No policy delivered or issued for delivery in West Virginia and covering a subject of insurance resident, located, or to be performed in West Virginia, shall contain any condition, stipulation or agreement requiring such policy to be construed according to the laws of any other state or country, except as necessary to meet the requirements of the motor vehicle financial responsibility laws or compulsory disability benefit laws of such other state or country, or preventing the bringing of an action against any such insurer for more than six months after the cause of action accrues, or limiting the time within which an action may be brought to a period of less than two years from the time the cause of action accrues in connection with all insurances other than marine insurances; in marine policies such time shall not be limited to less than one year from the date of occurrence of the event resulting in the loss. Any such condition, stipulation or agreement shall be void, but such voidance shall not affect the validity of the other provisions of the policy. This section shall not apply to the standard fire insurance policy.
Structure West Virginia Code
Article 6. The Insurance Policy
§33-6-3. Insurable Interest in Property
§33-6-4. Who May Contract for Insurance; Competency of Minors
§33-6-5. Application or Consent of Person Insured Required; Exceptions
§33-6-6. Application for Insurance as Evidence
§33-6-7. Representations in Applications
§33-6-9. Grounds for Disapproval of Forms
§33-6-11a. Right to Return Medicare Supplement Policy, Certificate or Contract
§33-6-11b. Right to Return Life or Accident and Sickness Insurance Policy, Certificate or Contract
§33-6-12. Additional Contents of Policy
§33-6-13. Policy Provisions as to Charter, Bylaws, or Other Documents
§33-6-14. Certain Policy Conditions, etc., Voided
§33-6-15. Execution of Policies
§33-6-15a. Notation of Consumer Cost Savings
§33-6-16. Underwriters' and Combination Policies
§33-6-17. Validity of Noncomplying Forms
§33-6-19. Renewal of Policy by Certificate or Endorsement
§33-6-20. Assignment of Policies
§33-6-21. Annulment of Liability Policies
§33-6-22. Payment Discharges Insurer
§33-6-26. Acts of Insurer Not Constituting Waiver of Policy Provisions or Defenses Thereunder
§33-6-27. Life Insurance Proceeds Exempt From Creditors
§33-6-28. Group Life Insurance Proceeds Exempt From Creditors
§33-6-30. Construction of Policies
§33-6-31a. Rates Charged for Uninsured Motorist Coverage
§33-6-31b. Nondiscriminatory Automobile Insurance Rates for Handicapped Persons
§33-6-31d. Form for Making Offer of Optional Uninsured and Underinsured Coverage
§33-6-31g. Electronic Insurance Verification Program; Insurer's Duty to Cooperate
§33-6-31h. Excluded Drivers; Definitions; Legislative Findings; Restrictive Endorsements
§33-6-32. Newly Born Children to Be Covered by All Health Insurance Policies
§33-6-33. Valuation of Motor Vehicle Involved in Claim
§33-6-34. Fee for Form, Rate, and Rule Filing
§33-6-35. Mass Marketed Life and Health Insurance
§33-6-38. Lyme Disease to Be Covered by All Health Insurance Policies