A licensee shall provide the consumer with an individualized counseling and education session that at a minimum addresses the following topics: managing household finances, managing credit and debt, budgeting, and personal savings strategies.
HISTORY: 2005 Act No. 111, Section 1, eff 6 month after approval by the Governor (became law without the Governor's signature on June 2, 2005).
Structure South Carolina Code of Laws
Title 37 - Consumer Protection Code
Chapter 7 - Consumer Credit Counseling
Section 37-7-101. Definitions.
Section 37-7-102. Licensing requirement.
Section 37-7-103. Surety bonds.
Section 37-7-105. Continuing professional education requirements.
Section 37-7-106. Grounds for refusal to license, suspension, revocation or refusal to renew.
Section 37-7-107. Issuance or denial of license; contents and posting; renewal.
Section 37-7-110. Written contract; contents; required disclosures; cancellation of plan.
Section 37-7-113. Individualized counseling and education session.
Section 37-7-114. Records; maintenance and preservation.
Section 37-7-115. Annual reports; occurrences triggering other reports.
Section 37-7-116. Prohibited acts.
Section 37-7-117. Violations and penalties; civil action by consumer; limitations.
Section 37-7-118. Violation of Unfair Trade Practices Act.