631.93 Prohibited provisions concerning HIV infection.
(1) Definitions. In this section, “HIV infection" means the pathological state produced by a human body in response to the presence of HIV, as defined in s. 631.90 (1).
(2) Accident and health insurance. An accident or health insurance policy may not contain exclusions or limitations, including deductibles or copayments, for coverage of the treatment of HIV infection or any illness or medical condition arising from or related to HIV infection, unless the exclusions or limitations apply generally to other illnesses or medical conditions covered by the policy.
(3) Life insurance. A life insurance policy may not deny or limit benefits solely because the insured's death is caused, directly or indirectly, by HIV infection or any illness or medical condition arising from or related to HIV infection.
History: 1989 a. 201.
Structure Wisconsin Statutes & Annotations
Wisconsin Statutes & Annotations
Chapter 631 - Insurance contracts generally.
631.01 - Application of statutes.
631.03 - Insurance in mutuals.
631.05 - Oral contracts of insurance and binders.
631.07 - Insurable interest and consent.
631.08 - Mistakes in contracts.
631.09 - Knowledge and acts of agents.
631.11 - Representations, warranties and conditions.
631.13 - Incorporation by reference.
631.15 - Contract rights under noncomplying policies.
631.17 - Written reason for coverage denial.
631.20 - Filing and approval of forms.
631.21 - Explicit approval required.
631.22 - Consumer insurance policy readability.
631.23 - Authorized clauses for insurance forms.
631.24 - Credit life and disability insurance.
631.27 - Rules of law as provisions of contracts.
631.28 - Notice of right to file complaint.
631.31 - Clauses required to be on first page.
631.36 - Termination of insurance contracts by insurers.
631.37 - Special cancellation provisions.
631.39 - Renewals in affiliates.
631.41 - Policies jointly issued.
631.43 - Other insurance provisions.
631.45 - Limitations on loss to be borne by insurer.
631.51 - Dividends on policies.
631.61 - Group and blanket insurance.
631.69 - Insurance written in connection with finance plans.
631.81 - Notice and proof of loss.
631.83 - Limitation of actions.
631.85 - Appraisal or arbitration.
631.89 - Restrictions on use of genetic test results.
631.90 - Restrictions on use of tests for HIV.
631.93 - Prohibited provisions concerning HIV infection.
631.95 - Restrictions on insurance practices; domestic abuse.