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Section 746.005 - Trade practices exempted from prohibitions. - (1) In the case of life insurance policies, paying bonuses...
Section 746.015 - Discrimination; noncompliance; hearing. - (2) Discrimination by an insurer in the application of its...
Section 746.018 - Discrimination in issuance of burglary, theft, robbery or casualty policies prohibited. - (2) Property insured or persons insured against liability arising out...
Section 746.021 - Discrimination under health benefit plans. - Note: 746.021 was added to and made a part of...
Section 746.023 - Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance. - (1) Discriminate in the application of its underwriting standards or...
Section 746.045 - Prohibition on rebates; exceptions; rules. - (2) A premium discount or rebate is not prohibited by...
Section 746.065 - Personal or controlled insurance. - (a) The spouse of the insurance producer, the employer of...
Section 746.075 - Misrepresentation generally. - (a) The offer or sale of any insurance; or (b)...
Section 746.085 - Regulating replacement of life insurance; compensation of insurance producers; rules. - (1) Requiring persons who replace, or offer or propose to...
Section 746.115 - Advertisements in languages other than English. - (2) Advertisements regarding an insurance policy in languages other than...
Section 746.125 - Limitation on coverage of eye care services. - (a) "Health care service contractor" has the meaning given that...
Section 746.130 - Insurance connected to sale or rental of property; prohibition; exceptions; charges. - (2) Subsection (1) of this section does not apply to:...
Section 746.135 - Genetic tests and information; rules. - (2) A person may not use favorable genetic information to...
Section 746.137 - Reimbursement of private emergency responder’s actual expenses in emergency response. - (a) "Emergency" has the meaning given that term in ORS...
Section 746.140 - Sale of life insurance with securities; written proposal; application of securities law. - (2) The written proposal shall be dated and signed by...
Section 746.145 - Workers’ compensation insurance; combination of group of employers; purpose; conditions. - (a) All the employers in the group are members of...
Section 746.147 - Workers’ compensation insurance; quoting premiums. - Note: 746.147 was added to and made a part of...
Section 746.150 - Other insurance; combination of experience of group of persons or risks; purpose; rules; conditions. - (2) The director shall make reasonable rules regarding such dividend...
Section 746.160 - Practices injurious to free competition. - (1) Controlling the rates to be charged, or the commissions...
Section 746.195 - Insurance on property securing loan or credit; certain practices by depository institutions prohibited. - (a) Solicit the sale of insurance for the protection of...
Section 746.201 - Depository institution to obtain required property insurance when borrower does not; notice required. - ______________________________________________________________________________ WARNING Unless you provide us with evidence of the...
Section 746.213 - Definitions for ORS 746.213 to 746.219. - (1) "Affiliate" means any company that controls, is controlled by...
Section 746.215 - Regulation of depository institutions with regard to insurance sales or solicitations. - (a) As a condition precedent to the lending of money...
Section 746.217 - Disclosures to customers. - (a) Is not a deposit; (b) Is not insured by...
Section 746.219 - Investigatory powers. - (2) Nothing in ORS 746.213, 746.215 or 746.217 prevents a...
Section 746.230 - Unfair claim settlement practices. - (a) Misrepresenting facts or policy provisions in settling claims; (b)...
Section 746.233 - Unfair claim settlement practices with respect to prior authorizations of health care items or services. - (2) An insurer offering a policy or certificate of health...
Section 746.260 - Driving record not to be considered in issuance of motor vehicle insurance. - (2) Except as provided in subsection (4) of this section,...
Section 746.265 - Purposes for which abstract of nonemployment driving record may be considered. - (a) For the purpose of determining whether to issue or...
Section 746.275 - Definitions for ORS 746.275 to 746.300. - (1) "Adjuster" means a person authorized to do business under...
Section 746.280 - Designation of particular motor vehicle repair shop by insurer prohibited; notice; limitation of costs. - (2) Prior to providing a recommendation that a particular person...
Section 746.285 - Notice of prohibition in motor vehicle repair shops; size; location. - ______________________________________________________________________________ PURSUANT TO OREGON INSURANCE LAW, AN INSURANCE COMPANY MAY...
Section 746.287 - Insurer requirement of installation of aftermarket crash part in vehicle. - (2) For purposes of this section, an aftermarket crash part...
Section 746.289 - Insurer offer of crash part warranty. - Note: 746.289 was enacted into law by the Legislative Assembly...
Section 746.290 - Notice of prohibition in policies and by adjusters. - (2) Every motor vehicle liability insurance policy issued in this...
Section 746.292 - Motor vehicle repair shops; invoices; estimates; warranties; prohibited practices. - (2) Before commencing repair work and upon the request of...
Section 746.295 - Proof and amount of loss under motor vehicle liability policies; determination by insurer. - Note: See note under 746.275.
