54-15-2. Security freeze defined.
For the purposes of this chapter, a security freeze is a notice placed in a consumer's credit report, at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumer's credit report, relating to the extension of credit involving that consumer's report, without the express authorization of the consumer. If a security freeze is in place, information from a consumer's credit report may not be released to a third party without prior express authorization from the consumer.
Source: SL 2006, ch 246, ยง2.
Structure South Dakota Codified Laws
Title 54 - Debtor and Creditor
Chapter 15 - Security Freeze On Credit Report
Section 54-15-2 - Security freeze defined.
Section 54-15-3 - Request to consumer reporting agency for security freeze.
Section 54-15-4 - Time for placing security freeze.
Section 54-15-5 - Written confirmation of security freeze.
Section 54-15-6 - Request for temporary lifting of security freeze.
Section 54-15-7 - Expedited procedures for temporary lifting of security freeze.
Section 54-15-8 - Conditions for removing or temporarily lifting security freeze.
Section 54-15-11 - Removal of security freeze--Request for removal.
Section 54-15-12 - Use of credit report by certain persons and entities not subject to chapter.
Section 54-15-13 - Written confirmation of changes to report while security freeze in place.
Section 54-15-14 - Resellers of credit information not required to place security freeze.
Section 54-15-15 - Certain entities not required to place security freeze .
Section 54-15-16 - Furnishing of information to governmental agency when security freeze in place.
Section 54-15-17 - Fee for placement or removal of security freeze prohibited.