Revised Code of Washington
Title 31 - Miscellaneous Loan Agencies
Chapter 31.45 - Check Cashers and Sellers.

31.45.010 - Definitions. - RCW 31.45.010 Definitions. Unless the context clearly requires otherwise, the...

31.45.020 - Application of chapter. - RCW 31.45.020 Application of chapter. (1) This chapter does not...

31.45.022 - Privacy or confidentiality of any information or material—Federal or other state's laws. - RCW 31.45.022 Privacy or confidentiality of any information or material—Federal...

31.45.030 - License required—Small loan endorsement—Application—Fee—Bond—Deposit in lieu of bond—Director's duties. - RCW 31.45.030 License required—Small loan endorsement—Application—Fee—Bond—Deposit in lieu of bond—Director's...

31.45.040 - Application for license or small loan endorsement—Financial responsibility—Director's investigation. - RCW 31.45.040 Application for license or small loan endorsement—Financial responsibility—Director's...

31.45.043 - Multistate licensing system—Director's discretion. - RCW 31.45.043 Multistate licensing system—Director's discretion. Applicants may be required...

31.45.045 - Reports—Nationwide licensing system. - RCW 31.45.045 Reports—Nationwide licensing system. Each licensee on a nationwide...

31.45.050 - Investigation or examination fee and annual assessment fee required—Amounts determined by rule—Failure to pay—Notice requirements of licensee. - RCW 31.45.050 Investigation or examination fee and annual assessment fee...

31.45.060 - Licensee—Schedule of fee and charges—Recordkeeping. - RCW 31.45.060 Licensee—Schedule of fee and charges—Recordkeeping. (1) A schedule...

31.45.070 - Licensee—Permissible transactions—Restrictions. - RCW 31.45.070 Licensee—Permissible transactions—Restrictions. (1) No licensee may engage in...

31.45.073 - Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security. - RCW 31.45.073 Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated...

31.45.077 - Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees. - RCW 31.45.077 Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees. (1) Each application...

31.45.079 - Making small loans—Agent for a licensee or exempt entity—Federal preemption. - RCW 31.45.079 Making small loans—Agent for a licensee or exempt...

31.45.080 - Trust funds—Deposit requirements—Rules. - RCW 31.45.080 Trust funds—Deposit requirements—Rules. (1) All funds received by...

31.45.082 - Delinquent small loan—Restrictions on collection by licensee or third party—Definitions. - RCW 31.45.082 Delinquent small loan—Restrictions on collection by licensee or...

31.45.084 - Small loan installment plan—Terms—Restrictions. - RCW 31.45.084 Small loan installment plan—Terms—Restrictions. (1) If a borrower...

31.45.085 - Loan application—Required statement—Rules. - RCW 31.45.085 Loan application—Required statement—Rules. (1)(a) In addition to other...

31.45.086 - Small loans—Right of rescission. - RCW 31.45.086 Small loans—Right of rescission. A borrower may rescind...

31.45.088 - Small loans—Disclosure requirements—Advertising—Making loan. - RCW 31.45.088 Small loans—Disclosure requirements—Advertising—Making loan. (1) When advertising the...

31.45.090 - Report requirements—Disclosure of information—Rules. - RCW 31.45.090 Report requirements—Disclosure of information—Rules. (1) Each licensee shall...

31.45.093 - Information system—Access—Required information—Fees—Rules. - RCW 31.45.093 Information system—Access—Required information—Fees—Rules. (1) The director must, by...

31.45.100 - Examination or investigation—Director's authority—Costs. - RCW 31.45.100 Examination or investigation—Director's authority—Costs. The director or the...

31.45.103 - Subpoena authority—Application—Contents—Notice—Fees. - RCW 31.45.103 Subpoena authority—Application—Contents—Notice—Fees. (1) The director or authorized assistants...

31.45.105 - Violations of chapter—Enforceability of transaction. - RCW 31.45.105 Violations of chapter—Enforceability of transaction. (1) It is...

31.45.110 - Violations or unsound financial practices—Statement of charges—Hearing—Sanctions—Director's authority—Statute of limitations. - RCW 31.45.110 Violations or unsound financial practices—Statement of charges—Hearing—Sanctions—Director's authority—Statute...

31.45.120 - Violations or unsound practices—Temporary cease and desist order—Director's authority. - RCW 31.45.120 Violations or unsound practices—Temporary cease and desist order—Director's...

31.45.130 - Temporary cease and desist order—Licensee's application for injunction. - RCW 31.45.130 Temporary cease and desist order—Licensee's application for injunction....

31.45.140 - Violation of temporary cease and desist order—Director's application for injunction. - RCW 31.45.140 Violation of temporary cease and desist order—Director's application...

31.45.150 - Licensee's failure to perform obligations—Director's duty. - RCW 31.45.150 Licensee's failure to perform obligations—Director's duty. Whenever as...

31.45.160 - Director's possession of property and business—Appointment of receiver. - RCW 31.45.160 Director's possession of property and business—Appointment of receiver....

31.45.180 - Violation—Misdemeanor. - RCW 31.45.180 Violation—Misdemeanor. Any person who violates or participates in...

31.45.190 - Violation—Consumer protection act—Remedies. - RCW 31.45.190 Violation—Consumer protection act—Remedies. The legislature finds and declares...

31.45.200 - Director—Broad administrative discretion. - RCW 31.45.200 Director—Broad administrative discretion. The director has the power,...

31.45.210 - Military borrowers—Licensee's duty—Definition. - RCW 31.45.210 Military borrowers—Licensee's duty—Definition. (1) A licensee shall: (a)...

31.45.900 - Effective date, implementation—1991 c 355. - RCW 31.45.900 Effective date, implementation—1991 c 355. This act shall...

31.45.901 - Effective date—2009 c 510. - RCW 31.45.901 Effective date—2009 c 510. This act takes effect...