This chapter governs accident and health insurance policies issued to individuals and members of their families. Nothing in this section and §§ 23-85-101, 23-85-103 — 23-85-134, 23-85-136, and 23-85-137 shall apply to or affect:
(1) Any policy of liability or workers' compensation insurance with or without supplementary expense coverage therein;
(2) Any group or blanket policy;
(3) Life insurance, endowment, or annuity contracts, or contracts supplemental thereto, that contain only such provisions relating to accident and health insurance as:
(A) Provide additional benefits in case of death, dismemberment, or loss of sight by accident; or
(B) Operate to safeguard the contracts against lapse or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract; and
(4) Reinsurance.
Structure Arkansas Code
Title 23 - Public Utilities and Regulated Industries
Chapter 85 - Accident and Health Insurance
§ 23-85-101. Franchise plan — Definition
§ 23-85-103. Third party ownership
§ 23-85-105. Required provisions
§ 23-85-106. Entire contract and changes provision
§ 23-85-107. Time limit on certain defenses provision
§ 23-85-108. Grace period provision
§ 23-85-109. Reinstatement provision
§ 23-85-110. Notice of claim provision
§ 23-85-111. Claim forms provision
§ 23-85-112. Proofs of loss provision
§ 23-85-113. Time of payment of claims provision
§ 23-85-114. Payment of claims provision
§ 23-85-115. Physical examination and autopsy provision
§ 23-85-116. Legal actions provision
§ 23-85-117. Change of beneficiary provision
§ 23-85-118. Optional policy provisions
§ 23-85-119. Optional change of occupation provision
§ 23-85-120. Optional misstatement of age provision
§ 23-85-121. Optional other insurance in this insurer provision
§ 23-85-122. Optional relation of earnings to insurance provision
§ 23-85-123. Optional unpaid premiums provision
§ 23-85-124. Optional conformity with state statutes provision
§ 23-85-125. Optional illegal occupation provision
§ 23-85-126. Optional intoxicants and controlled substances provision
§ 23-85-127. Order of certain provisions
§ 23-85-128. Refusal to renew policy
§ 23-85-129. Requirements of other jurisdictions
§ 23-85-130. Conforming to statute
§ 23-85-131. Age limit — Exception
§ 23-85-132. Reduction of benefits due to other insurance contracts prohibited
§ 23-85-133. Coverage of outpatient services required — Exception — Definitions
§ 23-85-134. Refund of unearned premiums upon death of insured
§ 23-85-136. Standard claim form required
§ 23-85-137. In vitro fertilization coverage required