Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 17 - Financial Responsibility
Section 1718 - Exclusion from benefits


(a) General rule.--An insurer shall exclude from benefits any insured, or his personal representative, under a policy enumerated in section 1711 (relating to required benefits) or 1712 (relating to availability of benefits), when the conduct of the insured contributed to the injury sustained by the insured in any of the following ways:
(1) While intentionally injuring himself or another or attempting to intentionally injure himself or another.
(2) While committing a felony.
(3) While seeking to elude lawful apprehension or arrest by a law enforcement official.
(b) Conversion of vehicle.--A person who knowingly converts a motor vehicle is ineligible to receive first party benefits from any source other than a policy of insurance under which he is an insured for any injury arising out of the maintenance or use of the converted vehicle.
(c) Named driver exclusion.--An insurer or the first named insured may exclude any person or his personal representative from benefits under a policy enumerated in section 1711 or 1712 when any of the following apply:
(1) The person is excluded from coverage while operating a motor vehicle in accordance with the act of June 5, 1968 (P.L.140, No.78), relating to the writing, cancellation of or refusal to renew policies of automobile insurance.
(2) The first named insured has requested that the person be excluded from coverage while operating a motor vehicle. This paragraph shall only apply if the excluded person is insured on another policy of motor vehicle liability insurance.
(Feb. 12, 1984, P.L.53, No.12, eff. Oct. 1, 1984; Feb. 7, 1990, P.L.11, No.6, eff. July 1, 1990)

1990 Amendment. Act 6 amended subsec. (c).
References in Text. The act of June 5, 1968 (P.L.140, No.78), referred to as the Automobile Insurance Policy Act, referred to in subsec. (c)(1), was repealed by the act of June 17, 1998, P.L.464, No.68. The subject matter is now contained in Article XX of the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 75 - VEHICLES

Chapter 17 - Financial Responsibility

Extra - Chapter Notes

Section 1701 - Short title of chapter

Section 1702 - Definitions

Section 1703 - Application of chapter

Section 1704 - Administration of chapter

Section 1705 - Election of tort options

Section 1711 - Required benefits

Section 1712 - Availability of benefits

Section 1713 - Source of benefits

Section 1714 - Ineligible claimants

Section 1715 - Availability of adequate limits

Section 1716 - Payment of benefits

Section 1717 - Stacking of benefits

Section 1718 - Exclusion from benefits

Section 1719 - Coordination of benefits

Section 1720 - Subrogation

Section 1721 - Statute of limitations

Section 1722 - Preclusion of recovering required benefits

Section 1723 - Reporting requirements

Section 1724 - Certain nonexcludable conditions

Section 1725 - Rental vehicles

Section 1731 - Availability, scope and amount of coverage

Section 1732 - Limits of coverage (Repealed)

Section 1733 - Priority of recovery

Section 1734 - Request for lower limits of coverage

Section 1735 - Coverages unaffected by workers' compensation benefits (Repealed)

Section 1736 - Coverages in excess of required amounts

Section 1737 - Workers' compensation benefits not a bar to uninsured and underinsured motorist benefits (Repealed)

Section 1738 - Stacking of uninsured and underinsured benefits and option to waive

Section 1741 - Establishment

Section 1742 - Scope of plan

Section 1743 - Rates

Section 1744 - Termination of policies

Section 1751 - Organization

Section 1752 - Eligible claimants

Section 1753 - Benefits available

Section 1754 - Additional coverage

Section 1755 - Coordination of benefits

Section 1756 - Subrogation

Section 1757 - Statute of limitations

Section 1771 - Court reports on nonpayment of judgments

Section 1772 - Suspension for nonpayment of judgments

Section 1773 - Continuation of suspension until judgments paid and proof given

Section 1774 - Payments sufficient to satisfy judgments

Section 1775 - Installment payment of judgments

Section 1781 - Notice of sanction for not evidencing financial responsibility

Section 1782 - Manner of providing proof of financial responsibility

Section 1783 - Proof of financial responsibility before restoring operating privilege or registration

Section 1784 - Proof of financial responsibility following violation

Section 1785 - Proof of financial responsibility following accident

Section 1786 - Required financial responsibility

Section 1787 - Self-insurance

Section 1788 - Neighborhood electric vehicles

Section 1791 - Notice of available benefits and limits

Section 1791.1 - Disclosure of premium charges and tort options

Section 1791.2 - Motorcycle marshals

Section 1792 - Availability of uninsured, underinsured, bodily injury liability and property damage coverages and mandatory deductibles

Section 1793 - Special provisions relating to premiums

Section 1794 - Compulsory judicial arbitration jurisdiction

Section 1795 - Insurance fraud reporting immunity

Section 1796 - Mental or physical examination of person

Section 1797 - Customary charges for treatment

Section 1798 - Attorney fees and costs

Section 1798.1 - Extraordinary medical benefit rate

Section 1798.2 - Transition

Section 1798.3 - Unfunded liability report

Section 1798.4 - Catastrophic Loss Benefits Continuation Fund

Section 1799 - Restraint system

Section 1799.1 - Antitheft devices

Section 1799.2 - Driver improvement course discounts

Section 1799.3 - Limit on cancellations, refusals to renew, refusals to write, surcharges, rate penalties and point assignments

Section 1799.4 - Examination of vehicle repairs

Section 1799.5 - Conduct of market study

Section 1799.6 - Conduct of random field surveys

Section 1799.7 - Rates