54-15-14. Resellers of credit information not required to place security freeze.
No consumer reporting agency is required to place a security freeze in a consumer credit report if the consumer reporting agency acts only as a reseller of credit information by assembling and merging information contained in the data base of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent data base of credit information from which new consumer credit reports are produced. However, a consumer reporting agency shall honor any security freeze placed on a consumer credit report by another consumer reporting agency.
Source: SL 2006, ch 246, ยง14.
Structure South Dakota Codified Laws
Title 54 - Debtor and Creditor
Chapter 15 - Security Freeze On Credit Report
Section 54-15-2 - Security freeze defined.
Section 54-15-3 - Request to consumer reporting agency for security freeze.
Section 54-15-4 - Time for placing security freeze.
Section 54-15-5 - Written confirmation of security freeze.
Section 54-15-6 - Request for temporary lifting of security freeze.
Section 54-15-7 - Expedited procedures for temporary lifting of security freeze.
Section 54-15-8 - Conditions for removing or temporarily lifting security freeze.
Section 54-15-11 - Removal of security freeze--Request for removal.
Section 54-15-12 - Use of credit report by certain persons and entities not subject to chapter.
Section 54-15-13 - Written confirmation of changes to report while security freeze in place.
Section 54-15-14 - Resellers of credit information not required to place security freeze.
Section 54-15-15 - Certain entities not required to place security freeze .
Section 54-15-16 - Furnishing of information to governmental agency when security freeze in place.
Section 54-15-17 - Fee for placement or removal of security freeze prohibited.