Revised Code of Washington
Chapter 31.45 - Check Cashers and Sellers.
31.45.900 - Effective date, implementation—1991 c 355.

RCW 31.45.900
Effective date, implementation—1991 c 355.

This act shall take effect January 1, 1992. The director shall take such steps as are necessary to ensure that this act is implemented on its effective date.

[ 1994 c 92 § 292; 1991 c 355 § 24.]

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Structure Revised Code of Washington

Revised Code of Washington

Title 31 - Miscellaneous Loan Agencies

Chapter 31.45 - Check Cashers and Sellers.

31.45.010 - Definitions.

31.45.020 - Application of chapter.

31.45.022 - Privacy or confidentiality of any information or material—Federal or other state's laws.

31.45.030 - License required—Small loan endorsement—Application—Fee—Bond—Deposit in lieu of bond—Director's duties.

31.45.040 - Application for license or small loan endorsement—Financial responsibility—Director's investigation.

31.45.043 - Multistate licensing system—Director's discretion.

31.45.045 - Reports—Nationwide licensing system.

31.45.050 - Investigation or examination fee and annual assessment fee required—Amounts determined by rule—Failure to pay—Notice requirements of licensee.

31.45.060 - Licensee—Schedule of fee and charges—Recordkeeping.

31.45.070 - Licensee—Permissible transactions—Restrictions.

31.45.073 - Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security.

31.45.077 - Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees.

31.45.079 - Making small loans—Agent for a licensee or exempt entity—Federal preemption.

31.45.080 - Trust funds—Deposit requirements—Rules.

31.45.082 - Delinquent small loan—Restrictions on collection by licensee or third party—Definitions.

31.45.084 - Small loan installment plan—Terms—Restrictions.

31.45.085 - Loan application—Required statement—Rules.

31.45.086 - Small loans—Right of rescission.

31.45.088 - Small loans—Disclosure requirements—Advertising—Making loan.

31.45.090 - Report requirements—Disclosure of information—Rules.

31.45.093 - Information system—Access—Required information—Fees—Rules.

31.45.100 - Examination or investigation—Director's authority—Costs.

31.45.103 - Subpoena authority—Application—Contents—Notice—Fees.

31.45.105 - Violations of chapter—Enforceability of transaction.

31.45.110 - Violations or unsound financial practices—Statement of charges—Hearing—Sanctions—Director's authority—Statute of limitations.

31.45.120 - Violations or unsound practices—Temporary cease and desist order—Director's authority.

31.45.130 - Temporary cease and desist order—Licensee's application for injunction.

31.45.140 - Violation of temporary cease and desist order—Director's application for injunction.

31.45.150 - Licensee's failure to perform obligations—Director's duty.

31.45.160 - Director's possession of property and business—Appointment of receiver.

31.45.180 - Violation—Misdemeanor.

31.45.190 - Violation—Consumer protection act—Remedies.

31.45.200 - Director—Broad administrative discretion.

31.45.210 - Military borrowers—Licensee's duty—Definition.

31.45.900 - Effective date, implementation—1991 c 355.

31.45.901 - Effective date—2009 c 510.