commissioner shall establish minimum and maximum levels of coverage to be provided by the accident and health insurance companies.
(d) Coverage required under this section shall include services and procedures performed at a medical facility licensed or certified by the Department of Health or another state health department that conform to the guidelines and minimum standards of the:
(1) American College of Obstetricians and Gynecologists for in vitro fertilization clinics; or
(2) American Society for Reproductive Medicine for programs of in vitro fertilization.

(e) Continued certification shall require that the facility is achieving a reasonable success rate with both fertilization and births.
(f) Appropriate laboratory facilities must be provided by the entity requesting certification.

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