Texas Statutes
Finance Code
Title 4 - Regulation of Interest, Loans, and Financed Transactions

Section 347.502. Liability for Charge Exceeding Amount Authorized - Sec. 347.502. LIABILITY FOR CHARGE EXCEEDING AMOUNT AUTHORIZED. (a) Notwithstanding...

Section 347.503. Creditor's Liability for Error in Pay-Off Quotation - Sec. 347.503. CREDITOR'S LIABILITY FOR ERROR IN PAY-OFF QUOTATION. Notwithstanding...

Section 347.504. Creditor's Liability for Oral or Unsolicited Written Statement of Amount Owed - Sec. 347.504. CREDITOR'S LIABILITY FOR ORAL OR UNSOLICITED WRITTEN STATEMENT...

Section 347.505. Penalty for Failure to Register - Sec. 347.505. PENALTY FOR FAILURE TO REGISTER. (a) The commissioner...

Section 347.506. When Act or Omission Not Violation - Sec. 347.506. WHEN ACT OR OMISSION NOT VIOLATION. (a) An...

Chapter 348 - Motor Vehicle Installment Sales

Subchapter A. General Provisions

Section 348.001. Definitions - Sec. 348.001. DEFINITIONS. In this chapter: (1) "Buyer's order" means...

Section 348.0015. Presumption Regarding Noncommercial Vehicles; Exception - Sec. 348.0015. PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION. (a) A motor...

Section 348.002. Bailment or Lease as Retail Installment Transaction - Sec. 348.002. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION. A...

Section 348.003. Classification as Retail Installment Transaction Unaffected - Sec. 348.003. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED. A transaction...

Section 348.004. Cash Price - Sec. 348.004. CASH PRICE. (a) The cash price is the...

Section 348.005. Itemized Charge - Sec. 348.005. ITEMIZED CHARGE. An amount in a retail installment...

Section 348.006. Principal Balance; Inclusion of Documentary Fee - Sec. 348.006. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE. (a) The...

Section 348.007. Applicability of Chapter - Sec. 348.007. APPLICABILITY OF CHAPTER. (a) Except as otherwise provided...

Section 348.008. Applicability of Other Statutes to Retail Installment Transaction - Sec. 348.008. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION....

Section 348.009. Federal Disclosure Requirements Applicable - Sec. 348.009. FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE. (a) The disclosure requirements...

Section 348.0091. Disclosure of Equity in Trade-in Motor Vehicle - Sec. 348.0091. DISCLOSURE OF EQUITY IN TRADE-IN MOTOR VEHICLE. (a)...

Section 348.010. Additional Information Allowed in Contract - Sec. 348.010. ADDITIONAL INFORMATION ALLOWED IN CONTRACT. Information not required...

Section 348.011. Order of Items in Contract - Sec. 348.011. ORDER OF ITEMS IN CONTRACT. Items required by...

Section 348.012. Applicability of Insurance Premium Financing Provisions - Sec. 348.012. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS. Chapter 651,...

Section 348.013. Conditional Delivery Agreement - Sec. 348.013. CONDITIONAL DELIVERY AGREEMENT. (a) In this section, "conditional...

Section 348.014. Transaction Conditioned on Purchase of Vehicle Protection Product Prohibited - Sec. 348.014. TRANSACTION CONDITIONED ON PURCHASE OF VEHICLE PROTECTION PRODUCT...

Subchapter B. Retail Installment Contract

Section 348.101. Retail Installment Contract General Requirements - Sec. 348.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS. (a) A retail...

Section 348.1015. Contract Conditioned on Subsequent Assignment Prohibited - Sec. 348.1015. CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED. (a) A...

Section 348.102. Contents of Contract - Sec. 348.102. CONTENTS OF CONTRACT. (a) A retail installment contract...

Section 348.103. Time Price Differential for Retail Installment Contract - Sec. 348.103. TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT. A...

Section 348.104. Time Price Differential for Contract With Equal Monthly Successive Payments - Sec. 348.104. TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY...

Section 348.105. Use of Optional Ceiling - Sec. 348.105. USE OF OPTIONAL CEILING. As an alternative to...

Section 348.106. Time Price Differential for Other Contracts - Sec. 348.106. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS. A retail...

Section 348.107. Charge for Default in Payment of Installment - Sec. 348.107. CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT. (a)...

Section 348.108. Charges for Collecting Debt - Sec. 348.108. CHARGES FOR COLLECTING DEBT. A retail installment contract...

Section 348.109. Acceleration of Debt Maturity - Sec. 348.109. ACCELERATION OF DEBT MATURITY. A retail installment contract...

Section 348.110. Delivery of Copy of Contract - Sec. 348.110. DELIVERY OF COPY OF CONTRACT. A retail seller...

Section 348.111. Buyer's Right to Rescind Contract - Sec. 348.111. BUYER'S RIGHT TO RESCIND CONTRACT. Until the retail...

Section 348.112. Buyer's Acknowledgment of Delivery of Contract Copy - Sec. 348.112. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY. (a)...

Section 348.113. Amendment of Retail Installment Contract - Sec. 348.113. AMENDMENT OF RETAIL INSTALLMENT CONTRACT. On request by...

Section 348.116. Confirmation of Amendment - Sec. 348.116. CONFIRMATION OF AMENDMENT. An amendment to a retail...

Section 348.117. Contract After Amendment - Sec. 348.117. CONTRACT AFTER AMENDMENT. After amendment the retail installment...

Section 348.118. Prepayment of Contract - Sec. 348.118. PREPAYMENT OF CONTRACT. A retail buyer may prepay...

Section 348.119. Refund Credit on Prepayment - Sec. 348.119. REFUND CREDIT ON PREPAYMENT. If a retail buyer...

Section 348.120. Amount of Refund Credit for Monthly Installment Contract - Sec. 348.120. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT....

Section 348.121. Amount of Refund Credit for Other Contracts - Sec. 348.121. AMOUNT OF REFUND CREDIT FOR OTHER CONTRACTS. The...

Section 348.122. Reinstatement of Contract After Demand for Payment - Sec. 348.122. REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT. After...

Section 348.123. Refinancing of Large Installment - Sec. 348.123. REFINANCING OF LARGE INSTALLMENT. (a) If a scheduled...

Section 348.124. Debt Cancellation Agreements - Sec. 348.124. DEBT CANCELLATION AGREEMENTS. (a) In connection with a...

Section 348.125. Trade-in Credit Agreements Offered in Connection With Retail Installment Contracts - Sec. 348.125. TRADE-IN CREDIT AGREEMENTS OFFERED IN CONNECTION WITH RETAIL...

