(2) Prior to providing a recommendation that a particular person make repairs to the insured’s motor vehicle, the person adjusting the claim on behalf of the insurer shall inform the insured of the rights conferred by subsection (1) of this section by communicating in a statement substantially similar to the following:
______________________________________________________________________________
OREGON LAW PROHIBITS US FROM REQUIRING YOU TO GET REPAIRS TO YOUR VEHICLE AT A PARTICULAR MOTOR VEHICLE REPAIR SHOP. YOU HAVE THE RIGHT TO SELECT THE MOTOR VEHICLE REPAIR SHOP OF YOUR CHOICE.
______________________________________________________________________________
(3) If an insured elects to have the motor vehicle repaired at a motor vehicle repair shop other than a shop recommended by the insurer, the insurer may not limit the cost of repairs necessary to return the motor vehicle to a preloss condition relative to safety, function and appearance other than as stated in the policy or as otherwise allowed by law.
(4) If an insured accepts the insurer’s recommendation, the insurer shall provide, electronically or in printed form, a statement to the insured within three business days after the date of acceptance in substantially the following form:
______________________________________________________________________________
WE HAVE RECOMMENDED A MOTOR VEHICLE REPAIR SHOP. IF YOU AGREE TO USE OUR RECOMMENDED REPAIR SHOP, YOUR VEHICLE WILL RECEIVE REPAIRS RETURNING IT TO A PRELOSS CONDITION RELATIVE TO SAFETY, FUNCTION AND APPEARANCE AT NO ADDITIONAL COST TO YOU OTHER THAN AS STATED IN THE INSURANCE POLICY OR AS OTHERWISE ALLOWED BY LAW.
______________________________________________________________________________ [1977 c.785 §2; 2007 c.506 §1]
Note: See note under 746.275.
Structure 2021 Oregon Revised Statutes
Volume : 18 - Financial Institutions, Insurance
Section 746.005 - Trade practices exempted from prohibitions.
Section 746.015 - Discrimination; noncompliance; hearing.
Section 746.021 - Discrimination under health benefit plans.
Section 746.045 - Prohibition on rebates; exceptions; rules.
Section 746.065 - Personal or controlled insurance.
Section 746.075 - Misrepresentation generally.
Section 746.115 - Advertisements in languages other than English.
Section 746.125 - Limitation on coverage of eye care services.
Section 746.135 - Genetic tests and information; rules.
Section 746.147 - Workers’ compensation insurance; quoting premiums.
Section 746.160 - Practices injurious to free competition.
Section 746.213 - Definitions for ORS 746.213 to 746.219.
Section 746.217 - Disclosures to customers.
Section 746.219 - Investigatory powers.
Section 746.230 - Unfair claim settlement practices.
Section 746.260 - Driving record not to be considered in issuance of motor vehicle insurance.
Section 746.265 - Purposes for which abstract of nonemployment driving record may be considered.
Section 746.275 - Definitions for ORS 746.275 to 746.300.
Section 746.285 - Notice of prohibition in motor vehicle repair shops; size; location.
Section 746.287 - Insurer requirement of installation of aftermarket crash part in vehicle.
Section 746.289 - Insurer offer of crash part warranty.
Section 746.290 - Notice of prohibition in policies and by adjusters.
Section 746.292 - Motor vehicle repair shops; invoices; estimates; warranties; prohibited practices.
Section 746.300 - Liability of insurers and motor vehicle repair shops for damages; attorney fees.
Section 746.308 - Violation of provisions regarding totaled vehicles as violation of Insurance Code.
Section 746.360 - Exceptions to application of unauthorized insurer service of process law.
Section 746.405 - Definitions for ORS 746.405 to 746.530.
Section 746.425 - Applicability of ORS 746.405 to 746.530.
Section 746.465 - Records required of premium finance companies; form; inspection.
Section 746.475 - Premium finance agreements; contents; form; delivery; notice to insurer.
Section 746.495 - Delinquency charges regulated.
Section 746.515 - Return of unearned premiums on cancellation.
Section 746.600 - Definitions for ORS 746.600 to 746.690.
Section 746.606 - Information privacy standards for health insurers.
Section 746.607 - Use and disclosure of personal information.
Section 746.610 - Application of ORS 746.600 to 746.690.
Section 746.611 - Personal representative of deceased person.
Section 746.620 - Notice of insurance information practices; exceptions; rules.
Section 746.630 - Authorization for disclosure of certain information; forms; revocation.
Section 746.632 - Genetic information used for treatment; authorization; disclosure.
Section 746.635 - Investigative consumer reports.
Section 746.640 - Access to recorded personal information.
Section 746.645 - Correction, amendment or deletion of recorded personal information.
Section 746.650 - Reasons for adverse underwriting decisions.
Section 746.660 - Basing adverse underwriting decision on previous adverse decision.
Section 746.661 - Use of credit history or insurance score.
Section 746.662 - Filing of insurance scoring models.
Section 746.665 - Limitations and conditions on disclosure of certain information.
Section 746.670 - Investigatory powers.
Section 746.687 - Cancellation of homeowner insurance policy.
Section 746.688 - Use of loss history reports; notice to consumer.