West Virginia Code
Article 13. Life Insurance
§33-13-48. Replacement of Existing Rule With Model Rule

The Commissioner shall propose and file with the Secretary of State an emergency rule pursuant to the provisions of section fifteen, article three, chapter twenty-nine-a of this code that is based on the model regulation regarding the replacement of life insurance and annuities approved by the National Association of Insurance Commissioners in nineteen ninety-eight and amended in two thousand. This emergency rule will be effective upon approval by the Secretary of State and will replace the legislative rule previously filed by the Commissioner on May 16, nineteen ninety-seven as Title 114, Series 8 of the Code of State Rules: Provided, That the rule filed as an emergency rule pursuant to this section shall be refiled at the earliest opportunity as a legislative rule for review and promulgation in accordance with the provisions of article three, chapter twenty-nine-a of this code.

Structure West Virginia Code

West Virginia Code

Chapter 33. Insurance

Article 13. Life Insurance

§33-13-1. Scope of Article

§33-13-2. Standard Provisions Required

§33-13-3. Grace Period

§33-13-4. Incontestability

§33-13-5. Entire Contract

§33-13-6. Misstatement of Age

§33-13-7. Dividends

§33-13-8. Loans on Policies

§33-13-8a. Maximum Rate of Interest on Policy Loans

§33-13-9. Nonforfeiture Benefits

§33-13-10. Table of Loan Values and Options

§33-13-11. Table of Installments

§33-13-12. Reinstatements

§33-13-13. Payment of Premiums

§33-13-14. Payment of Claims

§33-13-14a. Payment of Interest on Death Claims

§33-13-15. Title on Policy

§33-13-16. Excluded or Restricted Coverage

§33-13-17. Annuity Contracts -- Standard Provisions

§33-13-18. Same -- Grace Period

§33-13-19. Same -- Incontestability

§33-13-20. Same -- Entire Contract

§33-13-21. Same -- Misstatement of Age or Sex

§33-13-22. Same -- Dividends

§33-13-23. Same -- Reinstatement

§33-13-24. Standard Provisions of Reversionary Annuities

§33-13-25. Limitation of Liability

§33-13-26. Contestability After Reinstatement

§33-13-27. Power of Insurer to Hold Proceeds of Policy Under Agreement

§33-13-28. Indebtedness Deducted From Proceeds

§33-13-29. Dual or Multiple Pay Policies Prohibited

§33-13-30. Standard Nonforfeiture Law for Life Insurance

§33-13-30a. Standard Nonforfeiture Law for Individual Deferred Annuities

§33-13-31. Industrial Life Insurance -- Required Provisions

§33-13-32. Same -- Grace Period

§33-13-33. Same -- Entire Contract; Statements in Application; Deemed Representations

§33-13-34. Same -- Incontestability

§33-13-35. Same -- Misstatement of Age

§33-13-36. Same -- Dividends

§33-13-37. Same -- Nonforfeiture Benefits; Cash Surrender Values

§33-13-38. Same -- Reinstatement

§33-13-39. Same -- Settlement

§33-13-40. Same -- Beneficiary and Facility of Payment Clause

§33-13-41. Same -- Direct Payment of Premiums

§33-13-42. Same -- Conversion of Weekly Policies

§33-13-43. Same -- Conversion of Monthly Policies

§33-13-44. Same -- Title on Policy

§33-13-45. Same -- Provisions Not Required in Single Premium, Term, etc., Policies

§33-13-46. Same -- Prohibited Provisions

§33-13-47. Burial Insurance

§33-13-48. Replacement of Existing Rule With Model Rule