54-15-8. Conditions for removing or temporarily lifting security freeze.
A consumer reporting agency shall remove or temporarily lift a freeze placed on a consumer's credit report only in the following cases:
(1)Upon a consumer's request pursuant to §54-15-6 or 54-15-11; or
(2)When the consumer's credit report was frozen due to a material misrepresentation of fact by the consumer. When a consumer reporting agency intends to remove a freeze upon a consumer's credit report under this subdivision, the consumer reporting agency shall notify the consumer in writing prior to removing the freeze on the consumer's credit report.
Source: SL 2006, ch 246, §8.
Structure South Dakota Codified Laws
Title 54 - Debtor and Creditor
Chapter 15 - Security Freeze On Credit Report
Section 54-15-2 - Security freeze defined.
Section 54-15-3 - Request to consumer reporting agency for security freeze.
Section 54-15-4 - Time for placing security freeze.
Section 54-15-5 - Written confirmation of security freeze.
Section 54-15-6 - Request for temporary lifting of security freeze.
Section 54-15-7 - Expedited procedures for temporary lifting of security freeze.
Section 54-15-8 - Conditions for removing or temporarily lifting security freeze.
Section 54-15-11 - Removal of security freeze--Request for removal.
Section 54-15-12 - Use of credit report by certain persons and entities not subject to chapter.
Section 54-15-13 - Written confirmation of changes to report while security freeze in place.
Section 54-15-14 - Resellers of credit information not required to place security freeze.
Section 54-15-15 - Certain entities not required to place security freeze .
Section 54-15-16 - Furnishing of information to governmental agency when security freeze in place.
Section 54-15-17 - Fee for placement or removal of security freeze prohibited.