Rhode Island General Laws
Chapter 27-6 - Fire and Marine Insurance Rating
Section 27-6-35. - Unlawful practices of advisory organizations.

§ 27-6-35. Unlawful practices of advisory organizations.
If, after a hearing, the commissioner finds that the furnishing of any information or assistance by a rating organization involves any act or practice which is unfair or unreasonable or inconsistent with the provisions of this chapter, the commissioner may issue a written order specifying in what respects that act or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, and requiring the discontinuance of that act or practice.
History of Section.P.L. 1948, ch. 2088, § 9; G.L. 1956, § 27-6-36.

Structure Rhode Island General Laws

Rhode Island General Laws

Title 27 - Insurance

Chapter 27-6 - Fire and Marine Insurance Rating

Section 27-6-1. - Purpose.

Section 27-6-2. - Applicability.

Section 27-6-3. - Insurers to which chapter applicable — Election between applicable laws.

Section 27-6-4. - Considerations in rate making.

Section 27-6-5. - Uniformity of rates.

Section 27-6-6. - Contracts as to commissions or compensation.

Section 27-6-6.1. - Approval of policies.

Section 27-6-7. - Use of rates.

Section 27-6-8. - Filing of rate schedules and plans.

Section 27-6-8.1. - Rating for nonbusiness policies.

Section 27-6-8.2. - Premium reduction for fire code safety prevention.

Section 27-6-9. - Filings by rating organizations.

Section 27-6-10. - Review of filings.

Section 27-6-11. - Waiting period — Effective date of filings.

Section 27-6-11.1. - Costs.

Section 27-6-12. - Effective date of inland marine rates.

Section 27-6-13. - Suspension or modification of requirements — Examinations as to fairness.

Section 27-6-14. - Rates on specific risks exceeding filed rates.

Section 27-6-15. - Compliance with rate filings required.

Section 27-6-16. - Review of rates not provided for by filings.

Section 27-6-17. - Notice of disapproval within waiting period.

Section 27-6-18. - Disapproval of specific inland marine rates.

Section 27-6-19. - Suspension of rates or filings after review period — Removal of discriminatory applications of rates.

Section 27-6-20. - Hearings on application by persons aggrieved by filings — Order terminating filing — Removal of discrimination.

Section 27-6-21. - Competitive rates as evidence of fairness — Profit as evidence of adequacy.

Section 27-6-22. - Filed schedules and plans not to be disapproved if rates meet requirements.

Section 27-6-23. - Licensing of rating organizations.

Section 27-6-24. - Admission of and services to subscribers.

Section 27-6-25. - Regulation by rating organizations of payments by insurers to policyholders or members.

Section 27-6-26. - Cooperation among rating organizations and insurers — Review of cooperative practices.

Section 27-6-27. - Examination of policies and records by rating organizations.

Section 27-6-28. - Actuarial and technical services furnished by rating organizations.

Section 27-6-29. - Adherence to rating organization filings — Deviation filings.

Section 27-6-30. - Appeals from action of rating organization on changes in filings.

Section 27-6-31. - Rate information furnished to insured.

Section 27-6-32. - Review of application of rating system to insured.

Section 27-6-33. - “Advisory organization” defined.

Section 27-6-34. - Documents filed by advisory organizations.

Section 27-6-35. - Unlawful practices of advisory organizations.

Section 27-6-36. - Use of information from noncomplying advisory organization.

Section 27-6-37. - Provisions applicable to joint underwriting and reinsurance.

Section 27-6-38. - Unlawful practices of joint underwriters or reinsurers.

Section 27-6-39. - Examination of rating and advisory organizations and underwriting and reinsurance groups.

Section 27-6-40. - Reports on examinations — Hearing and filing.

Section 27-6-41. - Collection and compilation of experience statistics.

Section 27-6-42. - Interchange of rating plan data.

Section 27-6-43. - Cooperation with other states.

Section 27-6-44. - Rules and regulations.

Section 27-6-45. - False or misleading information.

Section 27-6-46. - [Repealed.]

Section 27-6-47. - Penalty for violations.

Section 27-6-48. - Suspension or revocation of licenses.

Section 27-6-49. - Hearings on decisions of commissioner.

Section 27-6-50. - Pleadings and evidence at hearings.

Section 27-6-51. - Judicial review of orders and decisions.

Section 27-6-52. - Severability.

Section 27-6-53. - Use of credit rating.