(a) Upon the death of an insured, the proceeds payable to the insured or his or her estate under the policy of individual accident and health insurance, delivered or issued for delivery in this state after June 17, 1981, shall include premiums paid for accident and health insurance coverage for the insured for any period beyond the end of the policy month in which the death occurred.
(b) Unearned premiums shall be paid in lump sum on a date no later than thirty (30) days after the proof of the insured's death has been furnished to the insurer.
(c) This section shall be applicable to all individual contracts of accident and health insurance, including individual contracts issued by hospital and medical service corporations.
Structure Arkansas Code
Title 23 - Public Utilities and Regulated Industries
Chapter 85 - Accident and Health Insurance
§ 23-85-101. Franchise plan — Definition
§ 23-85-103. Third party ownership
§ 23-85-105. Required provisions
§ 23-85-106. Entire contract and changes provision
§ 23-85-107. Time limit on certain defenses provision
§ 23-85-108. Grace period provision
§ 23-85-109. Reinstatement provision
§ 23-85-110. Notice of claim provision
§ 23-85-111. Claim forms provision
§ 23-85-112. Proofs of loss provision
§ 23-85-113. Time of payment of claims provision
§ 23-85-114. Payment of claims provision
§ 23-85-115. Physical examination and autopsy provision
§ 23-85-116. Legal actions provision
§ 23-85-117. Change of beneficiary provision
§ 23-85-118. Optional policy provisions
§ 23-85-119. Optional change of occupation provision
§ 23-85-120. Optional misstatement of age provision
§ 23-85-121. Optional other insurance in this insurer provision
§ 23-85-122. Optional relation of earnings to insurance provision
§ 23-85-123. Optional unpaid premiums provision
§ 23-85-124. Optional conformity with state statutes provision
§ 23-85-125. Optional illegal occupation provision
§ 23-85-126. Optional intoxicants and controlled substances provision
§ 23-85-127. Order of certain provisions
§ 23-85-128. Refusal to renew policy
§ 23-85-129. Requirements of other jurisdictions
§ 23-85-130. Conforming to statute
§ 23-85-131. Age limit — Exception
§ 23-85-132. Reduction of benefits due to other insurance contracts prohibited
§ 23-85-133. Coverage of outpatient services required — Exception — Definitions
§ 23-85-134. Refund of unearned premiums upon death of insured
§ 23-85-136. Standard claim form required
§ 23-85-137. In vitro fertilization coverage required