Revised Code of Washington
Chapter 31.45 - Check Cashers and Sellers.
31.45.190 - Violation—Consumer protection act—Remedies.

RCW 31.45.190
Violation—Consumer protection act—Remedies.

The legislature finds and declares that any violation of this chapter substantially affects the public interest and is an unfair and deceptive act or practice and an unfair method of competition in the conduct of trade or commerce as set forth in RCW 19.86.020. Remedies available under chapter 19.86 RCW shall not affect any other remedy the injured party may have.

[ 1991 c 355 § 19.]

Structure Revised Code of Washington

Revised Code of Washington

Title 31 - Miscellaneous Loan Agencies

Chapter 31.45 - Check Cashers and Sellers.

31.45.010 - Definitions.

31.45.020 - Application of chapter.

31.45.022 - Privacy or confidentiality of any information or material—Federal or other state's laws.

31.45.030 - License required—Small loan endorsement—Application—Fee—Bond—Deposit in lieu of bond—Director's duties.

31.45.040 - Application for license or small loan endorsement—Financial responsibility—Director's investigation.

31.45.043 - Multistate licensing system—Director's discretion.

31.45.045 - Reports—Nationwide licensing system.

31.45.050 - Investigation or examination fee and annual assessment fee required—Amounts determined by rule—Failure to pay—Notice requirements of licensee.

31.45.060 - Licensee—Schedule of fee and charges—Recordkeeping.

31.45.070 - Licensee—Permissible transactions—Restrictions.

31.45.073 - Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security.

31.45.077 - Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees.

31.45.079 - Making small loans—Agent for a licensee or exempt entity—Federal preemption.

31.45.080 - Trust funds—Deposit requirements—Rules.

31.45.082 - Delinquent small loan—Restrictions on collection by licensee or third party—Definitions.

31.45.084 - Small loan installment plan—Terms—Restrictions.

31.45.085 - Loan application—Required statement—Rules.

31.45.086 - Small loans—Right of rescission.

31.45.088 - Small loans—Disclosure requirements—Advertising—Making loan.

31.45.090 - Report requirements—Disclosure of information—Rules.

31.45.093 - Information system—Access—Required information—Fees—Rules.

31.45.100 - Examination or investigation—Director's authority—Costs.

31.45.103 - Subpoena authority—Application—Contents—Notice—Fees.

31.45.105 - Violations of chapter—Enforceability of transaction.

31.45.110 - Violations or unsound financial practices—Statement of charges—Hearing—Sanctions—Director's authority—Statute of limitations.

31.45.120 - Violations or unsound practices—Temporary cease and desist order—Director's authority.

31.45.130 - Temporary cease and desist order—Licensee's application for injunction.

31.45.140 - Violation of temporary cease and desist order—Director's application for injunction.

31.45.150 - Licensee's failure to perform obligations—Director's duty.

31.45.160 - Director's possession of property and business—Appointment of receiver.

31.45.180 - Violation—Misdemeanor.

31.45.190 - Violation—Consumer protection act—Remedies.

31.45.200 - Director—Broad administrative discretion.

31.45.210 - Military borrowers—Licensee's duty—Definition.

31.45.900 - Effective date, implementation—1991 c 355.

31.45.901 - Effective date—2009 c 510.