West Virginia Code
Article 13. Life Insurance
§33-13-3. Grace Period

There shall be a provision that a grace period of thirty-one days shall be allowed within which the payment of any premium after the first may be made, during which period of grace the policy shall continue in full force; but if a claim arises under the policy during such period of grace before the overdue premium is paid the amount of such premium may be deducted from the policy proceeds.

Structure West Virginia Code

West Virginia Code

Chapter 33. Insurance

Article 13. Life Insurance

§33-13-1. Scope of Article

§33-13-2. Standard Provisions Required

§33-13-3. Grace Period

§33-13-4. Incontestability

§33-13-5. Entire Contract

§33-13-6. Misstatement of Age

§33-13-7. Dividends

§33-13-8. Loans on Policies

§33-13-8a. Maximum Rate of Interest on Policy Loans

§33-13-9. Nonforfeiture Benefits

§33-13-10. Table of Loan Values and Options

§33-13-11. Table of Installments

§33-13-12. Reinstatements

§33-13-13. Payment of Premiums

§33-13-14. Payment of Claims

§33-13-14a. Payment of Interest on Death Claims

§33-13-15. Title on Policy

§33-13-16. Excluded or Restricted Coverage

§33-13-17. Annuity Contracts -- Standard Provisions

§33-13-18. Same -- Grace Period

§33-13-19. Same -- Incontestability

§33-13-20. Same -- Entire Contract

§33-13-21. Same -- Misstatement of Age or Sex

§33-13-22. Same -- Dividends

§33-13-23. Same -- Reinstatement

§33-13-24. Standard Provisions of Reversionary Annuities

§33-13-25. Limitation of Liability

§33-13-26. Contestability After Reinstatement

§33-13-27. Power of Insurer to Hold Proceeds of Policy Under Agreement

§33-13-28. Indebtedness Deducted From Proceeds

§33-13-29. Dual or Multiple Pay Policies Prohibited

§33-13-30. Standard Nonforfeiture Law for Life Insurance

§33-13-30a. Standard Nonforfeiture Law for Individual Deferred Annuities

§33-13-31. Industrial Life Insurance -- Required Provisions

§33-13-32. Same -- Grace Period

§33-13-33. Same -- Entire Contract; Statements in Application; Deemed Representations

§33-13-34. Same -- Incontestability

§33-13-35. Same -- Misstatement of Age

§33-13-36. Same -- Dividends

§33-13-37. Same -- Nonforfeiture Benefits; Cash Surrender Values

§33-13-38. Same -- Reinstatement

§33-13-39. Same -- Settlement

§33-13-40. Same -- Beneficiary and Facility of Payment Clause

§33-13-41. Same -- Direct Payment of Premiums

§33-13-42. Same -- Conversion of Weekly Policies

§33-13-43. Same -- Conversion of Monthly Policies

§33-13-44. Same -- Title on Policy

§33-13-45. Same -- Provisions Not Required in Single Premium, Term, etc., Policies

§33-13-46. Same -- Prohibited Provisions

§33-13-47. Burial Insurance

§33-13-48. Replacement of Existing Rule With Model Rule