US Code
SUBCHAPTER II— MORTGAGE INSURANCE
§ 1715t. Voluntary termination of insurance

Notwithstanding any other provision of this chapter and with respect to any loan or mortgage heretofore or hereafter insured under this chapter, except under and except as specified under and subtitle B of the Emergency Low Income Housing Preservation Act of 1987,, the Secretary is authorized to terminate any insurance contract upon request by the borrower or mortgagor and the financial institution or mortgagee and upon payment of such termination charge as the Secretary determines to be equitable, taking into consideration the necessity of protecting the various insurance Funds. Upon such termination, borrowers and mortgagors and financial institutions and mortgagees shall be entitled to the rights, if any, to which they would be entitled under this chapter if the insurance contract were terminated by payment in full of the insured loan or mortgage.

Structure US Code

US Code

Title 12— BANKS AND BANKING

CHAPTER 13— NATIONAL HOUSING

SUBCHAPTER II— MORTGAGE INSURANCE

§ 1707. Definitions

§ 1708. Federal Housing Administration operations

§ 1709. Insurance of mortgages

§ 1709–1. Repealed. [title IV, § 404(a)], ,

§ 1709–1a. State constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements

§ 1709–2. Equity skimming; penalty; persons liable; one dwelling exemption

§ 1709a. Determination of loan-to-value ratios

§ 1709b. Repealed. , ,

§ 1710. Payment of insurance

§ 1711. General Surplus and Participating Reserve Accounts

§ 1712. Investment of funds

§ 1712a. Indexing of FHA multifamily housing loan limits

§ 1713. Rental housing insurance

§ 1714. Taxation

§ 1715. Statistical and economic surveys

§ 1715a. Repealed. ,

§ 1715b. Rules and regulations

§ 1715c. Labor standards

§ 1715d. Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands

§ 1715e. Cooperative housing insurance

§ 1715f. Process of applications and issuance of commitments

§ 1715g. Insurance of mortgage where mortgagor is not occupant of property

§ 1715h. Repealed. , ,

§ 1715i. Repealed. , ,

§ 1715j. Repealed. , ,

§ 1715k. Rehabilitation and neighborhood conservation housing insurance

§ 1715l. Housing for moderate income and displaced families

§ 1715m. Repealed. , ,

§ 1715n. Miscellaneous mortgage insurance

§ 1715o. Interest rate on debentures; method of establishment

§ 1715p. Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions

§ 1715q. Delivery of statement of appraisal or estimates to home buyers

§ 1715r. Requirement of builder’s cost certification; definitions

§ 1715s. Treatment of mortgages covering tax credit projects

§ 1715t. Voluntary termination of insurance

§ 1715u. Authority to assist mortgagors in default

§ 1715v. Insurance of mortgages for housing for elderly persons

§ 1715w. Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes

§ 1715x. Experimental housing insurance

§ 1715y. Mortgage insurance for condominiums

§ 1715z. Homeownership or membership in cooperative association for lower income families

§ 1715z–1. Rental and cooperative housing for lower income families

§ 1715z–1a. Assistance for troubled multifamily housing projects

§ 1715z–1b. Tenant participation in multifamily housing projects

§ 1715z–1c. Regulation of rents in insured projects

§ 1715z–2. Repealed. , ,

§ 1715z–3. Special Risk Insurance Fund

§ 1715z–4. Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations

§ 1715z–4a. Double damages remedy for unauthorized use of multifamily housing project assets and income

§ 1715z–5. Purchase of fee simple title from lessors

§ 1715z–6. Supplemental loans for multifamily projects

§ 1715z–7. Mortgage insurance for hospitals

§ 1715z–8. Mortgage assistance payments for middle-income families

§ 1715z–9. Co-insurance of eligible mortgage, advance, or loan

§ 1715z–10. Repealed. , ,

§ 1715z–11. Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale

§ 1715z–11a. Disposition of HUD-owned properties

§ 1715z–12. Single-family mortgage insurance on Hawaiian home lands

§ 1715z–13. Single family mortgage insurance on Indian reservations

§ 1715z–13a. Loan guarantees for Indian housing

§ 1715z–13b. Loan guarantees for Native Hawaiian housing

§ 1715z–14. Risk-sharing demonstration

§ 1715z–15. Limitation on prepayment of mortgages on multifamily rental housing

§ 1715z–16. Adjustable rate single family mortgages

§ 1715z–17. Shared appreciation mortgages for single family housing

§ 1715z–18. Shared appreciation mortgages for multifamily housing

§ 1715z–19. Equity skimming penalty

§ 1715z–20. Insurance of home equity conversion mortgages for elderly homeowners

§ 1715z–21. Delegation of insuring authority to direct endorsement mortgagees

§ 1715z–22. Multifamily mortgage credit programs

§ 1715z–22a. Definitions

§ 1715z–23. HOPE for Homeowners Program

§ 1715z–24. Pilot program for automated process for borrowers without sufficient credit history

§ 1715z–25. Mortgage modification data collecting and reporting