West Virginia Code
Article 2. Consumer Credit Protection
§46A-2-138. Buyer's Right to Cancel Certain Subscriptions and Other Obligations

(a) When a buyer has become indebted or paid cash on a contract for future deliveries of a correspondence course, on any contract entered into after the effective date of this section for truck driver, modeling or any other occupational or business course with a private proprietary school, or a multiple magazine subscriptions contract, other than for single subscriptions direct with the publisher thereof, the buyer may cancel and terminate such contract at any time by mailing a notice of cancellation by first class United States mail to the person to whom the indebtedness is owed, or with whom the contract was made, or his assignee, which notice shall forthwith terminate and cancel any financial obligation for goods or services not received by the buyer prior to the mailing of such notice of cancellation. The indebtedness for correspondence course materials received and not returned shall not exceed the reasonable store purchase price of such materials. In addition thereto, in regard to a correspondence course contract (in part or wholly by correspondence) the state Board of Education is hereby empowered and directed to promulgate rules and regulations setting forth policy for the refund of tuition fees or other indebtedness and cancellation in whole or in part of such a contract by a buyer, with regard to goods and services not fully delivered. Such rules and regulations shall include, but not be limited to, provisions for allowing such cancellation by a buyer by mailing notice of intent to cancel and returning all materials received, and that the seller shall return any moneys due buyer within twenty days upon receipt of the notice of cancellation.
(b) Any buyer not receiving a refund of all moneys paid and due within twenty days of cancellation of any contract under this section has a direct cause of action upon any bond filed with the Department of Education or board of regents to secure performance of legal obligation pursuant to the provisions of section ten, article two, chapter eighteen of this code.
(c) Notwithstanding any other provision of law to the contrary, with respect to contracts which are the subject of or are intended to become the subject of a transaction as provided for in this section, no seller shall:
(1) Exclude, modify or otherwise attempt to limit any provision addressed under this section; or
(2) Exclude, modify or attempt to limit any remedy provided by law, including the measure of damages available under this section.
Any such exclusion, modification or attempted limitation shall be void.

Structure West Virginia Code

West Virginia Code

Chapter 46A. West Virginia Consumer Credit and Protection Act

Article 2. Consumer Credit Protection

§46A-2-101. Holders of Negotiable Instruments Subject to Claims and Defenses

§46A-2-102. Assignee Subject to Claims and Defenses

§46A-2-103. Lender Subject to Claims and Defenses Arising From Sales

§46A-2-103a. Lessor Subject to Claims and Defenses Arising From Leases

§46A-2-104. Notice to Cosigners

§46A-2-105. Balloon Payments

§46A-2-106. Notice of Consumer's Right to Cure Default; Cure; Acceleration

§46A-2-107. Security in Sales or Leases

§46A-2-108. Cross-Collateral

§46A-2-109. Debt Secured by Cross-Collateral

§46A-2-110. Referral Sales or Leases

§46A-2-111. Consumer Leases; Information to Be Furnished

§46A-2-112. Restriction on Liability in Consumer Lease

§46A-2-113. Notice of Assignment

§46A-2-114. Receipts; Statements of Account; Evidence of Payment

§46A-2-115. Limitation on Default Charges

§46A-2-116. Assignment of Earnings

§46A-2-117. Authorization to Confess Judgment Prohibited

§46A-2-118. No Garnishment Before Judgment

§46A-2-119. Restrictions on Deficiency Judgments

§46A-2-119a. Secured Transaction; Use of Price Guide Value in Calculating Deficiency or Surplus

§46A-2-120. Extortionate Extensions of Credit

§46A-2-121. Unconscionability; Inducement by Unconscionable Conduct

§46A-2-122. Definitions

§46A-2-123. Practice of Law by Debt Collectors

§46A-2-124. Threats or Coercion

§46A-2-125. Oppression and Abuse

§46A-2-126. Unreasonable Publication

§46A-2-127. Fraudulent, Deceptive or Misleading Representations

§46A-2-128. Unfair or Unconscionable Means

§46A-2-129. Postal Violations

§46A-2-129a. Deceptive or Oppressive Telephone Calls

§46A-2-130. Limitation on Garnishment

§46A-2-131. No Discharge or Reprisal Because of Garnishment

§46A-2-132. Home Solicitation; Buyer's Right to Cancel; Notice

§46A-2-133. Form of Agreement or Offer to Purchase; Statement of Buyer's Rights

§46A-2-134. Restoration of Down Payment

§46A-2-135. Buyer's Duty; Seller's Right; No Compensation for Certain Services

§46A-2-136. Personal Property Exemptions

§46A-2-137. Service of Process on Certain Nonresidents

§46A-2-138. Buyer's Right to Cancel Certain Subscriptions and Other Obligations

§46A-2-139. Unlawful Commercial Facsimile Transmission; Right of Action for Injunction, Damages

§46A-2-140. Pleadings Not to Be the Basis of a Cause of Action