Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 17 - Financial Responsibility
Section 1795 - Insurance fraud reporting immunity


(a) General rule.--An insurance company, and any agent, servant or employee acting in the course and scope of his employment, shall be immune from civil or criminal liability arising from the supply or release of written or oral information to any duly authorized Federal or State law enforcement agency, including the Insurance Department, upon compliance with the following:
(1) The information is supplied to the agency in connection with an allegation of fraudulent conduct on the part of any person relating to the filing or maintenance of a motor vehicle insurance claim for bodily injury or property damage.
(2) The insurance company, agent, servant or employee has probable cause to believe that the information supplied is reasonably related to the allegation of fraud.
(b) Notice to policyholder.--The insurance company shall send written notice to the policyholder or policyholders about whom the information pertains unless the insurance company receives notice that the authorized agency finds, based on specific facts, that there is reason to believe that the information will result in any of the following:
(1) Endangerment to the life or physical safety of any person.
(2) Flight from prosecution.
(3) Destruction of or tampering with evidence.
(4) Intimidation of any potential witness or witnesses.
(5) Obstruction of or serious jeopardy to an investigation.
The insurance company shall send written notice not sooner than 45 days nor more than 60 days from the time the information is furnished to an authorized agency except when the authorized agency specifies that a notice should not be sent in accordance with the exceptions enumerated in this subsection in which event the insurance company shall send written notice to the policyholder not sooner than 180 days nor more than 190 days following the date the information is furnished.
(c) Immunity for sending notice.--An insurance company or authorized agency and any person acting on behalf of an insurance company or authorized agency complying with or attempting in good faith to comply with subsection (b) shall be immune from civil liability arising out of any acts or omissions in so doing.
(d) Applicability.--Nothing in this section shall be construed to create any rights to privacy or causes of action on behalf of policyholders that are not in existence as of the effective date of this section.
(Feb. 12, 1984, P.L.53, No.12, eff. Oct. 1, 1984)

1984 Amendment. Act 12 amended subsec. (a).

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 75 - VEHICLES

Chapter 17 - Financial Responsibility

Extra - Chapter Notes

Section 1701 - Short title of chapter

Section 1702 - Definitions

Section 1703 - Application of chapter

Section 1704 - Administration of chapter

Section 1705 - Election of tort options

Section 1711 - Required benefits

Section 1712 - Availability of benefits

Section 1713 - Source of benefits

Section 1714 - Ineligible claimants

Section 1715 - Availability of adequate limits

Section 1716 - Payment of benefits

Section 1717 - Stacking of benefits

Section 1718 - Exclusion from benefits

Section 1719 - Coordination of benefits

Section 1720 - Subrogation

Section 1721 - Statute of limitations

Section 1722 - Preclusion of recovering required benefits

Section 1723 - Reporting requirements

Section 1724 - Certain nonexcludable conditions

Section 1725 - Rental vehicles

Section 1731 - Availability, scope and amount of coverage

Section 1732 - Limits of coverage (Repealed)

Section 1733 - Priority of recovery

Section 1734 - Request for lower limits of coverage

Section 1735 - Coverages unaffected by workers' compensation benefits (Repealed)

Section 1736 - Coverages in excess of required amounts

Section 1737 - Workers' compensation benefits not a bar to uninsured and underinsured motorist benefits (Repealed)

Section 1738 - Stacking of uninsured and underinsured benefits and option to waive

Section 1741 - Establishment

Section 1742 - Scope of plan

Section 1743 - Rates

Section 1744 - Termination of policies

Section 1751 - Organization

Section 1752 - Eligible claimants

Section 1753 - Benefits available

Section 1754 - Additional coverage

Section 1755 - Coordination of benefits

Section 1756 - Subrogation

Section 1757 - Statute of limitations

Section 1771 - Court reports on nonpayment of judgments

Section 1772 - Suspension for nonpayment of judgments

Section 1773 - Continuation of suspension until judgments paid and proof given

Section 1774 - Payments sufficient to satisfy judgments

Section 1775 - Installment payment of judgments

Section 1781 - Notice of sanction for not evidencing financial responsibility

Section 1782 - Manner of providing proof of financial responsibility

Section 1783 - Proof of financial responsibility before restoring operating privilege or registration

Section 1784 - Proof of financial responsibility following violation

Section 1785 - Proof of financial responsibility following accident

Section 1786 - Required financial responsibility

Section 1787 - Self-insurance

Section 1788 - Neighborhood electric vehicles

Section 1791 - Notice of available benefits and limits

Section 1791.1 - Disclosure of premium charges and tort options

Section 1791.2 - Motorcycle marshals

Section 1792 - Availability of uninsured, underinsured, bodily injury liability and property damage coverages and mandatory deductibles

Section 1793 - Special provisions relating to premiums

Section 1794 - Compulsory judicial arbitration jurisdiction

Section 1795 - Insurance fraud reporting immunity

Section 1796 - Mental or physical examination of person

Section 1797 - Customary charges for treatment

Section 1798 - Attorney fees and costs

Section 1798.1 - Extraordinary medical benefit rate

Section 1798.2 - Transition

Section 1798.3 - Unfunded liability report

Section 1798.4 - Catastrophic Loss Benefits Continuation Fund

Section 1799 - Restraint system

Section 1799.1 - Antitheft devices

Section 1799.2 - Driver improvement course discounts

Section 1799.3 - Limit on cancellations, refusals to renew, refusals to write, surcharges, rate penalties and point assignments

Section 1799.4 - Examination of vehicle repairs

Section 1799.5 - Conduct of market study

Section 1799.6 - Conduct of random field surveys

Section 1799.7 - Rates