§ 27-6-15. Compliance with rate filings required.
No insurer shall make or issue a contract or policy at a rate or premium in excess of filings that are in effect for that insurer as provided in this chapter or in accordance with § 27-6-13 or § 27-6-14. This section shall not apply to contracts or policies for inland marine risks as to which filings are not required.
History of Section.P.L. 1948, ch. 2088, § 4; G.L. 1956, § 27-6-15.
Structure Rhode Island General Laws
Chapter 27-6 - Fire and Marine Insurance Rating
Section 27-6-2. - Applicability.
Section 27-6-3. - Insurers to which chapter applicable — Election between applicable laws.
Section 27-6-4. - Considerations in rate making.
Section 27-6-5. - Uniformity of rates.
Section 27-6-6. - Contracts as to commissions or compensation.
Section 27-6-6.1. - Approval of policies.
Section 27-6-7. - Use of rates.
Section 27-6-8. - Filing of rate schedules and plans.
Section 27-6-8.1. - Rating for nonbusiness policies.
Section 27-6-8.2. - Premium reduction for fire code safety prevention.
Section 27-6-9. - Filings by rating organizations.
Section 27-6-10. - Review of filings.
Section 27-6-11. - Waiting period — Effective date of filings.
Section 27-6-12. - Effective date of inland marine rates.
Section 27-6-13. - Suspension or modification of requirements — Examinations as to fairness.
Section 27-6-14. - Rates on specific risks exceeding filed rates.
Section 27-6-15. - Compliance with rate filings required.
Section 27-6-16. - Review of rates not provided for by filings.
Section 27-6-17. - Notice of disapproval within waiting period.
Section 27-6-18. - Disapproval of specific inland marine rates.
Section 27-6-21. - Competitive rates as evidence of fairness — Profit as evidence of adequacy.
Section 27-6-22. - Filed schedules and plans not to be disapproved if rates meet requirements.
Section 27-6-23. - Licensing of rating organizations.
Section 27-6-24. - Admission of and services to subscribers.
Section 27-6-27. - Examination of policies and records by rating organizations.
Section 27-6-28. - Actuarial and technical services furnished by rating organizations.
Section 27-6-29. - Adherence to rating organization filings — Deviation filings.
Section 27-6-30. - Appeals from action of rating organization on changes in filings.
Section 27-6-31. - Rate information furnished to insured.
Section 27-6-32. - Review of application of rating system to insured.
Section 27-6-33. - “Advisory organization” defined.
Section 27-6-34. - Documents filed by advisory organizations.
Section 27-6-35. - Unlawful practices of advisory organizations.
Section 27-6-36. - Use of information from noncomplying advisory organization.
Section 27-6-37. - Provisions applicable to joint underwriting and reinsurance.
Section 27-6-38. - Unlawful practices of joint underwriters or reinsurers.
Section 27-6-40. - Reports on examinations — Hearing and filing.
Section 27-6-41. - Collection and compilation of experience statistics.
Section 27-6-42. - Interchange of rating plan data.
Section 27-6-43. - Cooperation with other states.
Section 27-6-44. - Rules and regulations.
Section 27-6-45. - False or misleading information.
Section 27-6-46. - [Repealed.]
Section 27-6-47. - Penalty for violations.
Section 27-6-48. - Suspension or revocation of licenses.
Section 27-6-49. - Hearings on decisions of commissioner.
Section 27-6-50. - Pleadings and evidence at hearings.
Section 27-6-51. - Judicial review of orders and decisions.