Wisconsin Statutes & Annotations
Chapter 344 - Vehicles — financial responsibility.
344.63 - Exceptions to motor vehicle liability insurance requirement.

344.63 Exceptions to motor vehicle liability insurance requirement.
(1) A person operating a motor vehicle is not subject to s. 344.62 if any of the following apply:
(a) The owner or operator of the motor vehicle has in effect a bond with respect to the vehicle that meets the requirements under s. 344.36 (1), including the filing of the bond with the secretary, and the vehicle is being operated with the permission of the person who filed the bond.
(b) The motor vehicle is insured as required by s. 121.53, 194.41, or 194.42 and the vehicle is being operated by the owner or with the owner's permission.
(c) The motor vehicle is owned by a self-insurer holding a valid certificate of self-insurance under s. 344.16, the self-insurer has made an agreement described in s. 344.30 (4), and the vehicle is being operated with the owner's permission.
(d) The owner or operator of the motor vehicle has made a deposit of cash or securities meeting the requirements specified in s. 344.37 (1) and the vehicle is being operated by or with the permission of the person who made the deposit.
(e) The motor vehicle is subject to s. 344.51, 344.52, or 344.55.
(f) The motor vehicle is owned by or leased to the United States, this or another state, or any county or municipality of this or another state, and the vehicle is being operated with the owner's or lessee's permission.
(2)
(a) The provisions of ss. 344.34 and 344.36 (2) and (3) shall apply with respect to a bond filed with the secretary under sub. (1) (a).
(b) The provisions of s. 344.37 (2) shall apply with respect to a deposit made with the secretary under sub. (1) (d). Any deposit received by the department under sub. (1) (d) shall be maintained in an interest-bearing trust account. All deposits received by the department under sub. (1) (d) shall be held for the benefit of the depositors and potential claimants against the deposits and shall be applied only to the payment of judgments and assignments relating to motor vehicle accidents, following the procedure described in s. 344.20 (2).
(3)
(a) Except as provided in par. (b), the secretary shall, upon request, consent to the immediate cancellation of any bond filed under sub. (1) (a) or to the return of any deposit of money or securities made under sub. (1) (d) if any of the following apply:
1. The owner or operator of a motor vehicle provides proof satisfactory to the department that the owner or operator has in effect a motor vehicle liability policy with respect to the vehicle or provides proof that a different exception under sub. (1) applies with respect to the vehicle.
2. The person on whose behalf the bond was filed or deposit made has died, has become permanently incapacitated to operate a motor vehicle, or no longer maintains a valid operator's license.
3. The person on whose behalf the bond was filed or deposit made no longer owns any motor vehicle registered with the department.
(b) The secretary may not consent to the cancellation of any bond filed under sub. (1) (a) or to the return of any deposit of money or securities made under sub. (1) (d) if any action for damages upon the bond or deposit is then pending or any judgment against the person, for which a claim may be made against the bond or deposit, is then unsatisfied. If a judgment is in excess of the amounts specified in s. 344.33 (2), for purposes of this paragraph the judgment is considered satisfied when payments in the amounts specified in s. 344.33 (2) have been made. An affidavit of the applicant that the applicant satisfies the provisions of this paragraph is sufficient for the department to consent to the cancellation of a bond or to return any deposit, in the absence of evidence in the records of the department contradicting the affidavit.
History: 2009 a. 28.

Structure Wisconsin Statutes & Annotations

Wisconsin Statutes & Annotations

Chapter 344 - Vehicles — financial responsibility.

344.01 - Words and phrases defined.

344.02 - Hearing on suspension or impoundment.

344.03 - Judicial review.

344.04 - Power of court to stay suspension of registration or impoundment of vehicles.

344.05 - Courts to report nonpayment of certain judgments.

344.07 - Responsibility law not to prevent other process.

344.08 - Suspension for failure to report accident.

344.09 - Reinstatement of operating privilege and registration.

344.12 - Applicability of provisions relating to deposit of security for past accidents.

344.13 - Secretary to determine amount of security required following accident and to give notice thereof.

344.14 - Suspension for failure to deposit security; impoundment of vehicle; exceptions.

344.15 - Requirements as to policy or bond.

344.16 - Requirements as to self-insurers.

344.17 - Requirements as to form and amount of security.

344.18 - Duration of suspension for failure to deposit security.

344.185 - Duration of impoundment of motor vehicle; disposition.

344.19 - Applicability to nonresidents, unlicensed drivers, unregistered motor vehicles and accidents in other states.

344.20 - Custody, disposition and return of security.

344.21 - Matters not to be evidence in civil suits.

344.22 - Short title.

344.24 - Applicability of sections relating to proof of financial responsibility for the future.

344.25 - Suspension for nonpayment of judgment; exceptions.

344.26 - Suspension after judgment for money damages.

344.27 - Installment payment of judgments; suspension upon default.

344.29 - Proof of financial responsibility for the future required.

344.30 - Methods of giving proof of financial responsibility.

344.31 - Certification of insurance as proof.

344.33 - “ Motor vehicle liability policy" defined.

344.34 - Notice of cancellation or termination of certified policy.

344.35 - This chapter not to affect other policies.

344.36 - Bond as proof.

344.37 - Money or securities as proof.

344.38 - Owner and leasing company may give proof for others.

344.39 - Substitution of proof.

344.40 - Revocation or suspension for failure to maintain proof; other proof may be required.

344.41 - Duration of proof; when proof may be canceled or returned.

344.42 - Submission of certifications and recertifications by insurers.

344.45 - Surrender of license and registration upon suspension.

344.46 - Transfer of vehicle ownership to defeat purpose of chapter.

344.48 - Forged proof.

344.51 - Financial responsibility for domestic rented or leased vehicles.

344.52 - Financial responsibility for foreign rented vehicles.

344.55 - Insurance for human service vehicles.

344.57 - Definitions applicable to ss. 344.57 to 344.579.

344.572 - Applicability to rental agreements.

344.574 - Limited liability for damage.

344.576 - Damage waivers.

344.577 - Advertisement or representation.

344.578 - Credit card for deposit or damages.

344.579 - Violations.

344.61 - Definitions.

344.62 - Motor vehicle liability insurance required.

344.63 - Exceptions to motor vehicle liability insurance requirement.

344.64 - Fraudulent, false, or invalid proof of insurance.

344.65 - Violations.

344.66 - Rules.

344.67 - Notice.