§ 27-7-2.5. Minimum coverage — Medical payments.
(a) No policy insuring against loss resulting from liability imposed by law, or for injuries caused by a motor vehicle collision or for injuries arising out of the ownership, maintenance, or use of a motor vehicle, shall be delivered or issued in this state unless coverage is provided in the policy for medical payments in an amount of not less than twenty-five hundred dollars ($2,500) for each individual and five thousand dollars ($5,000) aggregate for the protection of persons injured regardless of the fault of the injured person; provided, that the named insured shall have the right to reject that coverage in writing.
(b) The insurer or any affiliated insurer shall be required to notify the policy holder in any renewal policy as to the availability of medical payments coverage. Unless the insured named in the policy requests medical payments coverage in writing, that coverage need not be provided in any subsequent policy issued by the same insurer or any affiliate for motor vehicles owned by the named insured, including, but not limited to, renewal, reinstatement, substitute, amended, modified, transfer, or replacement policies where the named insured has rejected the coverage in connection with the policy previously issued to the insured by the same insurer or an affiliate.
History of Section.P.L. 1985, ch. 424, § 1; P.L. 1987, ch. 573, § 1; P.L. 2009, ch. 303, § 3; P.L. 2009, ch. 304, § 3.
Structure Rhode Island General Laws
Chapter 27-7 - Liability Insurance
Section 27-7-1. - Direct liability of insurer to person injured.
Section 27-7-2. - Remedies of injured party against insurer.
Section 27-7-2.1. - Uninsured motorist coverage.
Section 27-7-2.2. - Interest on judgment — Payment by insurer.
Section 27-7-2.3. - Insurance rate adjustment.
Section 27-7-2.4. - Direct action against insurer upon filing for bankruptcy.
Section 27-7-2.5. - Minimum coverage — Medical payments.
Section 27-7-3. - Applicability.
Section 27-7-4. - Information to policyholder.
Section 27-7-5. - Information to injured party.
Section 27-7-6. - Rental vehicle coverage.
Section 27-7-7. - Written notice to claimants of payment of claim in settlements.