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§33-6-1. Scope of Article - This article shall not apply to reinsurance.
§33-6-2. Insurable Interest in One's Own Life or Life of Another; Actions to Recover Benefits; Insurable Interests Defined; Requirements for Charitable Institutions - (a) Any individual of competent legal capacity may procure or...
§33-6-3. Insurable Interest in Property - (a) No insurance contract on property or of any interest...
§33-6-4. Who May Contract for Insurance; Competency of Minors - (a) Any person of competent legal capacity may contract for...
§33-6-5. Application or Consent of Person Insured Required; Exceptions - No life or accident and sickness insurance contract upon an...
§33-6-5a. Application for Life or Accident and Sickness Insurance; Signatures Required; Exemptions; Right of Insured to Return Policy - (a) All applications for life or accident and sickness insurance,...
§33-6-6. Application for Insurance as Evidence - (a) No application for the issuance of any life or...
§33-6-7. Representations in Applications - All statements and descriptions in any application for an insurance...
§33-6-8. Filing of Forms - (a) No insurance policy form, no group certificate form, no...
§33-6-9. Grounds for Disapproval of Forms - The commissioner shall disapprove any such form of policy, application,...
§33-6-10. Standard Provisions - (a) Insurance contracts shall contain such standard provisions as are...
§33-6-11. Contents of Policy - Every policy, except surety and group policies, shall specify the...
§33-6-11a. Right to Return Medicare Supplement Policy, Certificate or Contract - Medicare supplement or limited benefit Medicare supplement policies, certificates or...
§33-6-11b. Right to Return Life or Accident and Sickness Insurance Policy, Certificate or Contract - All life or sickness and accident insurance policies, certificates or...
§33-6-12. Additional Contents of Policy - A policy may contain additional provisions not inconsistent with this...
§33-6-13. Policy Provisions as to Charter, Bylaws, or Other Documents - No policy shall contain any provision purporting to make any...
§33-6-14. Certain Policy Conditions, etc., Voided - No policy delivered or issued for delivery in West Virginia...
§33-6-14a. Public Liability Insurance Policies Issued to Charitable Associations to Contain Provision for Waiving of Charitable Immunity Defense - Any policy or contract of public liability insurance providing coverage...
§33-6-15. Execution of Policies - Every insurance policy shall be executed in the name of...
§33-6-15a. Notation of Consumer Cost Savings - Each policy issued following enactment of this provision during the...
§33-6-16. Underwriters' and Combination Policies - (a) Two or more licensed insurers may jointly issue, and...
§33-6-17. Validity of Noncomplying Forms - Any insurance policy, rider, or endorsement hereafter issued and otherwise...
§33-6-18. Binders - (a) Binders or other contracts for temporary insurance may be...
§33-6-19. Renewal of Policy by Certificate or Endorsement - Any insurance policy terminating by its terms at a specified...
§33-6-20. Assignment of Policies - Whenever the insured in a policy owned by him has...
§33-6-21. Annulment of Liability Policies - No insurance policy insuring against loss or damage through legal...
§33-6-22. Payment Discharges Insurer - Whenever the proceeds of or payments under a life or...
§33-6-24. Simultaneous Deaths - Where the individual insured or the annuitant and the beneficiary...
§33-6-25. Proof of Loss Forms - An insurer shall furnish, upon written request of any person...
§33-6-26. Acts of Insurer Not Constituting Waiver of Policy Provisions or Defenses Thereunder - Without limitation of any right or defense of an insurer...
§33-6-27. Life Insurance Proceeds Exempt From Creditors - (a) If a policy of insurance, whether heretofore or hereafter...
§33-6-28. Group Life Insurance Proceeds Exempt From Creditors - (a) A policy of group life insurance or the proceeds...
§33-6-29. Motor Vehicle Policy; Injuries to Guest Passengers; Coverage for Loaned or Leased Motor Vehicles; Exceptions - (a) An insurer may not issue any policy of bodily...
§33-6-30. Construction of Policies - (a) Every insurance contract shall be construed according to the...
§33-6-31. Motor Vehicle Policy; Omnibus Clause; Uninsured and Underinsured Motorists' Coverage; Conditions for Recovery Under Endorsement; Rights and Liabilities of Insurer - (a) No policy or contract of bodily injury liability insurance,...
§33-6-31a. Rates Charged for Uninsured Motorist Coverage - Rates charged by insurers for the minimum uninsured motorist coverage...
§33-6-31b. Nondiscriminatory Automobile Insurance Rates for Handicapped Persons - No insurer, in determining rates to be charged for a...
§33-6-31c. Substandard Risk Motor Vehicle Insurance Policies; Definitions; Required Notices and Provisions; Promulgation of Rules; Effective Date; Money Penalty for Failure to Give Required Notice - (a) For purposes of this section, the following definitions apply:...
§33-6-31d. Form for Making Offer of Optional Uninsured and Underinsured Coverage - (a) Optional limits of uninsured motor vehicle coverage and underinsured...
§33-6-31e. Notice of Proposed Settlement for Policy Limits to Underinsured Motorist Coverage Carrier; Waiver of Subrogation; Time Limits - (a) When an automobile liability insurer indemnifying a tortfeasor offers...
§33-6-31f. Uninsured and Underinsured Motorists' Coverage Optional on Umbrella and Excess Type Liability Policies - (a) Notwithstanding any other provisions of this article, insurers issuing...
§33-6-31g. Electronic Insurance Verification Program; Insurer's Duty to Cooperate - (a) If the Division of Motor Vehicles establishes an electronic...
§33-6-31h. Excluded Drivers; Definitions; Legislative Findings; Restrictive Endorsements - (a) For purposes of this section, the following definitions apply:...
§33-6-32. Newly Born Children to Be Covered by All Health Insurance Policies - All individual and group health insurance policies providing coverage on...
§33-6-33. Valuation of Motor Vehicle Involved in Claim - Insurance companies doing business in this state shall use the...
§33-6-34. Fee for Form, Rate, and Rule Filing - (a) As used in this section, "filing" means any form...
§33-6-35. Mass Marketed Life and Health Insurance - (a) No mass marketed life or health insurance including mass...
§33-6-36. Continuation of Coverage Under Automobile Liability Policy; Selection of Coverage; Exclusions; Notice - (a) In the event of death, legal separation or termination...
§33-6-37. Cancellation or Nonrenewal of a Combination Insurance Policy; Offer of Optional Coverage; Date of Inception of Optional Coverage - Notwithstanding of any provision of this chapter to the contrary,...
§33-6-38. Lyme Disease to Be Covered by All Health Insurance Policies - All individual and group health insurance policies providing coverage on...
§33-6-39. Prohibitions Related to Dental Insurance Plans, Agreements, Charges, and Reimbursements; Definitions - (a) For purposes of this section: "Covered services" means dental...
§33-6-40. Military Service as Factor in Insurance Rates - With respect to any fire, marine, or casualty insurance contract,...