Subchapter C. Insurance

Section 348.201. Property Insurance - Sec. 348.201. PROPERTY INSURANCE. (a) A holder may request or...

Section 348.202. Credit Life and Credit Health and Accident Insurance - Sec. 348.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE....

Section 348.203. Maximum Amount of Credit Life and Credit Health and Accident Coverage - Sec. 348.203. MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH...

Section 348.204. Insurance Statement - Sec. 348.204. INSURANCE STATEMENT. (a) If insurance is required in...

Section 348.205. Statement if Liability Insurance Not Included in Contract - Sec. 348.205. STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT....

Section 348.206. Insurance May Be Furnished by Buyer - Sec. 348.206. INSURANCE MAY BE FURNISHED BY BUYER. (a) If...

Section 348.207. Buyer's Failure to Provide Evidence of Insurance - Sec. 348.207. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE. (a)...

Section 348.208. Charges for Other Insurance and Forms of Protection Included in Retail Installment Contract - Sec. 348.208. CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION...

Section 348.209. Requirements for Including Insurance Cost in Contract - Sec. 348.209. REQUIREMENTS FOR INCLUDING INSURANCE COST IN CONTRACT. (a)...

Section 348.210. Delivery of Insurance Document to Buyer - Sec. 348.210. DELIVERY OF INSURANCE DOCUMENT TO BUYER. A holder...

Section 348.211. Holder's Duty if Insurance Is Adjusted or Terminated - Sec. 348.211. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED....

Section 348.212. Gain or Advantage From Insurance Not Additional Charge - Sec. 348.212. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE....

Section 348.213. Adding to Retail Installment Contract Premiums for Insurance Acquired After Transaction - Sec. 348.213. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE...

Section 348.214. Effect of Adding Premium to Contract - Sec. 348.214. EFFECT OF ADDING PREMIUM TO CONTRACT. If a...

Section 348.215. Financing Entity May Not Require Insurance From Particular Source - Sec. 348.215. FINANCING ENTITY MAY NOT REQUIRE INSURANCE FROM PARTICULAR...

Subchapter D. Acquisition of Contract or Balance

Section 348.301. Authority to Acquire - Sec. 348.301. AUTHORITY TO ACQUIRE. A person may acquire a...

Section 348.302. Lack of Notice Does Not Affect Validity as to Certain Creditors - Sec. 348.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS...

Section 348.303. Payment by Buyer - Sec. 348.303. PAYMENT BY BUYER. Unless a retail buyer has...

Subchapter E. Holder's Rights, Duties, and Limitations

Section 348.403. Seller's Promise to Pay or Tender of Cash to Buyer as Part of Transaction - Sec. 348.403. SELLER'S PROMISE TO PAY OR TENDER OF CASH...

Section 348.404. Seller's Action for Incentive Program or to Pay for Buyer's Motor Vehicle - Sec. 348.404. SELLER'S ACTION FOR INCENTIVE PROGRAM OR TO PAY...

Section 348.405. Statement of Payments and Amount Due Under Contract - Sec. 348.405. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT....

Section 348.406. Receipt for Cash Payment - Sec. 348.406. RECEIPT FOR CASH PAYMENT. A holder of a...

Section 348.407. Retention or Disposition of Nonattached Personal Property - Sec. 348.407. RETENTION OR DISPOSITION OF NONATTACHED PERSONAL PROPERTY. (a)...

Section 348.408. Outstanding Balance Information; Payment in Full - Sec. 348.408. OUTSTANDING BALANCE INFORMATION; PAYMENT IN FULL. (a) The...

Section 348.409. Liability Relating to Outstanding Balance Information - Sec. 348.409. LIABILITY RELATING TO OUTSTANDING BALANCE INFORMATION. A holder...

Section 348.410. Prohibition on Power of Attorney to Confess Judgment or Assignment of Wages - Sec. 348.410. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT...

Section 348.411. Prohibition on Certain Acts of Repossession - Sec. 348.411. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION. A retail...

Section 348.412. Buyer's Waiver - Sec. 348.412. BUYER'S WAIVER. (a) A retail installment contract may...

Section 348.413. Transfer of Equity - Sec. 348.413. TRANSFER OF EQUITY. (a) With the written consent...

Section 348.414. Automobile Club Membership Offered in Connection With Retail Installment Contract - Sec. 348.414. AUTOMOBILE CLUB MEMBERSHIP OFFERED IN CONNECTION WITH RETAIL...

Subchapter F. Licensing; Administration of Chapter

Section 348.501. License Required - Sec. 348.501. LICENSE REQUIRED. (a) A person may not act...

Section 348.5015. Residential Mortgage Loan Originator License Required - Sec. 348.5015. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED. (a) In...

Section 348.502. Application Requirements - Sec. 348.502. APPLICATION REQUIREMENTS. (a) The application for a license...

Section 348.503. Investigation of Application - Sec. 348.503. INVESTIGATION OF APPLICATION. On the filing of an...

Section 348.504. Approval or Denial of Application - Sec. 348.504. APPROVAL OR DENIAL OF APPLICATION. (a) The commissioner...

Section 348.505. Disposition of Fees on Denial of Application - Sec. 348.505. DISPOSITION OF FEES ON DENIAL OF APPLICATION. If...

Section 348.5055. License Term - Sec. 348.5055. LICENSE TERM. A license issued under this chapter...

Section 348.506. License Fee - Sec. 348.506. LICENSE FEE. Not later than the 30th day...

Section 348.5065. Grounds for Refusal to Renew - Sec. 348.5065. GROUNDS FOR REFUSAL TO RENEW. The commissioner may...

Section 348.507. Expiration of License on Failure to Pay Fee - Sec. 348.507. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE....

Section 348.508. License Suspension or Revocation - Sec. 348.508. LICENSE SUSPENSION OR REVOCATION. After notice and opportunity...

Section 348.509. Reinstatement of Suspended License; Issuance of New License After Revocation - Sec. 348.509. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE...

Section 348.510. Surrender of License - Sec. 348.510. SURRENDER OF LICENSE. A license holder may surrender...

Section 348.511. Effect of License Suspension, Revocation, or Surrender - Sec. 348.511. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER. (a)...

Section 348.512. Transfer or Assignment of License - Sec. 348.512. TRANSFER OR ASSIGNMENT OF LICENSE. A license may...

Section 348.513. Adoption of Rules - Sec. 348.513. ADOPTION OF RULES. (a) The finance commission may...

Section 348.514. Examination; Access to Records - Sec. 348.514. EXAMINATION; ACCESS TO RECORDS. (a) At the times...

