Texas Statutes
Subchapter B. Retail Installment Contract
Section 348.101. Retail Installment Contract General Requirements

Sec. 348.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS. (a) A retail installment contract is required for each retail installment transaction. A retail installment contract may be more than one document.
(b) A retail installment contract must be:
(1) in writing;
(2) dated;
(3) signed by the retail buyer and retail seller; and
(4) completed as to all essential provisions before it is signed by the retail buyer except as provided by Subsection (d).
(c) The printed part of a retail installment contract, other than instructions for completion, must be in at least eight-point type unless a different size of type is required under this subchapter.
(d) If the motor vehicle is not delivered when the retail installment contract is executed, the following information may be inserted after the contract is executed:
(1) the identifying numbers or marks of the vehicle or similar information; and
(2) the due date of the first installment.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Structure Texas Statutes

Texas Statutes

Finance Code

Title 4 - Regulation of Interest, Loans, and Financed Transactions

Subtitle B - Loans and Financed Transactions

Chapter 348 - Motor Vehicle Installment Sales

Subchapter B. Retail Installment Contract

Section 348.101. Retail Installment Contract General Requirements

Section 348.1015. Contract Conditioned on Subsequent Assignment Prohibited

Section 348.102. Contents of Contract

Section 348.103. Time Price Differential for Retail Installment Contract

Section 348.104. Time Price Differential for Contract With Equal Monthly Successive Payments

Section 348.105. Use of Optional Ceiling

Section 348.106. Time Price Differential for Other Contracts

Section 348.107. Charge for Default in Payment of Installment

Section 348.108. Charges for Collecting Debt

Section 348.109. Acceleration of Debt Maturity

Section 348.110. Delivery of Copy of Contract

Section 348.111. Buyer's Right to Rescind Contract

Section 348.112. Buyer's Acknowledgment of Delivery of Contract Copy

Section 348.113. Amendment of Retail Installment Contract

Section 348.116. Confirmation of Amendment

Section 348.117. Contract After Amendment

Section 348.118. Prepayment of Contract

Section 348.119. Refund Credit on Prepayment

Section 348.120. Amount of Refund Credit for Monthly Installment Contract

Section 348.121. Amount of Refund Credit for Other Contracts

Section 348.122. Reinstatement of Contract After Demand for Payment

Section 348.123. Refinancing of Large Installment

Section 348.124. Debt Cancellation Agreements

Section 348.125. Trade-in Credit Agreements Offered in Connection With Retail Installment Contracts