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Section 37-3-101. Short title. - This chapter shall be known and may be cited as...
Section 37-3-102. Scope. - This chapter applies to consumer loans including supervised loans and,...
Section 37-3-103. Index of definitions. - The following definitions apply to this title and appear in...
Section 37-3-104. "Consumer loan" defined. - Except as provided in Section 37-3-105, "consumer loan" is a...
Section 37-3-105. First mortgage real estate loans. - (1) Except as otherwise provided in subsection (2), unless the...
Section 37-3-106. "Loan" defined. - "Loan" includes: (1) the creation of debt by the lender's...
Section 37-3-107. "Lender"; "precomputed"; "principal" defined. - (1) Except as otherwise provided "lender" includes an assignee of...
Section 37-3-108. "Revolving loan account" defined. - "Revolving loan account" means an arrangement between a lender and...
Section 37-3-109. "Loan finance charge" defined. - (1) "Loan finance charge" means the sum of: (a) all...
Section 37-3-200. Restricted loans and restricted lenders. - This part does not apply to restricted loans or restricted...
Section 37-3-201. Loan finance charge for consumer loans. - (1) With respect to a consumer loan, including a loan...
Section 37-3-202. Additional charges. - (1) In addition to the loan finance charge permitted by...
Section 37-3-203. Delinquency charges. - (1) With respect to a consumer loan including an open-end...
Section 37-3-204. Deferral charges. - (1) In this section and in the provisions on rebate...
Section 37-3-205. Loan finance charge on refinancing. - With respect to a consumer loan, refinancing, or consolidation, the...
Section 37-3-206. Loan finance charge on consolidation. - (1) If a debtor owes an unpaid balance to a...
Section 37-3-207. Conversion to revolving loan account. - The parties may agree to add to a revolving loan...
Section 37-3-208. Advance to perform covenants of debtor. - (1) If the agreement with respect to a consumer loan,...
Section 37-3-209. Right to prepay. - Subject to the provisions on rebate upon prepayment (Section 37-3-210),...
Section 37-3-210. Rebate upon prepayment. - (1) Except as otherwise provided in this section, upon prepayment...
Section 37-3-301. Application of and compliance with Federal Truth in Lending Act. - A person upon whom the Federal Truth in Lending Act...
Section 37-3-302. Receipts; statements of account; evidence of payment. - (1) The creditor shall deliver or mail to the debtor,...
Section 37-3-303. Notice to cosigners and similar parties. - (1) A natural person, other than the spouse of the...
Section 37-3-304. Advertising. - (1) A lender may not advertise, print, display, publish, distribute,...
Section 37-3-305. Filing and posting maximum rate schedule. - (1) Every creditor (Section 37-1-301(13)), other than an assignee of...
Section 37-3-306. Notice of assumption rights. - (1) Every creditor engaged in this State in making consumer...
Section 37-3-308. Manufactured home loan disclosure; material terms. - (A) An estimate of the disclosures required by Section 37-3-301...
Section 37-3-401. Scope. - This part applies to consumer loans. HISTORY: 1962 Code Section...
Section 37-3-402. Balloon payments. - (1) Except as provided in subsection (2), if any scheduled...
Section 37-3-403. No assignment of earnings. - (1) A lender may not take an assignment of earnings...
Section 37-3-404. Attorney's fees. - (1) Except as provided by the provisions on limitations on...
Section 37-3-405. Charges as a result of default prohibited except as authorized by title. - Except for reasonable expenses incurred in realizing on a security...
Section 37-3-406. Notice of assignment. - The debtor is authorized to pay the original lender until...
Section 37-3-407. Authorization to confess judgment prohibited. - A debtor may not authorize any person to confess judgment...
Section 37-3-408. Change in terms of revolving loan accounts. - (1) Whether or not a change is authorized by prior...
Section 37-3-409. Use of multiple agreements. - A lender may not use multiple agreements with intent to...
Section 37-3-410. Lender subject to claims and defenses arising from sale and leases. - (1) A lender, except the issuer of a lender credit...
Section 37-3-411. Card issuer subject to claims and defenses. - (1) This section neither limits the liability of nor imposes...
Section 37-3-412. Variable interest rate real estate mortgage loans. - With respect to a consumer loan which is secured in...
Section 37-3-413. Short-term vehicle secured loans; notice to borrower. - (1) A "short-term vehicle secured loan" means a nonpurchase money...
Section 37-3-500. Scope. - Except as provided in Section 37-3-512, this Part shall not...
Section 37-3-501. Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender". - (1) "Supervised loan" means a consumer loan in which the...
Section 37-3-502. Authority to make supervised loans. - Unless a person is a supervised financial organization or has...
Section 37-3-503. License to make supervised loans. - (1) The State Board of Financial Institutions shall receive and...
Section 37-3-504. Revocation or suspension of license. - (1) The State Board of Financial Institutions may issue to...
Section 37-3-505. Records; annual reports. - (1) Every licensee shall maintain records in conformity with generally...
Section 37-3-506. Examinations and investigations. - (1) The State Board of Financial Institutions shall examine periodically...
Section 37-3-507. Application of Part on Administrative Procedure and Judicial Review. - Except as otherwise provided, the part on Administrative Procedure and...
Section 37-3-509. Use of multiple agreements. - With respect to a supervised loan, no lender may use...
Section 37-3-510. Restrictions on interest in land as security. - (1) With respect to a supervised loan in which the...
Section 37-3-511. Regular schedule of payments; maximum loan term. - Supervised loans, in which the rate of loan finance charge...
Section 37-3-512. Conduct of business other than making loans. - (1) Except as provided in subsection (2), a restricted lender...
Section 37-3-513. Application of other provisions. - Except as otherwise provided, all provisions of this title applying...
Section 37-3-514. Limitation on attorney's fees. - With respect to a supervised loan with a loan finance...
Section 37-3-515. Loan renewal limitations. - A licensed lender may not renew a loan of one...
Section 37-3-601. Loans subject to this Title by agreement of parties. - The parties to a loan other than a consumer loan...
Section 37-3-605. Loan finance charge for other loans. - With respect to a loan other than a consumer loan,...