Section 348.515. General Investigation - Sec. 348.515. GENERAL INVESTIGATION. To discover a violation of this...

Section 348.516. Payment of Examination Costs and Administration Expenses - Sec. 348.516. PAYMENT OF EXAMINATION COSTS AND ADMINISTRATION EXPENSES. A...

Section 348.517. License Holder's Records; Document Retention Requirements - Sec. 348.517. LICENSE HOLDER'S RECORDS; DOCUMENT RETENTION REQUIREMENTS. (a) A...

Section 348.518. Sharing of Information - Sec. 348.518. SHARING OF INFORMATION. To ensure consistent enforcement of...

Chapter 349 - Penalties and Liabilities

Subchapter A. Civil Penalties

Section 349.001. Liability for Contracting For, Charging, or Receiving Excessive Amount - Sec. 349.001. LIABILITY FOR CONTRACTING FOR, CHARGING, OR RECEIVING EXCESSIVE...

Section 349.002. Liability for Charges Exceeding Twice Amount Authorized - Sec. 349.002. LIABILITY FOR CHARGES EXCEEDING TWICE AMOUNT AUTHORIZED. (a)...

Section 349.003. Liability for Failure to Perform or for Performance of Prohibited Act - Sec. 349.003. LIABILITY FOR FAILURE TO PERFORM OR FOR PERFORMANCE...

Section 349.004. Liability Related to Criminal Offense - Sec. 349.004. LIABILITY RELATED TO CRIMINAL OFFENSE. In addition to...

Section 349.005. Liability for Violating Injunction - Sec. 349.005. LIABILITY FOR VIOLATING INJUNCTION. (a) A person who...

Subchapter B. General Limitations on Liability

Section 349.101. No Liability if Violation Unintentional and From Bona Fide Error or if in Conformity With Other Law - Sec. 349.101. NO LIABILITY IF VIOLATION UNINTENTIONAL AND FROM BONA...

Section 349.102. Liability for Multiple Violations in One Transaction - Sec. 349.102. LIABILITY FOR MULTIPLE VIOLATIONS IN ONE TRANSACTION. (a)...

Section 349.103. Limitation on Multiple Recovery of Penalties - Sec. 349.103. LIMITATION ON MULTIPLE RECOVERY OF PENALTIES. (a) An...

Subchapter C. Limiting Liability by Correcting Violation

Section 349.201. Correction Resulting in No Liability - Sec. 349.201. CORRECTION RESULTING IN NO LIABILITY. (a) A person...

Section 349.202. Correction of Violation of Failure to Act or Performing Prohibited Act Resulting in Limited Liability - Sec. 349.202. CORRECTION OF VIOLATION OF FAILURE TO ACT OR...

Section 349.203. Correction of Violation of Charging Excessive Amounts Resulting in Limited Liability - Sec. 349.203. CORRECTION OF VIOLATION OF CHARGING EXCESSIVE AMOUNTS RESULTING...

Section 349.204. Giving Written Notice - Sec. 349.204. GIVING WRITTEN NOTICE. (a) For purposes of this...

Section 349.205. Correction Exception Available to All Similarly Situated - Sec. 349.205. CORRECTION EXCEPTION AVAILABLE TO ALL SIMILARLY SITUATED. If...

Subchapter D. Limiting Liability by Late Registration or Licensure

Section 349.301. Payment of Fees - Sec. 349.301. PAYMENT OF FEES. A person who registers or...

Section 349.302. Late Filing Fee for Registering or Renewal of Registration - Sec. 349.302. LATE FILING FEE FOR REGISTERING OR RENEWAL OF...

Section 349.303. Late Filing Fee for Obtaining or Renewing License - Sec. 349.303. LATE FILING FEE FOR OBTAINING OR RENEWING LICENSE....

Section 349.304. Effect of Compliance With Subchapter for Registrant or License Holder - Sec. 349.304. EFFECT OF COMPLIANCE WITH SUBCHAPTER FOR REGISTRANT OR...

Section 349.305. Effect of Compliance With Subchapter on Person Other Than Registrant or License Holder - Sec. 349.305. EFFECT OF COMPLIANCE WITH SUBCHAPTER ON PERSON OTHER...

Subchapter E. Procedures for Civil Actions

Section 349.401. Venue - Sec. 349.401. VENUE. An action under this chapter must be...

Section 349.402. Limitation Period - Sec. 349.402. LIMITATION PERIOD. (a) Except as provided by Subsection...

Section 349.403. Class Action - Sec. 349.403. CLASS ACTION. (a) In a class action that...

Section 349.404. Liability Under Subchapter in Lieu of Liability Under Consumer Credit Protection Act - Sec. 349.404. LIABILITY UNDER SUBCHAPTER IN LIEU OF LIABILITY UNDER...

Subchapter F. Criminal Offenses

Section 349.501. Offense of Charges Exceeding Twice Amount Authorized - Sec. 349.501. OFFENSE OF CHARGES EXCEEDING TWICE AMOUNT AUTHORIZED. (a)...

Section 349.502. Offense of Engaging in Lending Business Without Proper Authority - Sec. 349.502. OFFENSE OF ENGAGING IN LENDING BUSINESS WITHOUT PROPER...

Section 349.503. Certain Proceedings in Connection With Sale-Leaseback Transaction - Sec. 349.503. CERTAIN PROCEEDINGS IN CONNECTION WITH SALE-LEASEBACK TRANSACTION. (a)...

Chapter 350 - Requirements and Limitations Applicable to Consumer Creditors Not Licensed or Registered Under This Title

Section 350.001. Applicability - Sec. 350.001. APPLICABILITY. (a) This chapter applies to a person...

Section 350.002. Prevention of Evasion - Sec. 350.002. PREVENTION OF EVASION. A person may not use...

Section 350.003. Compliance With Fair Trade Practices Act - Sec. 350.003. COMPLIANCE WITH FAIR TRADE PRACTICES ACT. A creditor...

Section 350.004. Penalties - Sec. 350.004. PENALTIES. Chapter 349 applies to violations of this...

Chapter 351 - Property Tax Lenders

Subchapter A. General Provisions

Section 351.001. Short Title - Sec. 351.001. SHORT TITLE. This chapter may be cited as...

Section 351.002. Definitions - Sec. 351.002. DEFINITIONS.In this chapter: (1) "Property tax lender" means...

Section 351.0021. Authorized Charges - Sec. 351.0021. AUTHORIZED CHARGES. (a) The contract between a property...

Section 351.0022. Waiver Prohibited - Sec. 351.0022. WAIVER PROHIBITED. Except as specifically permitted by this...

