§ 27-6-29. Adherence to rating organization filings — Deviation filings.
Every member of or subscriber to a rating organization shall adhere to the filings made on its behalf by the organization; except that any insurer which is a member or subscriber may file with the commissioner a deviation from the class rates, schedules, rating plans, or rules respecting any kind of insurance or class of risk within a kind of insurance or combination of it. The deviation filing shall specify the basis for the modification and a copy shall also be sent simultaneously to the rating organization. Any deviation filing shall be on file for a waiting period of thirty (30) days before it becomes effective unless the commissioner reviews and authorizes the filing to become effective before the expiration of that period and shall be subject to the provisions of §§ 27-6-17 — 27-6-22. Each deviation shall be effective for a period of not less than one year from the date the deviation is filed unless terminated with the approval of the commissioner or in accordance with the provisions of §§ 27-6-17 — 27-6-22.
History of Section.P.L. 1948, ch. 2088, § 6; G.L. 1956, § 27-6-29.
Structure Rhode Island General Laws
Chapter 27-6 - Fire and Marine Insurance Rating
Section 27-6-2. - Applicability.
Section 27-6-3. - Insurers to which chapter applicable — Election between applicable laws.
Section 27-6-4. - Considerations in rate making.
Section 27-6-5. - Uniformity of rates.
Section 27-6-6. - Contracts as to commissions or compensation.
Section 27-6-6.1. - Approval of policies.
Section 27-6-7. - Use of rates.
Section 27-6-8. - Filing of rate schedules and plans.
Section 27-6-8.1. - Rating for nonbusiness policies.
Section 27-6-8.2. - Premium reduction for fire code safety prevention.
Section 27-6-9. - Filings by rating organizations.
Section 27-6-10. - Review of filings.
Section 27-6-11. - Waiting period — Effective date of filings.
Section 27-6-12. - Effective date of inland marine rates.
Section 27-6-13. - Suspension or modification of requirements — Examinations as to fairness.
Section 27-6-14. - Rates on specific risks exceeding filed rates.
Section 27-6-15. - Compliance with rate filings required.
Section 27-6-16. - Review of rates not provided for by filings.
Section 27-6-17. - Notice of disapproval within waiting period.
Section 27-6-18. - Disapproval of specific inland marine rates.
Section 27-6-21. - Competitive rates as evidence of fairness — Profit as evidence of adequacy.
Section 27-6-22. - Filed schedules and plans not to be disapproved if rates meet requirements.
Section 27-6-23. - Licensing of rating organizations.
Section 27-6-24. - Admission of and services to subscribers.
Section 27-6-27. - Examination of policies and records by rating organizations.
Section 27-6-28. - Actuarial and technical services furnished by rating organizations.
Section 27-6-29. - Adherence to rating organization filings — Deviation filings.
Section 27-6-30. - Appeals from action of rating organization on changes in filings.
Section 27-6-31. - Rate information furnished to insured.
Section 27-6-32. - Review of application of rating system to insured.
Section 27-6-33. - “Advisory organization” defined.
Section 27-6-34. - Documents filed by advisory organizations.
Section 27-6-35. - Unlawful practices of advisory organizations.
Section 27-6-36. - Use of information from noncomplying advisory organization.
Section 27-6-37. - Provisions applicable to joint underwriting and reinsurance.
Section 27-6-38. - Unlawful practices of joint underwriters or reinsurers.
Section 27-6-40. - Reports on examinations — Hearing and filing.
Section 27-6-41. - Collection and compilation of experience statistics.
Section 27-6-42. - Interchange of rating plan data.
Section 27-6-43. - Cooperation with other states.
Section 27-6-44. - Rules and regulations.
Section 27-6-45. - False or misleading information.
Section 27-6-46. - [Repealed.]
Section 27-6-47. - Penalty for violations.
Section 27-6-48. - Suspension or revocation of licenses.
Section 27-6-49. - Hearings on decisions of commissioner.
Section 27-6-50. - Pleadings and evidence at hearings.
Section 27-6-51. - Judicial review of orders and decisions.