2021 Oregon Revised Statutes
Chapter 746 - Trade Practices
Section 746.265 - Purposes for which abstract of nonemployment driving record may be considered.

(a) For the purpose of determining whether to issue or renew the individual’s policy.
(b) For the purpose of determining the rates of the individual’s policy.
(2) For the purposes specified in subsection (1) of this section, an insurer that issues or renews a policy described in subsection (1) of this section may not consider any:
(a) Accident or conviction for violation of motor vehicle laws that occurred more than three years immediately preceding the application for the policy or for renewal of the policy;
(b) Diversion agreements under ORS 813.220 that were entered into more than three years immediately preceding the application for the policy or for renewal of the policy; or
(c) Suspension of driving privileges pursuant to ORS 809.280 (6) or (8) if the suspension is based on a nondriving offense.
(3) Subsection (2) of this section does not apply if an insurer considers an individual’s nonemployment driving record under ORS 802.220 for the purpose of providing a discount to the individual. [1987 c.5 §5; 1989 c.853 §1; 1991 c.860 §7; 1999 c.59 §231; 2001 c.327 §1; 2011 c.355 §25; 2015 c.76 §2]

Structure 2021 Oregon Revised Statutes