The Secretary of Housing and Urban Development, in establishing maximum loan-to-value ratios for mortgages insured by him under the National Housing Act [ et seq.], as amended by sections 101, 102, and 103 of this Act, shall determine that such ratios are in the public interest after taking into consideration (1) the effect of such ratios on the national economy and on conditions in the building industry, and (2) the availability or unavailability of residential mortgage credit assisted under the Servicemen’s Readjustment Act of 1944, as amended.
Structure US Code
SUBCHAPTER II— MORTGAGE INSURANCE
§ 1708. Federal Housing Administration operations
§ 1709. Insurance of mortgages
§ 1709–1. Repealed. [title IV, § 404(a)], ,
§ 1709–2. Equity skimming; penalty; persons liable; one dwelling exemption
§ 1709a. Determination of loan-to-value ratios
§ 1711. General Surplus and Participating Reserve Accounts
§ 1712a. Indexing of FHA multifamily housing loan limits
§ 1713. Rental housing insurance
§ 1715. Statistical and economic surveys
§ 1715b. Rules and regulations
§ 1715d. Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
§ 1715e. Cooperative housing insurance
§ 1715f. Process of applications and issuance of commitments
§ 1715g. Insurance of mortgage where mortgagor is not occupant of property
§ 1715k. Rehabilitation and neighborhood conservation housing insurance
§ 1715l. Housing for moderate income and displaced families
§ 1715n. Miscellaneous mortgage insurance
§ 1715o. Interest rate on debentures; method of establishment
§ 1715q. Delivery of statement of appraisal or estimates to home buyers
§ 1715r. Requirement of builder’s cost certification; definitions
§ 1715s. Treatment of mortgages covering tax credit projects
§ 1715t. Voluntary termination of insurance
§ 1715u. Authority to assist mortgagors in default
§ 1715v. Insurance of mortgages for housing for elderly persons
§ 1715x. Experimental housing insurance
§ 1715y. Mortgage insurance for condominiums
§ 1715z. Homeownership or membership in cooperative association for lower income families
§ 1715z–1. Rental and cooperative housing for lower income families
§ 1715z–1a. Assistance for troubled multifamily housing projects
§ 1715z–1b. Tenant participation in multifamily housing projects
§ 1715z–1c. Regulation of rents in insured projects
§ 1715z–3. Special Risk Insurance Fund
§ 1715z–5. Purchase of fee simple title from lessors
§ 1715z–6. Supplemental loans for multifamily projects
§ 1715z–7. Mortgage insurance for hospitals
§ 1715z–8. Mortgage assistance payments for middle-income families
§ 1715z–9. Co-insurance of eligible mortgage, advance, or loan
§ 1715z–11a. Disposition of HUD-owned properties
§ 1715z–12. Single-family mortgage insurance on Hawaiian home lands
§ 1715z–13. Single family mortgage insurance on Indian reservations
§ 1715z–13a. Loan guarantees for Indian housing
§ 1715z–13b. Loan guarantees for Native Hawaiian housing
§ 1715z–14. Risk-sharing demonstration
§ 1715z–15. Limitation on prepayment of mortgages on multifamily rental housing
§ 1715z–16. Adjustable rate single family mortgages
§ 1715z–17. Shared appreciation mortgages for single family housing
§ 1715z–18. Shared appreciation mortgages for multifamily housing
§ 1715z–19. Equity skimming penalty
§ 1715z–20. Insurance of home equity conversion mortgages for elderly homeowners
§ 1715z–21. Delegation of insuring authority to direct endorsement mortgagees
§ 1715z–22. Multifamily mortgage credit programs
§ 1715z–23. HOPE for Homeowners Program
§ 1715z–24. Pilot program for automated process for borrowers without sufficient credit history
§ 1715z–25. Mortgage modification data collecting and reporting