631.13 Incorporation by reference. No insurance contract may contain any agreement or incorporate any provision not fully set forth in the policy or in an application or other document attached to and made a part of the policy at the time of its delivery except that:
(1) Rates. Any policy may by reference incorporate rate schedules and classifications of risks and short-rate tables filed with the commissioner; and
(2) Complex contracts. By rule or order or by approval of a form the commissioner may authorize for complex contracts incorporation by reference of provisions for administrative arrangements, premium schedules and payment procedures.
History: 1975 c. 375.
Structure Wisconsin Statutes & Annotations
Wisconsin Statutes & Annotations
Chapter 631 - Insurance contracts generally.
631.01 - Application of statutes.
631.03 - Insurance in mutuals.
631.05 - Oral contracts of insurance and binders.
631.07 - Insurable interest and consent.
631.08 - Mistakes in contracts.
631.09 - Knowledge and acts of agents.
631.11 - Representations, warranties and conditions.
631.13 - Incorporation by reference.
631.15 - Contract rights under noncomplying policies.
631.17 - Written reason for coverage denial.
631.20 - Filing and approval of forms.
631.21 - Explicit approval required.
631.22 - Consumer insurance policy readability.
631.23 - Authorized clauses for insurance forms.
631.24 - Credit life and disability insurance.
631.27 - Rules of law as provisions of contracts.
631.28 - Notice of right to file complaint.
631.31 - Clauses required to be on first page.
631.36 - Termination of insurance contracts by insurers.
631.37 - Special cancellation provisions.
631.39 - Renewals in affiliates.
631.41 - Policies jointly issued.
631.43 - Other insurance provisions.
631.45 - Limitations on loss to be borne by insurer.
631.51 - Dividends on policies.
631.61 - Group and blanket insurance.
631.69 - Insurance written in connection with finance plans.
631.81 - Notice and proof of loss.
631.83 - Limitation of actions.
631.85 - Appraisal or arbitration.
631.89 - Restrictions on use of genetic test results.
631.90 - Restrictions on use of tests for HIV.
631.93 - Prohibited provisions concerning HIV infection.
631.95 - Restrictions on insurance practices; domestic abuse.