Section 351.0023. Solicitation of Loans; Notice - Sec. 351.0023. SOLICITATION OF LOANS; NOTICE. (a) A property tax...

Section 351.003. Secondary Market Transactions - Sec. 351.003. SECONDARY MARKET TRANSACTIONS. (a) Except as provided by...

Section 351.004. Affiliated Business Arrangements - Sec. 351.004. AFFILIATED BUSINESS ARRANGEMENTS. A property tax lender may...

Section 351.005. Application of Tax Code - Sec. 351.005. APPLICATION OF TAX CODE. This chapter does not...

Section 351.006. Enforcement - Sec. 351.006. ENFORCEMENT. (a) In addition to any other applicable...

Section 351.007. Rules - Sec. 351.007. RULES. The finance commission may adopt rules to...

Section 351.008. Examination of Lenders; Access to Records - Sec. 351.008. EXAMINATION OF LENDERS; ACCESS TO RECORDS. (a) The...

Section 351.009. General Investigation - Sec. 351.009. GENERAL INVESTIGATION. (a) To discover a violation of...

Section 351.010. Refusal to Allow Examination or Inspection - Sec. 351.010. REFUSAL TO ALLOW EXAMINATION OR INSPECTION. A property...

Section 351.011. Verification of Net Assets - Sec. 351.011. VERIFICATION OF NET ASSETS. If the commissioner questions...

Section 351.012. Applicability of Chapter - Sec. 351.012. APPLICABILITY OF CHAPTER. This chapter applies to a...

Subchapter B. Authorized Activities; License

Section 351.051. License Required - Sec. 351.051. LICENSE REQUIRED. (a) A person must hold a...

Section 351.0515. Residential Mortgage Loan Originator License Required - Sec. 351.0515. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED. (a) In...

Section 351.052. Issuance of More Than One License for Property Tax Lender - Sec. 351.052. ISSUANCE OF MORE THAN ONE LICENSE FOR PROPERTY...

Section 351.053. Area of Business; Property Tax Loans by Mail or Online - Sec. 351.053. AREA OF BUSINESS; PROPERTY TAX LOANS BY MAIL...

Section 351.054. Notice to Taxing Unit - Sec. 351.054. NOTICE TO TAXING UNIT. (a) A transferee of...

Subchapter C. Application for and Issuance of License

Section 351.101. Application Requirements - Sec. 351.101. APPLICATION REQUIREMENTS. (a) The application for a license...

Section 351.102. Bond - Sec. 351.102. BOND. (a) If the commissioner requires, an applicant...

Section 351.103. Investigation of Application - Sec. 351.103. INVESTIGATION OF APPLICATION. On the filing of an...

Section 351.104. Approval or Denial of Application - Sec. 351.104. APPROVAL OR DENIAL OF APPLICATION. (a) The commissioner...

Section 351.105. Disposition of Fees on Denial of Application - Sec. 351.105. DISPOSITION OF FEES ON DENIAL OF APPLICATION. If...

Section 351.106. License Term - Sec. 351.106. LICENSE TERM. A license issued under this chapter...

Subchapter D. License

Section 351.151. Name and Place on License - Sec. 351.151. NAME AND PLACE ON LICENSE. (a) A license...

Section 351.152. License Display - Sec. 351.152. LICENSE DISPLAY. A license holder shall display a...

Section 351.153. Minimum Assets for License - Sec. 351.153. MINIMUM ASSETS FOR LICENSE. A license holder shall...

Section 351.1535. Grounds for Refusal to Renew - Sec. 351.1535. GROUNDS FOR REFUSAL TO RENEW. The commissioner may...

Section 351.154. License Fee - Sec. 351.154. LICENSE FEE. Not later than the 30th day...

Section 351.155. Expiration of License on Failure to Pay Fee - Sec. 351.155. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE....

Section 351.156. License Suspension or Revocation - Sec. 351.156. LICENSE SUSPENSION OR REVOCATION. After notice and opportunity...

Section 351.157. Corporate Charter Forfeiture - Sec. 351.157. CORPORATE CHARTER FORFEITURE. (a) A license holder who...

Section 351.158. License Suspension or Revocation Filed With Public Records - Sec. 351.158. LICENSE SUSPENSION OR REVOCATION FILED WITH PUBLIC RECORDS....

Section 351.159. Reinstatement of Suspended License; Issuance of New License After Revocation - Sec. 351.159. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE...

Section 351.160. Surrender of License - Sec. 351.160. SURRENDER OF LICENSE. A license holder may surrender...

Section 351.161. Effect of License Suspension, Revocation, or Surrender - Sec. 351.161. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER. (a)...

Section 351.162. Moving an Office - Sec. 351.162. MOVING AN OFFICE. (a) A license holder shall...

Section 351.163. Transfer or Assignment of License - Sec. 351.163. TRANSFER OR ASSIGNMENT OF LICENSE. A license may...

Section 351.164. Reporting Requirement - Sec. 351.164. REPORTING REQUIREMENT. (a) Each year, a license holder...

Chapter 352 - Tax Refund Anticipation Loans

Section 352.001. Definitions - Sec. 352.001. DEFINITIONS. In this chapter: (1) "Borrower" means an...

Section 352.002. Restriction on Acting as Facilitator - Sec. 352.002. RESTRICTION ON ACTING AS FACILITATOR. (a) A person...

Section 352.003. Registration of Facilitators - Sec. 352.003. REGISTRATION OF FACILITATORS. (a) To register as a...

Section 352.004. Disclosure Requirements - Sec. 352.004. DISCLOSURE REQUIREMENTS. (a) A facilitator to which Section...

Section 352.005. Investigation by Commissioner - Sec. 352.005. INVESTIGATION BY COMMISSIONER. The commissioner shall: (1) monitor...

Section 352.006. Revocation of Registration - Sec. 352.006. REVOCATION OF REGISTRATION. (a) The commissioner may revoke...

Section 352.007. Administrative Penalty - Sec. 352.007. ADMINISTRATIVE PENALTY. The commissioner may assess an administrative...

Section 352.008. Preemption of Local Ordinance - Sec. 352.008. PREEMPTION OF LOCAL ORDINANCE. This chapter preempts a...

Section 352.009. Applicability of Chapter - Sec. 352.009. APPLICABILITY OF CHAPTER. This chapter applies to a...

Chapter 353 - Commercial Motor Vehicle Installment Sales

Subchapter A. General Provisions

Section 353.001. Definitions - Sec. 353.001. DEFINITIONS. In this chapter: (1) "Commercial vehicle" means...

