West Virginia Code
Article 30. West Virginia Health Care Decisions Act
§16-30-14. Insurance

(a) No policy of life insurance or annuity or other type of contract that is conditioned on the life or death of the person, shall be legally impaired or invalidated in any manner by the withholding or withdrawal of life-prolonging intervention from a person in accordance with the provisions of this article, notwithstanding any terms of the policy to the contrary.
(b) The withholding or withdrawal of life-prolonging intervention from a principal in accordance with the provisions of this article does not, for any purpose, constitute a suicide and does not constitute the crime of assisting suicide.
(c) The making of a living will or medical power of attorney pursuant to this article does not affect in any manner the sale, procurement or issuance of any insurance policy nor does it modify the terms of an existing policy.
(d) No health care provider or health care service plan, health maintenance organization, insurer issuing disability insurance, self-insured employee welfare benefit plan, nonprofit medical service corporation or mutual nonprofit hospital service corporation shall require any person to execute a living will or medical power of attorney as a condition for being insured for or receiving health care services.

Structure West Virginia Code

West Virginia Code

Chapter 16. Public Health

Article 30. West Virginia Health Care Decisions Act

§16-30-1. Short Title

§16-30-2. Legislative Findings and Purpose

§16-30-3. Definitions

§16-30-4. Executing a Living Will, Medical Power of Attorney, or Combined Medical Power of Attorney and Living Will

§16-30-5. Applicability and Resolving Actual Conflict Between Advance Directives

§16-30-6. Private Decision-Making Process; Authority of Living Will, Medical Power of Attorney Representative and Surrogate

§16-30-7. Determination of Incapacity

§16-30-8. Selection of a Surrogate

§16-30-9. Medical Power of Attorney Representative and Health Care Surrogate Decision-Making Standards

§16-30-10. Reliance on Authority of Living Will; Physician Orders for Scope of Treatment Form, Medical Power of Attorney Representative or Surrogate Decisionmaker; and Protection of Health Care Providers

§16-30-11. Negligence

§16-30-12. Conscience Objections

§16-30-13. Interinstitutional Transfers

§16-30-14. Insurance

§16-30-15. Withholding of Life Support Not Assisted Suicide or Murder

§16-30-16. Preservation of Existing Rights and Relation to Existing Law; No Presumption

§16-30-17. No Abrogation of Common Law Doctrine of Medical Necessity

§16-30-18. Revocation

§16-30-19. Physician S Duty to Confirm, Communicate, and Document Terminal Condition; Medical Record Identification

§16-30-20. Living Wills Previously Executed

§16-30-21. Reciprocity

§16-30-22. Liability for Failure to Act in Accordance With the Directives of a Living Will or Medical Power of Attorney or the Directions of a Medical Power of Attorney Representative or Health Care Surrogate

§16-30-23. Prohibition

§16-30-24. Need for a Second Opinion Regarding Incapacity for Persons With Psychiatric Mental Illness, Intellectual Disability or Addiction

§16-30-25. Portable Orders for Scope of Treatment Form