There shall be a provision as follows:
“Entire Contract; Changes: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto. No agent has authority to change this policy or to waive any of its provisions.
Structure Arkansas Code
Title 23 - Public Utilities and Regulated Industries
Chapter 85 - Accident and Health Insurance
§ 23-85-101. Franchise plan — Definition
§ 23-85-103. Third party ownership
§ 23-85-105. Required provisions
§ 23-85-106. Entire contract and changes provision
§ 23-85-107. Time limit on certain defenses provision
§ 23-85-108. Grace period provision
§ 23-85-109. Reinstatement provision
§ 23-85-110. Notice of claim provision
§ 23-85-111. Claim forms provision
§ 23-85-112. Proofs of loss provision
§ 23-85-113. Time of payment of claims provision
§ 23-85-114. Payment of claims provision
§ 23-85-115. Physical examination and autopsy provision
§ 23-85-116. Legal actions provision
§ 23-85-117. Change of beneficiary provision
§ 23-85-118. Optional policy provisions
§ 23-85-119. Optional change of occupation provision
§ 23-85-120. Optional misstatement of age provision
§ 23-85-121. Optional other insurance in this insurer provision
§ 23-85-122. Optional relation of earnings to insurance provision
§ 23-85-123. Optional unpaid premiums provision
§ 23-85-124. Optional conformity with state statutes provision
§ 23-85-125. Optional illegal occupation provision
§ 23-85-126. Optional intoxicants and controlled substances provision
§ 23-85-127. Order of certain provisions
§ 23-85-128. Refusal to renew policy
§ 23-85-129. Requirements of other jurisdictions
§ 23-85-130. Conforming to statute
§ 23-85-131. Age limit — Exception
§ 23-85-132. Reduction of benefits due to other insurance contracts prohibited
§ 23-85-133. Coverage of outpatient services required — Exception — Definitions
§ 23-85-134. Refund of unearned premiums upon death of insured
§ 23-85-136. Standard claim form required
§ 23-85-137. In vitro fertilization coverage required