Section 353.002. Presumption Regarding Noncommercial Vehicles; Exception - Sec. 353.002. PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION. (a) A motor...

Section 353.003. Bailment or Lease as Retail Installment Transaction - Sec. 353.003. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION. (a)...

Section 353.004. Classification as Retail Installment Transaction Unaffected - Sec. 353.004. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED. A transaction...

Section 353.005. Cash Price - Sec. 353.005. CASH PRICE. (a) The cash price is the...

Section 353.006. Itemized Charge - Sec. 353.006. ITEMIZED CHARGE. An amount in a retail installment...

Section 353.007. Additional Charges Permitted - Sec. 353.007. ADDITIONAL CHARGES PERMITTED. (a) In addition to the...

Section 353.008. Principal Balance; Inclusion of Documentary Fee - Sec. 353.008. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE. (a) The...

Section 353.009. Applicability of Chapter - Sec. 353.009. APPLICABILITY OF CHAPTER. (a) Except as provided by...

Section 353.010. Applicability of Other Statutes to Retail Installment Transaction - Sec. 353.010. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION....

Section 353.011. Federal Disclosure Requirements - Sec. 353.011. FEDERAL DISCLOSURE REQUIREMENTS. If a disclosure requirement of...

Section 353.012. Additional Information Allowed in Contract - Sec. 353.012. ADDITIONAL INFORMATION ALLOWED IN CONTRACT. Information not required...

Section 353.013. Order of Items in Contract - Sec. 353.013. ORDER OF ITEMS IN CONTRACT. Items required by...

Section 353.014. Applicability of Insurance Premium Financing Provisions - Sec. 353.014. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS. Chapter 651,...

Section 353.015. Conditional Delivery Agreement - Sec. 353.015. CONDITIONAL DELIVERY AGREEMENT. (a) In this section, "conditional...

Section 353.016. Computation of Time Price Differential Using True Daily Earnings Method - Sec. 353.016. COMPUTATION OF TIME PRICE DIFFERENTIAL USING TRUE DAILY...

Section 353.017. Transaction Conditioned on Purchase of Vehicle Protection Product Prohibited - Sec. 353.017. TRANSACTION CONDITIONED ON PURCHASE OF VEHICLE PROTECTION PRODUCT...

Subchapter B. Retail Installment Contract

Section 353.101. Retail Installment Contract General Requirements - Sec. 353.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS. (a) A retail...

Section 353.102. Contract Conditioned on Subsequent Assignment Prohibited - Sec. 353.102. CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED. (a) A...

Section 353.103. Time Price Differential for Retail Installment Contract - Sec. 353.103. TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT. (a)...

Section 353.104. Time Price Differential for Contract With Equal Monthly Successive Payments - Sec. 353.104. TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY...

Section 353.105. Use of Optional Ceiling - Sec. 353.105. USE OF OPTIONAL CEILING. As an alternative to...

Section 353.106. Time Price Differential for Other Contracts - Sec. 353.106. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS. A retail...

Section 353.107. Charge for Default in Payment of Installment - Sec. 353.107. CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT. (a)...

Section 353.108. Charges for Collecting Debt - Sec. 353.108. CHARGES FOR COLLECTING DEBT. A retail installment contract...

Section 353.109. Acceleration of Debt Maturity - Sec. 353.109. ACCELERATION OF DEBT MATURITY. A retail installment contract...

Section 353.110. Delivery of Copy of Contract - Sec. 353.110. DELIVERY OF COPY OF CONTRACT. A retail seller...

Section 353.111. Buyer's Right to Rescind Contract - Sec. 353.111. BUYER'S RIGHT TO RESCIND CONTRACT. Until the retail...

Section 353.112. Buyer's Acknowledgment of Delivery of Contract Copy - Sec. 353.112. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY. (a)...

Section 353.113. Amendment of Retail Installment Contract - Sec. 353.113. AMENDMENT OF RETAIL INSTALLMENT CONTRACT. On request by...

Section 353.116. Confirmation of Amendment - Sec. 353.116. CONFIRMATION OF AMENDMENT. An amendment to a retail...

Section 353.117. Contract After Amendment - Sec. 353.117. CONTRACT AFTER AMENDMENT. After amendment the retail installment...

Section 353.118. Prepayment of Contract - Sec. 353.118. PREPAYMENT OF CONTRACT. A retail buyer may prepay...

Section 353.119. Refund Credit on Prepayment - Sec. 353.119. REFUND CREDIT ON PREPAYMENT. (a) This section does...

Section 353.120. Amount of Refund Credit for Monthly Installment Contract - Sec. 353.120. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT....

Section 353.121. Refund on Contracts Using Scheduled Installment Earnings Method - Sec. 353.121. REFUND ON CONTRACTS USING SCHEDULED INSTALLMENT EARNINGS METHOD....

Section 353.122. Reinstatement of Contract After Demand for Payment - Sec. 353.122. REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT. After...

Subchapter C. Insurance

Section 353.201. Property Insurance - Sec. 353.201. PROPERTY INSURANCE. (a) A holder may require a...

Section 353.202. Credit Life and Credit Health and Accident Insurance - Sec. 353.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE....

Section 353.203. Maximum Amount of Credit Life and Credit Health and Accident Coverage - Sec. 353.203. MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH...

Section 353.204. Insurance Statement - Sec. 353.204. INSURANCE STATEMENT. (a) If insurance is required in...

Section 353.205. Statement if Liability Insurance Not Included in Contract - Sec. 353.205. STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT....

Section 353.206. Buyer's Failure to Provide Evidence of Insurance - Sec. 353.206. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE. (a)...

Section 353.207. Charges for Other Insurance and Forms of Protection Included in Retail Installment Contract - Sec. 353.207. CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION...

Section 353.208. Holder's Duty if Insurance Is Adjusted or Terminated - Sec. 353.208. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED....

Section 353.209. Gain or Advantage From Insurance Not Additional Charge - Sec. 353.209. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE....

Section 353.210. Adding to Retail Installment Contract Premiums for Insurance Acquired After Transaction - Sec. 353.210. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE...

Section 353.211. Effect of Adding Premium to Contract - Sec. 353.211. EFFECT OF ADDING PREMIUM TO CONTRACT. If a...

Section 353.212. Financing Entity May Not Require Insurance From Particular Source - Sec. 353.212. FINANCING ENTITY MAY NOT REQUIRE INSURANCE FROM PARTICULAR...

Subchapter D. Acquisition of Contract or Balance

Section 353.301. Authority to Acquire - Sec. 353.301. AUTHORITY TO ACQUIRE. A person may acquire a...