Section 746.300 - Liability of insurers and motor vehicle repair shops for damages; attorney fees. - Note: See note under 746.275.
Section 746.305 - Rules. - Note: 746.305 was enacted into law by the Legislative Assembly...
Section 746.308 - Violation of provisions regarding totaled vehicles as violation of Insurance Code. - Note: 746.308 was enacted into law by the Legislative Assembly...
Section 746.310 - Representing or aiding unauthorized insurer prohibited; insurance producer liable to insured. - (2) In the event of failure of any unauthorized insurer...
Section 746.320 - Service of process equivalent to personal service on unauthorized foreign or alien insurer. - (2) The acts referred to in subsection (1) of this...
Section 746.340 - Conditions to be met by defendant unauthorized insurer before filing motions or pleadings. - (a) Procure a certificate of authority to transact insurance in...
Section 746.360 - Exceptions to application of unauthorized insurer service of process law. - (1) Reinsurance or wet marine and transportation insurance; (2) Insurance...
Section 746.405 - Definitions for ORS 746.405 to 746.530. - (1) "Premium finance agreement" means an agreement by which an...
Section 746.425 - Applicability of ORS 746.405 to 746.530. - (1) Any insurer authorized to transact business in this state...
Section 746.465 - Records required of premium finance companies; form; inspection. - (2) Every premium finance company shall preserve its records of...
Section 746.475 - Premium finance agreements; contents; form; delivery; notice to insurer. - (a) Be dated, signed by the insured or by any...
Section 746.485 - Regulation of service charge for premium financing; method of computation; prepayment. - (2) The service charge is to be computed on the...
Section 746.495 - Delinquency charges regulated. - (a) For delinquent payments of less than $250, five percent...
Section 746.505 - Cancellation of policy by premium finance company; notice required; effective date of cancellation. - (2) Not less than 10 days’ written notice shall be...
Section 746.515 - Return of unearned premiums on cancellation. - (2) In calculating the gross unearned premium due under a...
Section 746.600 - Definitions for ORS 746.600 to 746.690. - (1)(a) "Adverse underwriting decision" means any of the following actions...
Section 746.605 - Purpose. - (1) Establish standards for the collection, use and disclosure of...
Section 746.606 - Information privacy standards for health insurers. - (1) Use and disclosure of personal information; (2) Access of...
Section 746.607 - Use and disclosure of personal information. - (1) May use or disclose personal information of an individual...
Section 746.608 - Rules. - (2) The rules adopted under subsection (1) of this section...
Section 746.610 - Application of ORS 746.600 to 746.690. - (a) In the case of life or health insurance: (A)...
Section 746.611 - Personal representative of deceased person. - (1) A person appointed as guardian under ORS 125.305, 419B.372,...
Section 746.620 - Notice of insurance information practices; exceptions; rules. - (a) Except as provided in this paragraph, to a consumer...
Section 746.630 - Authorization for disclosure of certain information; forms; revocation. - (a) The identity of the individual who is the subject...
Section 746.632 - Genetic information used for treatment; authorization; disclosure. - (2) Notwithstanding ORS 192.539 (1), a health insurer may disclose...
Section 746.635 - Investigative consumer reports. - (a) That the individual may request to be interviewed in...
Section 746.640 - Access to recorded personal information. - (a) Inform the individual of the nature and substance of...
Section 746.645 - Correction, amendment or deletion of recorded personal information. - (a) Correct, amend or delete the portion of the recorded...
Section 746.650 - Reasons for adverse underwriting decisions. - (1) In the event of an adverse underwriting decision, the...
Section 746.660 - Basing adverse underwriting decision on previous adverse decision. - (1) The fact of a previous adverse underwriting decision or...
Section 746.661 - Use of credit history or insurance score. - (a) May not cancel or nonrenew personal insurance that has...
Section 746.662 - Filing of insurance scoring models. - (2) Insurance scoring models filed with the director under subsection...
Section 746.663 - Cancellation or nonrenewal of personal insurance policies based on credit history or insurance score. - (2) If, prior to January 1, 2004, an insurer has...
Section 746.665 - Limitations and conditions on disclosure of certain information. - (a) Is with the written authorization of the individual, and:...
Section 746.670 - Investigatory powers. - (2) The director may examine and investigate into the affairs...
Section 746.680 - Remedies. - (2) A licensee or insurance-support organization that discloses information in...
Section 746.686 - Use of prior claim or inquiry in determination to issue or renew homeowner insurance policy; rules. - (a) A prior claim of the consumer or a claim...
Section 746.687 - Cancellation of homeowner insurance policy. - (a) Nonpayment of premium; (b) Fraud or material misrepresentation affecting...
Section 746.688 - Use of loss history reports; notice to consumer. - (2) An insurance producer may provide a single notice under...
Section 746.991 - Penalties. - Note: See note under 746.275.