West Virginia Code
Article 6. The Insurance Policy
§33-6-38. Lyme Disease to Be Covered by All Health Insurance Policies


All individual and group health insurance policies providing coverage on an expense-incurred basis and individual and group service or indemnity type contracts issued by a nonprofit corporation shall provide coverage for long-term antibiotic therapy for a patient with Lyme disease when determined to be medically necessary and ordered by a licensed physician after making a thorough evaluation of the patient’s symptoms, diagnostic test results, or response to treatment.

Structure West Virginia Code

West Virginia Code

Chapter 33. Insurance

Article 6. The Insurance Policy

§33-6-1. Scope of Article

§33-6-2. Insurable Interest in One's Own Life or Life of Another; Actions to Recover Benefits; Insurable Interests Defined; Requirements for Charitable Institutions

§33-6-3. Insurable Interest in Property

§33-6-4. Who May Contract for Insurance; Competency of Minors

§33-6-5. Application or Consent of Person Insured Required; Exceptions

§33-6-5a. Application for Life or Accident and Sickness Insurance; Signatures Required; Exemptions; Right of Insured to Return Policy

§33-6-6. Application for Insurance as Evidence

§33-6-7. Representations in Applications

§33-6-8. Filing of Forms

§33-6-9. Grounds for Disapproval of Forms

§33-6-10. Standard Provisions

§33-6-11. Contents of Policy

§33-6-11a. Right to Return Medicare Supplement Policy, Certificate or Contract

§33-6-11b. Right to Return Life or Accident and Sickness Insurance Policy, Certificate or Contract

§33-6-12. Additional Contents of Policy

§33-6-13. Policy Provisions as to Charter, Bylaws, or Other Documents

§33-6-14. Certain Policy Conditions, etc., Voided

§33-6-14a. Public Liability Insurance Policies Issued to Charitable Associations to Contain Provision for Waiving of Charitable Immunity Defense

§33-6-15. Execution of Policies

§33-6-15a. Notation of Consumer Cost Savings

§33-6-16. Underwriters' and Combination Policies

§33-6-17. Validity of Noncomplying Forms

§33-6-18. Binders

§33-6-19. Renewal of Policy by Certificate or Endorsement

§33-6-20. Assignment of Policies

§33-6-21. Annulment of Liability Policies

§33-6-22. Payment Discharges Insurer

§33-6-24. Simultaneous Deaths

§33-6-25. Proof of Loss Forms

§33-6-26. Acts of Insurer Not Constituting Waiver of Policy Provisions or Defenses Thereunder

§33-6-27. Life Insurance Proceeds Exempt From Creditors

§33-6-28. Group Life Insurance Proceeds Exempt From Creditors

§33-6-29. Motor Vehicle Policy; Injuries to Guest Passengers; Coverage for Loaned or Leased Motor Vehicles; Exceptions

§33-6-30. Construction of Policies

§33-6-31. Motor Vehicle Policy; Omnibus Clause; Uninsured and Underinsured Motorists' Coverage; Conditions for Recovery Under Endorsement; Rights and Liabilities of Insurer

§33-6-31a. Rates Charged for Uninsured Motorist Coverage

§33-6-31b. Nondiscriminatory Automobile Insurance Rates for Handicapped Persons

§33-6-31c. Substandard Risk Motor Vehicle Insurance Policies; Definitions; Required Notices and Provisions; Promulgation of Rules; Effective Date; Money Penalty for Failure to Give Required Notice

§33-6-31d. Form for Making Offer of Optional Uninsured and Underinsured Coverage

§33-6-31e. Notice of Proposed Settlement for Policy Limits to Underinsured Motorist Coverage Carrier; Waiver of Subrogation; Time Limits

§33-6-31f. Uninsured and Underinsured Motorists' Coverage Optional on Umbrella and Excess Type Liability Policies

§33-6-31g. Electronic Insurance Verification Program; Insurer's Duty to Cooperate

§33-6-31h. Excluded Drivers; Definitions; Legislative Findings; Restrictive Endorsements

§33-6-32. Newly Born Children to Be Covered by All Health Insurance Policies

§33-6-33. Valuation of Motor Vehicle Involved in Claim

§33-6-34. Fee for Form, Rate, and Rule Filing

§33-6-35. Mass Marketed Life and Health Insurance

§33-6-36. Continuation of Coverage Under Automobile Liability Policy; Selection of Coverage; Exclusions; Notice

§33-6-37. Cancellation or Nonrenewal of a Combination Insurance Policy; Offer of Optional Coverage; Date of Inception of Optional Coverage

§33-6-38. Lyme Disease to Be Covered by All Health Insurance Policies

§33-6-39. Prohibitions Related to Dental Insurance Plans, Agreements, Charges, and Reimbursements; Definitions

§33-6-40. Military Service as Factor in Insurance Rates