Section 353.302. Lack of Notice Does Not Affect Validity as to Certain Creditors - Sec. 353.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS...

Section 353.303. Payment by Buyer - Sec. 353.303. PAYMENT BY BUYER. Unless a retail buyer has...

Subchapter E. Holder's Rights, Duties, and Limitations

Section 353.401. Seller's Promise to Pay or Tender of Cash to Buyer as Part of Transaction - Sec. 353.401. SELLER'S PROMISE TO PAY OR TENDER OF CASH...

Section 353.402. Seller's Action for Incentive Program or to Pay for Buyer's Motor Vehicle - Sec. 353.402. SELLER'S ACTION FOR INCENTIVE PROGRAM OR TO PAY...

Section 353.403. Statement of Payments and Amount Due Under Contract - Sec. 353.403. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT....

Section 353.404. Receipt for Cash Payment - Sec. 353.404. RECEIPT FOR CASH PAYMENT. A holder of a...

Section 353.405. Outstanding Balance Information; Payment in Full - Sec. 353.405. OUTSTANDING BALANCE INFORMATION; PAYMENT IN FULL. (a) The...

Section 353.406. Liability Relating to Outstanding Balance Information - Sec. 353.406. LIABILITY RELATING TO OUTSTANDING BALANCE INFORMATION. A holder...

Section 353.407. Prohibition on Power of Attorney to Confess Judgment or Assignment of Wages - Sec. 353.407. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT...

Section 353.408. Prohibition on Certain Acts of Repossession - Sec. 353.408. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION. A retail...

Section 353.409. Buyer's Waiver - Sec. 353.409. BUYER'S WAIVER. (a) A retail installment contract may...

Section 353.410. Transfer of Equity - Sec. 353.410. TRANSFER OF EQUITY. (a) With the written consent...

Subchapter F. Licensing; Administration of Chapter

Section 353.501. License Required - Sec. 353.501. LICENSE REQUIRED. (a) A person may not act...

Section 353.502. Application Requirements - Sec. 353.502. APPLICATION REQUIREMENTS. (a) The application for a license...

Section 353.503. Investigation of Application - Sec. 353.503. INVESTIGATION OF APPLICATION. On the filing of an...

Section 353.504. Approval or Denial of Application - Sec. 353.504. APPROVAL OR DENIAL OF APPLICATION. (a) The commissioner...

Section 353.505. Disposition of Fees on Denial of Application - Sec. 353.505. DISPOSITION OF FEES ON DENIAL OF APPLICATION. If...

Section 353.5055. License Term - Sec. 353.5055. LICENSE TERM. A license issued under this chapter...

Section 353.506. License Fee - Sec. 353.506. LICENSE FEE. Not later than the 30th day...

Section 353.5065. Grounds for Refusal of Renewal - Sec. 353.5065. GROUNDS FOR REFUSAL OF RENEWAL. The commissioner may...

Section 353.507. Expiration of License on Failure to Pay Fee - Sec. 353.507. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE....

Section 353.508. License Suspension or Revocation - Sec. 353.508. LICENSE SUSPENSION OR REVOCATION. After notice and opportunity...

Section 353.509. Reinstatement of Suspended License; Issuance of New License After Revocation - Sec. 353.509. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE...

Section 353.510. Surrender of License - Sec. 353.510. SURRENDER OF LICENSE. A license holder may surrender...

Section 353.511. Effect of License Suspension, Revocation, or Surrender - Sec. 353.511. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER. (a)...

Section 353.512. Transfer or Assignment of License - Sec. 353.512. TRANSFER OR ASSIGNMENT OF LICENSE. A license may...

Section 353.513. Adoption of Rules - Sec. 353.513. ADOPTION OF RULES. (a) The finance commission may...

Section 353.514. General Investigation - Sec. 353.514. GENERAL INVESTIGATION. To discover a violation of this...

Section 353.515. Sharing of Information - Sec. 353.515. SHARING OF INFORMATION. To ensure consistent enforcement of...

Chapter 354 - Debt Cancellation Agreements for Certain Retail Vehicle Installment Sales

Section 354.001. Definitions - Sec. 354.001. DEFINITIONS. In this chapter: (1) "Contract" means a...

Section 354.002. Limitation on Certain Debt Cancellation Agreements - Sec. 354.002. LIMITATION ON CERTAIN DEBT CANCELLATION AGREEMENTS. (a) This...

Section 354.003. Debt Cancellation Agreements Exclusion Language - Sec. 354.003. DEBT CANCELLATION AGREEMENTS EXCLUSION LANGUAGE. (a) In addition...

Section 354.004. Required Debt Cancellation Agreement Language - Sec. 354.004. REQUIRED DEBT CANCELLATION AGREEMENT LANGUAGE. A debt cancellation...

Section 354.005. Approval of Forms for Debt Cancellation Agreements - Sec. 354.005. APPROVAL OF FORMS FOR DEBT CANCELLATION AGREEMENTS. (a)...

Section 354.006. Additional Requirements for Debt Cancellation Agreements - Sec. 354.006. ADDITIONAL REQUIREMENTS FOR DEBT CANCELLATION AGREEMENTS. (a) If...

Section 354.007. Refund for Debt Cancellation Agreements - Sec. 354.007. REFUND FOR DEBT CANCELLATION AGREEMENTS. (a) A refund...

Subtitle C - Pawnshops

Chapter 371 - Pawnshops

Subchapter A. General Provisions

Section 371.001. Short Title - Sec. 371.001. SHORT TITLE. This chapter shall be known and...

Section 371.002. Purposes - Sec. 371.002. PURPOSES. The purposes of this chapter are to:...

Section 371.003. Definitions - Sec. 371.003. DEFINITIONS. In this chapter: (1) "Applicable liabilities" include...

Section 371.004. Computation of Month - Sec. 371.004. COMPUTATION OF MONTH. (a) For the computation of...

Section 371.005. Regulatory Authority - Sec. 371.005. REGULATORY AUTHORITY. The legislature has exclusive authority regarding...

Section 371.006. Rulemaking - Sec. 371.006. RULEMAKING. (a) The Finance Commission of Texas may...

Section 371.007. Staggered Renewal of Licenses - Sec. 371.007. STAGGERED RENEWAL OF LICENSES. (a) The Finance Commission...

Subchapter B. Pawnshop License

Section 371.051. Pawnshop License Required - Sec. 371.051. PAWNSHOP LICENSE REQUIRED. A person may not engage...

Section 371.052. Eligibility - Sec. 371.052. ELIGIBILITY. (a) To be eligible for a pawnshop...

