West Virginia Code
Article 2. Consumer Credit Protection
§46A-2-140. Pleadings Not to Be the Basis of a Cause of Action


Nothing contained in or omitted from a pleading filed in a court of this state shall be the basis of a cause of action under this chapter, nor shall the act of filing a civil action be the basis of a cause of action under this chapter unless the pleading or the filing of the civil action constitutes a material violation of sections 124(f), 127(d), 128(c), or 128(d) of this article: Provided, That demand in a pleading to award costs authorized by the applicable rules of civil procedure shall not be the basis of a cause of action under this chapter. For purposes of this section, a pleading shall have the same definition as provided in the Rules of Civil Procedure applicable in the court where the action is filed. Further, nothing contained in this section is intended to abrogate or abolish common law causes of action for malicious prosecution, abuse of process, harassment or frivolity, but in no case shall the contents of pleadings in a civil action nor the institution of a civil action in any court be the basis for a claim of a violation of the West Virginia Consumer Credit and Protection Act except as set forth above.

Structure West Virginia Code

West Virginia Code

Chapter 46A. West Virginia Consumer Credit and Protection Act

Article 2. Consumer Credit Protection

§46A-2-101. Holders of Negotiable Instruments Subject to Claims and Defenses

§46A-2-102. Assignee Subject to Claims and Defenses

§46A-2-103. Lender Subject to Claims and Defenses Arising From Sales

§46A-2-103a. Lessor Subject to Claims and Defenses Arising From Leases

§46A-2-104. Notice to Cosigners

§46A-2-105. Balloon Payments

§46A-2-106. Notice of Consumer's Right to Cure Default; Cure; Acceleration

§46A-2-107. Security in Sales or Leases

§46A-2-108. Cross-Collateral

§46A-2-109. Debt Secured by Cross-Collateral

§46A-2-110. Referral Sales or Leases

§46A-2-111. Consumer Leases; Information to Be Furnished

§46A-2-112. Restriction on Liability in Consumer Lease

§46A-2-113. Notice of Assignment

§46A-2-114. Receipts; Statements of Account; Evidence of Payment

§46A-2-115. Limitation on Default Charges

§46A-2-116. Assignment of Earnings

§46A-2-117. Authorization to Confess Judgment Prohibited

§46A-2-118. No Garnishment Before Judgment

§46A-2-119. Restrictions on Deficiency Judgments

§46A-2-119a. Secured Transaction; Use of Price Guide Value in Calculating Deficiency or Surplus

§46A-2-120. Extortionate Extensions of Credit

§46A-2-121. Unconscionability; Inducement by Unconscionable Conduct

§46A-2-122. Definitions

§46A-2-123. Practice of Law by Debt Collectors

§46A-2-124. Threats or Coercion

§46A-2-125. Oppression and Abuse

§46A-2-126. Unreasonable Publication

§46A-2-127. Fraudulent, Deceptive or Misleading Representations

§46A-2-128. Unfair or Unconscionable Means

§46A-2-129. Postal Violations

§46A-2-129a. Deceptive or Oppressive Telephone Calls

§46A-2-130. Limitation on Garnishment

§46A-2-131. No Discharge or Reprisal Because of Garnishment

§46A-2-132. Home Solicitation; Buyer's Right to Cancel; Notice

§46A-2-133. Form of Agreement or Offer to Purchase; Statement of Buyer's Rights

§46A-2-134. Restoration of Down Payment

§46A-2-135. Buyer's Duty; Seller's Right; No Compensation for Certain Services

§46A-2-136. Personal Property Exemptions

§46A-2-137. Service of Process on Certain Nonresidents

§46A-2-138. Buyer's Right to Cancel Certain Subscriptions and Other Obligations

§46A-2-139. Unlawful Commercial Facsimile Transmission; Right of Action for Injunction, Damages

§46A-2-140. Pleadings Not to Be the Basis of a Cause of Action