2021 Oregon Revised Statutes
Chapter 746 - Trade Practices
Section 746.045 - Prohibition on rebates; exceptions; rules.


(2) A premium discount or rebate is not prohibited by this section if the discount or rebate is:
(a) Offered in connection with a program of health promotion or disease prevention, as described in 42 U.S.C. 300gg-4;
(b) Paid for participation in a program to promote healthy behaviors under ORS 743.824; or
(c) Offered in connection with a wellness program defined by the Department of Consumer and Business Services by rule.
(3) This section does not prohibit giving, as a form of advertising, as a promotional program or as promotional material, a prize, goods, wares, merchandise, articles or property with an aggregate value of not more than $100 in a calendar year to a person other than a person to whom an insurer issues health insurance, as defined in ORS 731.162, or a health benefit plan, as defined in ORS 743B.005. [1967 c.359 §571; 2003 c.364 §135; 2013 c.681 §35a; 2017 c.327 §1]

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 18 - Financial Institutions, Insurance

Chapter 746 - Trade Practices

Section 746.005 - Trade practices exempted from prohibitions.

Section 746.015 - Discrimination; noncompliance; hearing.

Section 746.018 - Discrimination in issuance of burglary, theft, robbery or casualty policies prohibited.

Section 746.021 - Discrimination under health benefit plans.

Section 746.023 - Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance.

Section 746.045 - Prohibition on rebates; exceptions; rules.

Section 746.065 - Personal or controlled insurance.

Section 746.075 - Misrepresentation generally.

Section 746.085 - Regulating replacement of life insurance; compensation of insurance producers; rules.

Section 746.115 - Advertisements in languages other than English.

Section 746.125 - Limitation on coverage of eye care services.

Section 746.130 - Insurance connected to sale or rental of property; prohibition; exceptions; charges.

Section 746.135 - Genetic tests and information; rules.

Section 746.137 - Reimbursement of private emergency responder’s actual expenses in emergency response.

Section 746.140 - Sale of life insurance with securities; written proposal; application of securities law.

Section 746.145 - Workers’ compensation insurance; combination of group of employers; purpose; conditions.

Section 746.147 - Workers’ compensation insurance; quoting premiums.

Section 746.150 - Other insurance; combination of experience of group of persons or risks; purpose; rules; conditions.

Section 746.160 - Practices injurious to free competition.

Section 746.195 - Insurance on property securing loan or credit; certain practices by depository institutions prohibited.

Section 746.201 - Depository institution to obtain required property insurance when borrower does not; notice required.

Section 746.213 - Definitions for ORS 746.213 to 746.219.

Section 746.215 - Regulation of depository institutions with regard to insurance sales or solicitations.

Section 746.217 - Disclosures to customers.

Section 746.219 - Investigatory powers.

Section 746.230 - Unfair claim settlement practices.

Section 746.233 - Unfair claim settlement practices with respect to prior authorizations of health care items or services.

Section 746.260 - Driving record not to be considered in issuance of motor vehicle insurance.

Section 746.265 - Purposes for which abstract of nonemployment driving record may be considered.

Section 746.275 - Definitions for ORS 746.275 to 746.300.

Section 746.280 - Designation of particular motor vehicle repair shop by insurer prohibited; notice; limitation of costs.

Section 746.285 - Notice of prohibition in motor vehicle repair shops; size; location.

Section 746.287 - Insurer requirement of installation of aftermarket crash part in vehicle.

Section 746.289 - Insurer offer of crash part warranty.

Section 746.290 - Notice of prohibition in policies and by adjusters.

Section 746.292 - Motor vehicle repair shops; invoices; estimates; warranties; prohibited practices.

Section 746.295 - Proof and amount of loss under motor vehicle liability policies; determination by insurer.

Section 746.300 - Liability of insurers and motor vehicle repair shops for damages; attorney fees.

Section 746.305 - Rules.

Section 746.308 - Violation of provisions regarding totaled vehicles as violation of Insurance Code.

Section 746.310 - Representing or aiding unauthorized insurer prohibited; insurance producer liable to insured.

Section 746.320 - Service of process equivalent to personal service on unauthorized foreign or alien insurer.

Section 746.340 - Conditions to be met by defendant unauthorized insurer before filing motions or pleadings.

Section 746.360 - Exceptions to application of unauthorized insurer service of process law.

Section 746.405 - Definitions for ORS 746.405 to 746.530.

Section 746.425 - Applicability of ORS 746.405 to 746.530.

Section 746.465 - Records required of premium finance companies; form; inspection.

Section 746.475 - Premium finance agreements; contents; form; delivery; notice to insurer.

Section 746.485 - Regulation of service charge for premium financing; method of computation; prepayment.

Section 746.495 - Delinquency charges regulated.

Section 746.505 - Cancellation of policy by premium finance company; notice required; effective date of cancellation.

Section 746.515 - Return of unearned premiums on cancellation.

Section 746.600 - Definitions for ORS 746.600 to 746.690.

Section 746.605 - Purpose.

Section 746.606 - Information privacy standards for health insurers.

Section 746.607 - Use and disclosure of personal information.

Section 746.608 - Rules.

Section 746.610 - Application of ORS 746.600 to 746.690.

Section 746.611 - Personal representative of deceased person.

Section 746.620 - Notice of insurance information practices; exceptions; rules.

Section 746.630 - Authorization for disclosure of certain information; forms; revocation.

Section 746.632 - Genetic information used for treatment; authorization; disclosure.

Section 746.635 - Investigative consumer reports.

Section 746.640 - Access to recorded personal information.

Section 746.645 - Correction, amendment or deletion of recorded personal information.

Section 746.650 - Reasons for adverse underwriting decisions.

Section 746.660 - Basing adverse underwriting decision on previous adverse decision.

Section 746.661 - Use of credit history or insurance score.

Section 746.662 - Filing of insurance scoring models.

Section 746.663 - Cancellation or nonrenewal of personal insurance policies based on credit history or insurance score.

Section 746.665 - Limitations and conditions on disclosure of certain information.

Section 746.670 - Investigatory powers.

Section 746.680 - Remedies.

Section 746.686 - Use of prior claim or inquiry in determination to issue or renew homeowner insurance policy; rules.

Section 746.687 - Cancellation of homeowner insurance policy.

Section 746.688 - Use of loss history reports; notice to consumer.

Section 746.991 - Penalties.