Section 371.053. Verification of Applicant's Net Assets - Sec. 371.053. VERIFICATION OF APPLICANT'S NET ASSETS. If the commissioner...

Section 371.054. License Application - Sec. 371.054. LICENSE APPLICATION. (a) This section applies to an...

Section 371.055. Fees; Proof of Insurance - Sec. 371.055. FEES; PROOF OF INSURANCE. An applicant must submit...

Section 371.056. Bond - Sec. 371.056. BOND. (a) The commissioner may require that an...

Section 371.057. Investigation; Notice of Application - Sec. 371.057. INVESTIGATION; NOTICE OF APPLICATION. (a) On receipt of...

Section 371.058. Public Hearing - Sec. 371.058. PUBLIC HEARING. (a) On request, the commissioner shall...

Section 371.059. Approval; Issuance of License - Sec. 371.059. APPROVAL; ISSUANCE OF LICENSE. (a) Subject to Subsection...

Section 371.060. Notice of Denial; Hearing - Sec. 371.060. NOTICE OF DENIAL; HEARING. (a) If the commissioner...

Section 371.061. Period for Final Decision to Approve or Deny - Sec. 371.061. PERIOD FOR FINAL DECISION TO APPROVE OR DENY....

Section 371.062. Disposition of Fees on Denial of Application - Sec. 371.062. DISPOSITION OF FEES ON DENIAL OF APPLICATION. If...

Section 371.0625. License Term - Sec. 371.0625. LICENSE TERM. A license issued under this subchapter...

Section 371.063. License Issued Before October 1, 1981 - Sec. 371.063. LICENSE ISSUED BEFORE OCTOBER 1, 1981. A license...

Section 371.064. License Fee; Expiration - Sec. 371.064. LICENSE FEE; EXPIRATION. (a) Not later than the...

Section 371.0645. Grounds for Refusal to Renew - Sec. 371.0645. GROUNDS FOR REFUSAL TO RENEW. The commissioner may...

Section 371.066. Temporary License - Sec. 371.066. TEMPORARY LICENSE. (a) The commissioner may issue a...

Section 371.067. Contents and Display of License - Sec. 371.067. CONTENTS AND DISPLAY OF LICENSE. (a) A license...

Section 371.068. Multiple Places of Business - Sec. 371.068. MULTIPLE PLACES OF BUSINESS. (a) A separate pawnshop...

Section 371.069. Change of Ownership - Sec. 371.069. CHANGE OF OWNERSHIP. (a) An application for an...

Section 371.070. Transfer or Assignment of License - Sec. 371.070. TRANSFER OR ASSIGNMENT OF LICENSE. A pawnshop license...

Section 371.071. Application for Relocation - Sec. 371.071. APPLICATION FOR RELOCATION. A pawnbroker who wishes to...

Section 371.072. Net Assets Requirement - Sec. 371.072. NET ASSETS REQUIREMENT. (a) Except as provided by...

Section 371.073. Appointment of Agent - Sec. 371.073. APPOINTMENT OF AGENT. (a) A pawnbroker shall maintain...

Section 371.074. Pawnbroker Responsible for Employees and Agents - Sec. 371.074. PAWNBROKER RESPONSIBLE FOR EMPLOYEES AND AGENTS. A license...

Subchapter C. Pawnshop Employee License Program

Section 371.101. Pawnshop Employee License Program - Sec. 371.101. PAWNSHOP EMPLOYEE LICENSE PROGRAM. (a) A pawnbroker may,...

Section 371.102. Eligibility - Sec. 371.102. ELIGIBILITY. (a) To be eligible for a pawnshop...

Section 371.103. License Application; Fees - Sec. 371.103. LICENSE APPLICATION; FEES. (a) An application for a...

Section 371.104. Approval or Denial of Application - Sec. 371.104. APPROVAL OR DENIAL OF APPLICATION. (a) Not later...

Section 371.105. License Term - Sec. 371.105. LICENSE TERM. A pawnshop employee license is valid...

Section 371.106. License Fee; Expiration - Sec. 371.106. LICENSE FEE; EXPIRATION. (a) Not later than the...

Section 371.107. Grounds for Refusal to Renew - Sec. 371.107. GROUNDS FOR REFUSAL TO RENEW. The commissioner may...

Subchapter D. Operation of Pawnshops

Section 371.151. Hours of Operation - Sec. 371.151. HOURS OF OPERATION. (a) A pawnbroker shall maintain...

Section 371.152. Recordkeeping - Sec. 371.152. RECORDKEEPING. (a) A pawnbroker, consistent with accepted accounting...

Section 371.153. Notice of Operation of Other Business - Sec. 371.153. NOTICE OF OPERATION OF OTHER BUSINESS. (a) A...

Section 371.154. Insurance and Bond - Sec. 371.154. INSURANCE AND BOND. (a) A pawnbroker shall maintain...

Section 371.155. Pawnshop Security - Sec. 371.155. PAWNSHOP SECURITY. A pawnshop shall have: (1) one...

Section 371.156. Pawn Transaction - Sec. 371.156. PAWN TRANSACTION. (a) Items that are usually sold...

Section 371.157. Pawn Ticket - Sec. 371.157. PAWN TICKET. A pawnbroker, at the time a...

Section 371.158. Amount Financed - Sec. 371.158. AMOUNT FINANCED. The amount financed by a pawn...

Section 371.159. Pawn Service Charge - Sec. 371.159. PAWN SERVICE CHARGE. (a) A pawnbroker may not...

Section 371.160. Maturity Date; Memorandum of Extension - Sec. 371.160. MATURITY DATE; MEMORANDUM OF EXTENSION. (a) A pawnbroker...

Section 371.161. Early Redemption: Reduction of Pawn Service Charge - Sec. 371.161. EARLY REDEMPTION: REDUCTION OF PAWN SERVICE CHARGE. If...

Section 371.162. Presentation of Ticket; Presumption - Sec. 371.162. PRESENTATION OF TICKET; PRESUMPTION. Except as provided by...

Section 371.163. Lost or Destroyed Ticket - Sec. 371.163. LOST OR DESTROYED TICKET. (a) If a pawn...

Section 371.164. Duty of Reasonable Care - Sec. 371.164. DUTY OF REASONABLE CARE. A pawnbroker shall exercise...

Section 371.165. Return of Pledged Goods - Sec. 371.165. RETURN OF PLEDGED GOODS. A pawnbroker shall return...

Section 371.166. Redemption by Mail - Sec. 371.166. REDEMPTION BY MAIL. A pawnbroker shall permit a...

