In an annuity or pure endowment contract, other than a reversionary, survivorship, or group annuity, there shall be a provision that the contract shall constitute the entire contract between the parties or, if a copy of the application is endorsed upon or attached to the contract when issued, a provision that the contract and the application therefor shall constitute the entire contract between the parties.
Structure West Virginia Code
§33-13-2. Standard Provisions Required
§33-13-8a. Maximum Rate of Interest on Policy Loans
§33-13-9. Nonforfeiture Benefits
§33-13-10. Table of Loan Values and Options
§33-13-11. Table of Installments
§33-13-13. Payment of Premiums
§33-13-14a. Payment of Interest on Death Claims
§33-13-16. Excluded or Restricted Coverage
§33-13-17. Annuity Contracts -- Standard Provisions
§33-13-18. Same -- Grace Period
§33-13-19. Same -- Incontestability
§33-13-20. Same -- Entire Contract
§33-13-21. Same -- Misstatement of Age or Sex
§33-13-23. Same -- Reinstatement
§33-13-24. Standard Provisions of Reversionary Annuities
§33-13-25. Limitation of Liability
§33-13-26. Contestability After Reinstatement
§33-13-27. Power of Insurer to Hold Proceeds of Policy Under Agreement
§33-13-28. Indebtedness Deducted From Proceeds
§33-13-29. Dual or Multiple Pay Policies Prohibited
§33-13-30. Standard Nonforfeiture Law for Life Insurance
§33-13-30a. Standard Nonforfeiture Law for Individual Deferred Annuities
§33-13-31. Industrial Life Insurance -- Required Provisions
§33-13-32. Same -- Grace Period
§33-13-33. Same -- Entire Contract; Statements in Application; Deemed Representations
§33-13-34. Same -- Incontestability
§33-13-35. Same -- Misstatement of Age
§33-13-37. Same -- Nonforfeiture Benefits; Cash Surrender Values
§33-13-38. Same -- Reinstatement
§33-13-40. Same -- Beneficiary and Facility of Payment Clause
§33-13-41. Same -- Direct Payment of Premiums
§33-13-42. Same -- Conversion of Weekly Policies
§33-13-43. Same -- Conversion of Monthly Policies
§33-13-44. Same -- Title on Policy
§33-13-45. Same -- Provisions Not Required in Single Premium, Term, etc., Policies