Section 371.167. Lost or Damaged Goods - Sec. 371.167. LOST OR DAMAGED GOODS. (a) A pawnbroker shall...

Section 371.168. Exemption From Criminal Liability - Sec. 371.168. EXEMPTION FROM CRIMINAL LIABILITY. A pawnbroker is not...

Section 371.169. Unredeemed Pledged Goods; Forfeiture - Sec. 371.169. UNREDEEMED PLEDGED GOODS; FORFEITURE. (a) A pawnbroker shall...

Section 371.170. Redemption or Payment by Pledgor Not Required - Sec. 371.170. REDEMPTION OR PAYMENT BY PLEDGOR NOT REQUIRED. A...

Section 371.171. Agreement Requiring Pledgor's Personal Liability Prohibited - Sec. 371.171. AGREEMENT REQUIRING PLEDGOR'S PERSONAL LIABILITY PROHIBITED. A pawnbroker...

Section 371.172. Waiver of Pledgor's Rights Prohibited - Sec. 371.172. WAIVER OF PLEDGOR'S RIGHTS PROHIBITED. A pawnbroker may...

Section 371.173. Insurance Charge Limited - Sec. 371.173. INSURANCE CHARGE LIMITED. A pawnbroker may not impose...

Section 371.174. Identification of Pledgor or Seller Required - Sec. 371.174. IDENTIFICATION OF PLEDGOR OR SELLER REQUIRED. (a) A...

Section 371.175. Property Identification Tags Required - Sec. 371.175. PROPERTY IDENTIFICATION TAGS REQUIRED. (a) A pawnshop shall...

Section 371.176. Transactions With Minors or Persons Under the Influence of Alcohol or Drugs Prohibited - Sec. 371.176. TRANSACTIONS WITH MINORS OR PERSONS UNDER THE INFLUENCE...

Section 371.177. Purchase of Used Personal Property - Sec. 371.177. PURCHASE OF USED PERSONAL PROPERTY. A pawnbroker may...

Section 371.178. Acceptance of Building Construction Materials - Sec. 371.178. ACCEPTANCE OF BUILDING CONSTRUCTION MATERIALS. (a) A pawnbroker...

Section 371.179. Displays of Certain Weapons Prohibited - Sec. 371.179. DISPLAYS OF CERTAIN WEAPONS PROHIBITED. A pawnbroker may...

Section 371.180. Advertisements - Sec. 371.180. ADVERTISEMENTS. (a) A person who does not hold...

Section 371.181. Stolen Goods - Sec. 371.181. STOLEN GOODS. (a) A pawnbroker shall monitor goods...

Section 371.182. Hold Period - Sec. 371.182. HOLD PERIOD. The commissioner may designate a reasonable...

Section 371.183. Consumer Information - Sec. 371.183. CONSUMER INFORMATION. The Finance Commission of Texas by...

Subchapter E. Inspections and Examinations

Section 371.201. Examination by Commissioner - Sec. 371.201. EXAMINATION BY COMMISSIONER. At any time the commissioner...

Section 371.202. Access to Records; Copies - Sec. 371.202. ACCESS TO RECORDS; COPIES. (a) During an examination...

Section 371.203. Oaths - Sec. 371.203. OATHS. During an examination the commissioner or the...

Section 371.204. Inspection by Peace Officer - Sec. 371.204. INSPECTION BY PEACE OFFICER. A pawnbroker shall allow...

Section 371.205. Refusal to Allow Examination or Inspection - Sec. 371.205. REFUSAL TO ALLOW EXAMINATION OR INSPECTION. A pawnbroker...

Section 371.206. Confidentiality - Sec. 371.206. CONFIDENTIALITY. Information obtained during an examination or inspection...

Section 371.207. Fee - Sec. 371.207. FEE. A pawnbroker shall pay to the commissioner...

Section 371.208. Verification of Net Assets - Sec. 371.208. VERIFICATION OF NET ASSETS. If the commissioner questions...

Subchapter F. License Revocation, Suspension, and Surrender

Section 371.251. Revocation or Suspension of Pawnshop License - Sec. 371.251. REVOCATION OR SUSPENSION OF PAWNSHOP LICENSE. (a) After...

Section 371.252. Effect of Revocation, Suspension, or Surrender of Pawnshop License - Sec. 371.252. EFFECT OF REVOCATION, SUSPENSION, OR SURRENDER OF PAWNSHOP...

Section 371.253. Notice of Revocation - Sec. 371.253. NOTICE OF REVOCATION. (a) On revocation of a...

Section 371.254. Redemption of Goods After License Revocation or Suspension - Sec. 371.254. REDEMPTION OF GOODS AFTER LICENSE REVOCATION OR SUSPENSION....

Section 371.255. Revocation or Suspension of Pawnshop Employee License - Sec. 371.255. REVOCATION OR SUSPENSION OF PAWNSHOP EMPLOYEE LICENSE. After...

Section 371.256. Hearing - Sec. 371.256. HEARING. (a) The commissioner shall send written notice...

Section 371.257. Surrender of License - Sec. 371.257. SURRENDER OF LICENSE. (a) The holder of a...

Section 371.258. Reinstatement of License - Sec. 371.258. REINSTATEMENT OF LICENSE. (a) This section applies to...

Section 371.259. Certificate of Standing; Copies - Sec. 371.259. CERTIFICATE OF STANDING; COPIES. The commissioner, under the...

Subchapter G. Enforcement; Penalties

Section 371.301. Commissioner's Enforcement Powers - Sec. 371.301. COMMISSIONER'S ENFORCEMENT POWERS. For purposes of enforcing this...

Section 371.302. Order to End Violation; Injunction; Damages - Sec. 371.302. ORDER TO END VIOLATION; INJUNCTION; DAMAGES. (a) If...

Section 371.303. Administrative Penalty - Sec. 371.303. ADMINISTRATIVE PENALTY. (a) The commissioner may assess an...

Section 371.304. Acting Without a License; Offenses - Sec. 371.304. ACTING WITHOUT A LICENSE; OFFENSES. (a) A person...

Section 371.305. Wilful Violation of Chapter; Offense - Sec. 371.305. WILFUL VIOLATION OF CHAPTER; OFFENSE. (a) A person...

Section 371.306. Penalty for Certain Violations - Sec. 371.306. PENALTY FOR CERTAIN VIOLATIONS. (a) A pawnbroker who...

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Texas Statutes Finance Code Title 4 - Regulation of Interest, Loans, and Financed Transactions

Texas Statutes
Finance Code
Title 4 - Regulation of Interest, Loans, and Financed Transactions